Sentences with phrase «payment at a reduced interest rate»

When people get in over their head in excessive credit card debt, they frequently will apply for a home equity loan for consolidating payments at a reduced interest rate.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Allow you to refinance the loan at a lower interest rate and / or for a longer term to reduce your monthly payments.

With a lower interest rate, payments will be reduced because interest will accrue at lower rate each month.

If your goal is to reduce your monthly payment by extending your loan term, refinancing with a private lender at a lower interest rate can reduce or eliminate the additional interest payments that you'd otherwise make if you stretched out your payments without an interest rate reduction.

Refinancing your car loan at a lower rate would not only reduce how much you pay in interest, it would also lower your monthly payments.

So essential thinking behind austerity is that you cut spending now to reduce (or at least control the rate of increase of) total debt and the associated interest payments.

After the negotiator has successfully convinced your creditors about reducing the interest rate on your outstanding debts, you can give him the total amount of debt payments that you need to make at the beginning of every month.

Your new payment must be at least 5 % lower than your old payment, or you must be replacing an ARM with a fixed loan (the new rate can't be more than 2 % higher) or hybrid loan (the new payment can't be more than 20 % higher), or reducing the term of your mortgage, or dropping your interest rate by at least 2 % (if replacing a fixed mortgage with an ARM).

Debt consolidation is an effort to combine debts from several creditors, then take out a single loan to pay them all, hopefully at a reduced interest rate and lower monthly payment.

The first option would actually reduce our monthly payments; however, over the amortization period of 25 years, the total interest paid would increase by over $ 20,000 when compared to only about $ 14,000 in total interest if we continue to pay down our line of credit at the prime rate.

«But it's probably the best time to pay down debt, because lump sums go against the principal and reduce the interest you'd incur on future payments at higher rates.»

This company allegedly scammed student loan borrowers out of at least $ 11 million by falsely promising loan forgiveness, lowered monthly payments, and reduced interest rates.

The goal of a DMP is to eliminate debt by making regular payments for 3 - 5 years, often at significantly reduced interest rates, and to consolidate the bill pay into one monthly payment.

However, some companies may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.

Consolidating student debt will reduce your monthly payments to a single installment while at the same time reducing the average interest rate and extending...

If you consolidate all bills into one, the single payment should be at a lower interest rate and reduced monthly payment.

However, some lenders may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.

If you refinance, you may be able to lower your interest rate or at least extend the term of the loans, thereby reducing your monthly payment.

You make one monthly payment to the consumer credit counseling company, and the company then dispurses the funds to each of your creditors but at a reduced interest rate.

Out of your monthly payment, they disperse the funds to each of your credit card companies but at a reduced interest rate.

Your creditors do continue to get paid with consumer credit counseling but at a reduced interest rate and you only have to make a single payment each month.

Should a cosigner be necessary at the time of application to reduce the interest rate or to qualify for the loan, a cosigner release may be requested once 48 consecutive monthly payments are made on time.

By doing so you'll reduce the chances of investing all your money when interest rates (and annuity payments) are at a low point.

Sorry I mean't to add one other thought, if the card holder is carrying a high balance and their interest rates increase like the banks have been raising in recent months, this could backfire on the banks themselves, I mean since the banks give a 45 notification of the increase and the consumer is already maxed out and can barely make the payments as it is, the increased interest rates because of how the congress requires at least all the monthly interest and some of the principle to be paid on the cards, done so that consumers could reduce the amount of time to illiminate their debts, this may spawn many card holders whoms payments will increase much like those adjustable rate mortgages that people walked away from to go wild with their remaining balances on the card and then default, the whole irony is that the consumer may very well use the card thats damaging them to pay for bankruptcy proceedings lol!

Refinance at current interest rates, and you'll reduce your monthly payments by around $ 100 or more a month for every $ 100,000 you borrow.

Your lender might be able to arrange debt consolidation so that you can pay off your loans at a lower interest rate and thus reducing your monthly payments.

When it comes to student debt consolidation, you need to make sure you will save money by reducing the interest rate or at least, your monthly payments will be reduced by extending the repayment program of your loans with the new student consolidation loan.

Consolidating student debt will reduce your monthly payments to a single installment while at the same time reducing the average interest rate and extending the average length of your loans.

Most loans can be deferred until studies are completed and then a way could be found to consolidate that loan with a few others at a lower interest rate and reduced monthly payments.

The advantage of a credit counselling or a debt management program, as Heather said, is that you've got one monthly payment, it deals with all your debts, often at a zero or reduced interest rate.

They will pay your creditors out of that payment each month but at a reduced interest rate.

Your debt will be consolidated into one monthly payment, allowing you to pay a reduced amount than if you were to continue making payments at the higher interest rates.

Student loan refinancing options are growing at a historic pace, offering more opportunities to lower monthly payments and interest rates and reduce the cost of education debt.

Refinancing the high - interest graduate school loans in the second chart above into a 10 - year, fixed - rate loan at 4.6 percent interest could reduce your total monthly payments by $ 24 a month, and the total amount repaid by $ 2,831.

If you qualify to refinance at a lower rate, refinancing into a loan with about the same repayment term can lower your monthly payment AND reduce the total amount of interest payments you make over the life of your loan.

You then make one monthly payment to the company, and they disperse the funds to each credit card company but at the reduced interest rate.

Nitzsche says «With credit card hardship programs, you are typically given a reduced interest rate at a fixed payment and term.»

Another great perk Citizens Bank offers is the option to reduce interest rate by 0.25 % for enrolling in automatic payment and another 0.25 % for those borrowers who have an existing account at the time of the student loan application.

You could have benefitted from having your interest rate and minimum payment officially reduced to something you could handle at the time.

Among other benefits, spreading out your investment over a few years will reduce the chance that you'll invest all your dough when interest rates — and thus annuity payments — are at a low.

If you choose not to follow the Protocol, you issue proceedings and either your debtor is familiar with the Protocol or instructs solicitors who are, then the following sanctions can be imposed by the court: - • An order staying the proceedings which also requires compliance with the Protocol; • An order that if you have not complied you pay the costs of the proceedings or part of the costs of the other side even if you obtain judgment in your favour; • An order that those costs are paid on a more stringent basis known as an indemnity basis; • An order depriving the party who is at fault of any entitlement to interest or alternatively awarding interest at a reduced rate; • Depending on who is at fault the court can also order payment of a higher interest rate of up to 10 % above base rate.

Dividends can be paid in cash, used to reduce your premium payments, left to accumulate at a specified rate of interest or used to purchase paid - up additional insurance which will increase your face amount of coverage.

At the same time if you are comfortable with a slightly higher payment you may find a lender that is willing to reduce the costs to close in favor of a higher interest rate.

Refinancing the high - interest graduate school loans in the second chart above into a 10 - year, fixed - rate loan at 4.6 percent interest could reduce your total monthly payments by $ 24 a month, and the total amount repaid by $ 2,831.

With mortgage interest rates at their lowest levels in decades, many homeowners will be able to reduce their interest rate and monthly payments, pay off their loans faster by shortening loan terms and be back in the market to buy — whether it's to move up or invest.