Sentences with phrase «paying the premiums for years»

Like you, I have been paying their premiums for years.

Once you agree to a loan with mortgage insurance, you're stuck with paying the premiums for years to come.

After you get a few online life insurance quotes, always check the financial reputation of the insurer so you don't pay premiums for years only to find out the company can't pay out any claims.

Some people have paid premiums for a year or more before filing a claim only to find out that the condition treated is considered pre-existing by the insurance company.

But in order to receive Employment Insurance, we need to pay premiums for a year beforehand, so the price of EI benefits adds up.

Insurance companies make a tremendous amount of money from lapsed policies, after individuals pay premiums for years and then never collect a death benefit.

In that case you would have paid premiums for years, but your beneficiaries would not benefit.

There have been cases where clients have paid premiums for years thinking they have valid insurance, but when they have a claim, they are told that they are uninsurable and the claim is denied.

Life insurance is sold as a business model plan to have you pay a premium for years or decades to protect against the unknowns of life.

It would be nice, though, if there was some rule built into the policy, as you say, that would allow an unpaid premium if the family can prove incapacitation at the time of the unpaid premium, especially in the case where the insured has paid premiums for years.

After you get a few online life insurance quotes, always check the financial reputation of the insurer so you don't pay premiums for years only to find out the company can't pay out any claims.

However, I still believe that one should either let such policy lapse in case of newly purchased plan or to surrender the policy where one has paid premium for some years.

I assume since you have not paid premium for year and a half, your policies are automatically paid up.

With this type of insurance, you pay premiums for each year of the term.

Should you outlast your term life insurance policy, you may be able to renew it, but if you were not careful when you selected an insurance provider you may have paid premiums for years and not be able to collect a return.

Though the monthly premium was going to double or triple at the end of the term, it made sense for the family to pay the premiums for a year or two to receive the likely death benefit.

Not exact matches

But even if the housing bubble continues to inflate for months or years to come, it's high time to recalculate the ownership premium we are willing to pay.

We will cross the country to pay a premium price for a ticket so we can feel normal for three days a year.

«This bid seems to defy logic,» Peel Hunt analyst Paul Morland told the Financial Times, characterizing the 79 % premium HP paid as «an «amazing» premium for a company whose earnings grew by just 6 per cent in the first half of the year.»

«Perversely, we've spent the last 20 years paying a premium for [the stocks of companies with] high yield debt,» she said.

Hence, investors who three years ago paid less than $ 19 for $ 1 of earnings now pay $ 24.30 — an extra $ 5.30, or an almost 30 % premium, for a dollar of earnings.

In the next fiscal year, New Jersey's pension system will reach a «tipping point» to where it will pay more for retiree health premiums than active employees, a first in the state's history and «unsustainable,» the governor said.

Premiums for whole life insurance are consistent, though they can either be paid annually or for a predetermined period of time (such as 20 years), though they'll be significantly higher for that period.

Throughout its 78 - year history, the Federal Housing Administration has paid for itself through upfront and annual mortgage insurance premiums charged to borrowers.

Healthcare is cannibalizing every other industry and has eaten up basically all wage gains in the past ~ 30 - 40 years — largely cuz we don't ration, have any kinda cost controls, and force everyone to pay for a fat - tail via high premiums.

Consumers getting financial assistance under the Affordable Care Act will pay lower premiums this year, even though the «list price» for their health insurance shot up.

You're welcome to mock them for paying this premium, but if they'd been doing so over the last two years, they've got 2700 % in gains to show for it.

This statement will show your total payments for the year — including the mortgage interest, deductible points, and mortgage insurance premiums you paid.

And many borrowers will end up paying the annual premium for the life of the loan, due to a new cancellation policy introduced last year.

In Berkshire's property & casualty (P&C) insurance businesses, premiums are collected up front, but claims are paid out often years or decades later, allowing the float to be used for investments.

As we've said throughout the year, we believe investors are still paying a larger premium than they should for low - risk securities, and that we are finding better opportunities in companies with more economic sensitivity.

For example, borrowers applying for a $ 200,000 30 - year fixed FHA loan today will have to pay a $ 3,500 upfront mortgage insurance premiFor example, borrowers applying for a $ 200,000 30 - year fixed FHA loan today will have to pay a $ 3,500 upfront mortgage insurance premifor a $ 200,000 30 - year fixed FHA loan today will have to pay a $ 3,500 upfront mortgage insurance premium.

That's nearly three times the cost of one of the cheapest companies; put another way, a year's premium at an average cost company could pay for almost three years of coverage at one of these cheaper companies.

Premiums are generally paid for the life of the policy, though some choose to pay a higher premium for a shortened period of time, such as 20 years, in order to make sure their policy doesn't lapse later.

The latest report shows for example that in 2012, 62 % of those who were unemployed had paid EI premiums during the year preceding their unemployment period.

Paying premium for 10 or 20 years can also be a good plan because you will have an ending time in mind for paying the premiums into the pPaying premium for 10 or 20 years can also be a good plan because you will have an ending time in mind for paying the premiums into the ppaying the premiums into the policy.

For example, if you purchased a 20 - year $ 500,000 level term policy, should you die at any point during the 20 year term due to a covered event (and have paid all premiums) the beneficiary would receive a $ 500,000 payout.

Depending on your insurer, you may be able to pay the premiums for a pre-determined number of years, as opposed to paying a premium every year, but the annual premium for that period of time will be higher.

For example, if you currently have a high income but low retirement savings, you may choose to pay a larger annual premium for the first 20 years to make sure the policy is paid off then build up your savings, as opposed to paying a lower premium for your entire liFor example, if you currently have a high income but low retirement savings, you may choose to pay a larger annual premium for the first 20 years to make sure the policy is paid off then build up your savings, as opposed to paying a lower premium for your entire lifor the first 20 years to make sure the policy is paid off then build up your savings, as opposed to paying a lower premium for your entire lifor your entire life.

After June 3, 2013, some borrowers will have to pay their annual premium for the life of the loan — or up to 30 years.

I already have paid the maximum dollars into Social Security and Medicare for more than 40 years, and now still pay into both, in addition pay an extra Medicare premium in addition to the normal premium.

Mr Garvin also queried the «premium» Murray Goulburn has promised to pay farmers, pointing out that Parmalat has paid 12 per cent more on average than Murray Goulburn and 6 per cent more than Norco for milk over the last four years.

I think only barca real or Bayern can tempt those players away from leicester, they would give at least a year to the club, but season after that they will move onto other club depending on their form next season.As for arsenal transfer i wouldn't want to listen to rumours as most of the times these rumours are just utter garbage.i want a certain rumour about Wolfsburg signing giroud to be true.Anyways if our idiotic manager has some sense left in him after an embarrassing season he should get a premium striker which the club needed for past 4 years.He need to put his ego aside and his old philosophy of waiting for players to develop.We need already established players in every department of our team.Penny pinching has cost us just pay the damn money get the players.I get the feeling next season is going to be harder and we have less chance of winning cause man city have had 2 seasons without premier league and guardiola is gonna bring more quality and hunger to that team.

Prices of formula in China have been increasing markedly in the past few years, with consumers paying a premium for foreign brandnames following contamination of the locally - produced Sanlu brand with melamine in 2008.

Fewer Illinois residents signed up for health insurance through the Obamacare exchange this year, and premiums soared — but many are actually paying less for coverage.

How many years have we been paying a «premium» price for what we believed to be «premium product», when in fact it was «sub premium adulterated beef»?

Because every year they oppose a bill that legislators put forth in the Assembly to force them to reveal how much they're paying for premiums.

Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insurance.

The cost of compensating the victims of accidents involving uninsured drivers is # 500 million a year, paid for by honest motorists through their insurance premiums.

«For instance if you have 10 million people who are on the scheme and each person pays GHc50 as against the GHc12 they are paying presently and they pay an average premium of GHc50 for the year, I think we will be making a very huge impaFor instance if you have 10 million people who are on the scheme and each person pays GHc50 as against the GHc12 they are paying presently and they pay an average premium of GHc50 for the year, I think we will be making a very huge impafor the year, I think we will be making a very huge impact.