Sentences with phrase «payment at an interest rate»

Currently I pay $ 1400 including the insurance payment at an interest rate of 4.7 %.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

«If you just look at the monthly payment, you'll have no idea what you're being charged for the car, you won't really know what you're getting for your old vehicle and you won't know what the interest rate really is,» Gillis warned.

«This suggests that homebuyers are purchasing homes with larger down payments and that existing homeowners are taking advantage of low interest rates to pay off their mortgages at a faster rate,» the budget says.

«Mortgage insurance allows Canadians across the country, in rural areas and big cities, to have the same opportunities to access home ownership and at the same interest rates as people who can afford to put down a 25 % down payment,» says Pierre Serré, chief financial officer of CMHC.

To be sure, low interest rates mean that annuity payments, including those from QLACs, are relatively modest now and investors run the risk that inflation will eat away at payouts over time.

Allow you to refinance the loan at a lower interest rate and / or for a longer term to reduce your monthly payments.

Overall, the distinguishing factor of a fixed - rate mortgage is that the interest rate for every installment payment does not change and is known at the time the mortgage is issued.

The down payment could be protected by a priority lien and would accrue interest at a regulated rate that could be paid back into the employees retirement account by the mortgage holder.

The presentation suggested that such a facility would allow the Committee to offer an overnight, risk - free instrument directly to a relatively wide range of market participants, perhaps complementing the payment of interest on excess reserves held by banks and thereby improving the Committee's ability to keep short - term market rates at levels that it deems appropriate to achieve its macroeconomic objectives.

You can also extend the term of your loan, at the same interest rate, which could lower your monthly payments but could mean you end up paying more in interest overall.

Both the down payment and interest rate on a condo mortgage will be higher than they would for a regular house at the same price.

This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.

With a lower interest rate, payments will be reduced because interest will accrue at lower rate each month.

If current interest rates are lower than they were at issue, the MVA will result in a higher payment.

Bonds are also subject to reinvestment risk, which is the risk that principal and / or interest payments from a given investment may be reinvested at a lower interest rate.

The RBA uses the operating technique which has come universal in countries with deregulated financial markets: the Bank can influence liquidity in the payments clearing system, and is allows us to shift interest rates at the very short end of the yield curve.

a bond where no periodic interest payments are made; the investor purchases the bond at a discounted price and receives one payment at maturity that usually includes interest; they have higher price volatility than coupon bonds as a result of interest rate changes

With terms starting at 15 years, fixed - rate mortgages offer interest and principal payments that remain the same for the entire life of the loan.

The reality is that one doesn't need interest rates reasonably estimate 10 - year prospective market returns, just as one doesn't need interest rates to calculate that a $ 100 expected payment in 10 years, at a current price of $ 65, will result in an expected total return of 4.4 % over the coming decade.

Most equipment leases come at a fixed interest rate and fixed term to keep those payments the same every month.

Net interest payments of households are now more responsive to changes in interest rates than they were a decade or more ago (at least in the short term).

Your investment amount is based on your age at purchase, current interest rates, when payments start, and any features you add to the contract.

Their opinions of that creditworthiness — in other words, the issuer's financial ability to make interest payments and repay the loan in full at maturity — is what determines the bond's rating and also affects the yield the issuer must pay to entice investors.

Under this plan, payments are set at a fixed amount with a fixed interest rate, and the repayment term is 10 years.

The Annual Percentage Rate (APR) shown for each MBA loan product reflects the accruing interest, the effect of one - time capitalization of interest at the end of a deferment period, a 2 % origination fee, the full deferment payment plan option (in which there is a 21 - month in - school deferment and a six - month grace period).

A home equity loan works much like a HELOC, except that the loan is at a fixed interest rate, which means your monthly payments won't change.

When we compared Quicken's version of the FHA loan with the lowest down payment offers available at several major California banks, Quicken quoted the lowest interest rate of the group.

This translated into a crushing debt load, even at present depressed rates: what forced Apollo GM to the negotiating table was a measly US $ 60 million interest payment, a pittance compared to what's coming due in 2019.

If your goal is to reduce your monthly payment by extending your loan term, refinancing with a private lender at a lower interest rate can reduce or eliminate the additional interest payments that you'd otherwise make if you stretched out your payments without an interest rate reduction.

But because they will make an average of 59 fewer payments — and pay down their loan at a lower interest rate — those borrowers will save an average of nearly $ 19,000 in the long run.

This is commonly called a teaser rate or an introductory rate, and the difference between what you get going in and what it changes to can be drastic, with your interest payments at times being cut nearly in half.

At current average interest rates, the monthly payments on a 30 - year fixed mortgage for that amount would come to $ 2,415.

In the press conference that followed the monetary - policy meeting, the president of Europe's central bank, Mario Draghi, stated that interest rates will remain at current levels well past the end of the bank's asset - purchase program, carried out along with reinvesting principle payments from maturing securities.

If you want an ARM, lenders will have to document that you can afford to make monthly payments at the highest interest rate the loan could charge over the first five years.

Of course, you'll have to pay the loan back in monthly payments, which includes fees and interest rate charges as well, but you'll have the entire amount you've been approved for at your disposal.

Hefty interest rates: The best way to take advantage of rewards credit cards is to ensure that you make full payment of the card balance at the end of each month.

When I left school, I had about $ 35,000 in student loans at a 6.80 % interest rate and minimum monthly payment of $ 400.

By paying just the minimum, a credit card balance of $ 1,000 at a 12 % interest rate with a minimum required payment of $ 35 would take 34 months to pay off.

Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.

If you've got a $ 5,000 balance at a rate of 15 % and you're just making a $ 100 minimum payment each month, you'll hand out nearly $ 3,000 in interest to the credit card company once it's all said and done.

This mortgage payment calculator will help you determine the cost of homeownership at today's mortgage rates, accounting for principal, interest, taxes, homeowners insurance, and, where applicable, condominium association fees.

You may be able to pay off credit cards with a personal loan at a lower interest rate and payment.

At today's mortgage rates, annual interest payments on a 30 - year loan term exceed annual principal payments until loan's 10th year.

When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.

At today's mortgage rates, a 30 - year fixed - rate conventional loan at the 2016 mortgage loan limit of $ 453,100 would require about three hundred thousand dollars in interest payments in order to pay of the loaAt today's mortgage rates, a 30 - year fixed - rate conventional loan at the 2016 mortgage loan limit of $ 453,100 would require about three hundred thousand dollars in interest payments in order to pay of the loaat the 2016 mortgage loan limit of $ 453,100 would require about three hundred thousand dollars in interest payments in order to pay of the loan.

Refinancing your car loan at a lower rate would not only reduce how much you pay in interest, it would also lower your monthly payments.

«For example, a customer who likes the certainty of knowing exactly how much of their monthly payment is going to principal versus interest may not be the best fit for a variable mortgage even at a lower starting rate.»

At an interest rate of 4 percent, monthly payments average $ 2,104.