The insurance company that is liable for
the payment of an accidental death benefit will conduct a thorough investigation into the cause of death before paying the claim.
Not exact matches
When you purchase an
accidental death and dismemberment rider, read all the fine print and confirm that what is written reflects your understanding
of the
payment terms,
death benefits, and what is both included and excluded from your coverage.
This just means that, in the case that you died during the first 2 years
of coverage, unless your passing was considered to be an
accidental death by the insurer your beneficiaries would only receive a minor payout (the sum
of your premium
payments with 7 % interest compounded annually).
Credit card
payment insurance covers up to five times the amount
of your balance (maximum $ 50,000) in case
of accidental death, depending on the plan you choose.
Other benefits include
accidental death, which provides benefits when
death occurs as a result
of an accident, family plan for insured spouse and children, disability waiver
of premium, which waives the premium
payments if the insured becomes disabled for more than 6 months and mortgage
payment disability benefit which offers money to continue making
payments if the insured individuals becomes disabled for 60 days or longer.
In the event
of death, diagnosis
of an insured critical illness or an
accidental dismemberment / paraplegia, a lump sum
payment will be made based on your outstanding account balance up to a maximum
of $ 25,000.
The
accidental death benefit is
payment due to the beneficiary
of an
accidental death insurance policy, which is often a clause or rider connected to a life insurance policy.
The riders available include Aegon Life AD Rider which provides the
payment of additional Sum Assured in case
of accidental death, WOP Rider on CI where future premiums are waived if the insured is diagnosed with a Critical Illness while the coverage continues, iCI Rider covering four Critical Illnesses where the Sum Assured is paid in case the insured is diagnosed with any Critical Illness covered by the rider, Women CI Rider which covers women specific Critical Illnesses and provides part
payment of the Sum Assured if the insured is diagnosed with any one
of the covered illness.
Since most AD&D
payments usually mirror the face value
of the original life insurance policy, the beneficiary receives a benefit twice the amount
of the life insurance policy's face value upon the
accidental death of the insured.
Both would include a modified
death benefit, where only a partial
payment would be delivered if
death occurs in the first few years, with the exception being
accidental death where it would pay in full regardless
of time frame.
Accidental Death & Dismemberment (AD&D)- provides cash payment for accidental loss of life or limb while
Accidental Death & Dismemberment (AD&D)- provides cash
payment for
accidental loss of life or limb while
accidental loss
of life or limb while traveling
And in the event
of a sudden loss, the AD&D coverage provides additional benefits to beneficiaries if the insured suffers an
accidental death, or additional
payment to the insured if they suffer a qualified loss as a result
of accidental injury.
Policy benefits: •
Payment is available on a weekly basis for loss
of income due to
accidental injury • Lump sum
payments for
death and permanent disabilities for accidents • Cover is available 24 hours worldwide, or can be limited to working hours
Extra Life Option: Nominee receives a lump sum as well as an additional one - time
payment in case
of accidental death.
A provision added to a life insurance policy for
payment of an additional benefit, above and beyond the
death benefit, when
death occurs by
accidental means, as defined in the policy.
Accidental Death Benefit: A payment for loss of life due to an accident which was the direct cause of d
Death Benefit: A
payment for loss
of life due to an accident which was the direct cause
of deathdeath.
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Accidental Death Benefit (Life Insurance): Provision under a life insurance policy for
payment of an additional amount — usually equal to the face amount
of insurance — if the insured is killed in an accident.
Watch out if the policy you wish to opt for offers flexibility to choose the tenure
of your choice, the sum assured amount, inbuilt features like terminal / critical illnesses,
accidental death benefit and the premium
payment modes.
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Accidental Death and Disability rider - You can avail the LIC accidental death and disability benefit anytime during the term of the payment of th
Accidental Death and Disability rider - You can avail the LIC accidental death and disability benefit anytime during the term of the payment of the pre
Death and Disability rider - You can avail the LIC
accidental death and disability benefit anytime during the term of the payment of th
accidental death and disability benefit anytime during the term of the payment of the pre
death and disability benefit anytime during the term
of the
payment of the premium.
Reliance
Accidental Death and Total and Permanent Disablement Rider (Regular Premium)-- the rider promises
payment of an additional lump sum amount if the insured dies or suffers total and permanent disability directly due to an accident.
The company offers three types
of riders under the plan which includes Accident Benefit Rider which promises the
payment of an additional Sum Assured in the event
of accidental death of the life insured.
The rider promises the
payment of an additional Sum Assured in the event
of accidental death of the life insured.
If policyholder feels that he / she needs cover for additional risks, then he / she may opt for these rider features, and these include the
accidental death and
accidental disability riders and can be opted along with the basic plan during any policy anniversary
of the premium paying term
of the policy by
payment of the additional premium amount.
In this post let us understand about — Key features
of iProtect Smart plan, details about various plan options, information on
accidental death benefit & Critical illness benefit,
death benefit
payment options, enhanced protection at key life stages (like marriage, child birth etc.,) and review on iprotect smart insurance plan.
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Available waiver
of premium rider and
accidental death benefit rider can be added to your limited
payment life insurance policy if you should so choose.
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A pure term insurance plan that provides life Insurance cover to you by paying a lump sum benefit to your family in case
of an unfortunate
death.Choice
of single or regular premium
payments and an additional amount in case
of an
accidental death.
LIC's
accidental death and disability benefit rider is an optional rider available on
payment of extra premium.
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This just means that, in the case that you died during the first 2 years
of coverage, unless your passing was considered to be an
accidental death by the insurer your beneficiaries would only receive a minor payout (the sum
of your premium
payments with 7 % interest compounded annually).
Other time - sensitive benefits include the pre-existing conditions waiver, which is available if the plan is purchased within 15 days
of your initial trip
payment and all eligibility requirements are met, and the
accidental death flight only benefit.
«Extra Life Option» for additional
accidental death benefit can opted, on
payment of applicable rider premium.
An
Accidental Death — Flight Only benefit
of $ 25,000 is included if purchased within 15 days after making your initial trip
payment.
There is a rider for
Accidental Death and Permanent Disability that you can purchase for
payment of additional premium.
His plan details are as follows:
Death Benefit Option 2 (Non Smoker), Cover Amount (Base Sum Assured) = Rs. 50 lakhs, Inbuilt
Accidental Death Benefit = Rs. 50 lakhs, Policy Term = 30 years, Premium
Payment Term = 30 years, Annual Premium = Rs. 12, 900 (exclusive
of service tax).
Someone who is looking for a term plan with a range
of cover options like: a) Additional
accidental death benefit or b) Increasing life cover during important milestones
of life or c) Partial lumpsum
payment to family members after
death and remaining in monthly
payments or d) Big lumpsum
payment to family members after
death and additional monthly
payments If you also have one or more
of the above listed requirements, then HDFC Life Click 2 Protect Plus plan is for you.
Accidental Death: Provides
payment if you or your spouse dies as a result
of a car accident or being struck by a car.
Hello Ankur,
Accidental Death Benefit rider is an additional payment made over and above the normal sum assured in case of death due to an acci
Death Benefit rider is an additional
payment made over and above the normal sum assured in case
of death due to an acci
death due to an accident.
«Extra Life Option» for additional
accidental death benefit can be opted, on
payment of applicable rider premium.
LIC's
Accidental Death and Disability Benefit Rider can be opted, on
payment of additional rider premium.
You may be eligible for the pre-existing conditions waiver, financial default coverage and
accidental death and dismemberment - common carrier air only if this plan is purchased within 15 days
of your first trip
payment, among other requirements.
Tata AIA Life Insurance
Accidental Death and Dismemberment (Long Scale)(ADDL) Rider can be opted, on
payment of additional rider premium.
Tata AIA Life Insurance
Accidental Death and Dismemberment (Long Scale)(ADDL) Linked Rider can be opted, on
payment of additional premium.
ICICI Pru Unit Linked
Accidental Death Rider can be opted, on
payment of additional rider premium.
Reliance Nippon Life
Accidental Death and Total and Permanent Disablement Rider can be opted, on
payment of additional rider premium.