Never fear, though — if you've been
paying your bills on time since then, then refinancing is definitely the right decision as your credit score has likely improved.
Since he had
paid his bills on time since 2007, he figured that the company would no longer find it necessary for him to have a co-signer — especially a dead one.
Not exact matches
(cont'd)- I'm giving away hundreds of listings
on the Vault, and as a result of doing so, won't see one thin dime of income
on the site until October or later - Given all the
time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers
on behalf of authors who are listed in the Vault,
on my own
time and my own long distance
bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free
on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and
paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing expense and the lion's share of administration for the Publetariat site, which
since its launch
on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I
paid my own travel expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my
time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.
Secondly, a lot of people just assume that
since they are
paying their
bills on time, their credit report has fantastic things to say about them.
Since the single - biggest component (35 %) of your credit score is based
on your payment track record, the best way to boost your credit score is to simply
pay your
bills on time.
And
since 35 % of your credit score is determined by your payment history, it's important to automate your system so you
pay your
bill on time and in full each month.
Setting up autopay is a great way to ensure that your
bills are
paid on time every month,
since it removes the human error factor.
Since both cards come with no annual fee it is easy, and recommended, to get both if you can
pay bills on time.
Since FICO says a good score is more dependent
on always
paying bills on time, keeping credit card balances low and opening new loan accounts only when necessary, there is little reason for most borrowers to actively seek out a mix of credit.
Since I joined the program I've been able to
pay all of regular
bills on time and even saved a little bit of money.
Beware though,
since they will be inheriting your credit history, only do this if your own score is excellent and you are diligent about
paying your
bills on time.
As noted above, the interest rate
on the card shouldn't matter,
since you should be
paying off your
bills on time.
Since they are based
on prevented hospital visits, 55 and above are more likely to take the
time off to
pay a visit while the younger workers tend to suffer through it to
pay bills.
If you shared the same social security number with many other individuals, then their credit choices - e.g., how much they spend, whether they
pay their
bills on time, etc. - would affect your own credit score (
since you're all sharing the same social security number).
If it hasn't been more than three years
since your accident date or two years
since they last
paid you or a medical
bill on your case, the
time limits (statute of limitations) for bringing a case haven't passed.
In this survey, the number of experts reporting their
bills were being
paid on time in even half of their cases is only 48 % (up from 39 % in 2003 but unchanged
since 2005).