«For example, if you're currently making timely
payments on a car note but have no other positive credit that's active, then you should obtain two secured credit cards and use them regularly.»
SelfLender is counting on those happy customers — with credit scores — to remain loyal to their service, perhaps taking the proceeds from their self - lended loan to use as a down
payment on a car note or other financial service, offered by affiliate companies through the SelfLender site.
Not exact matches
Depending
on the amount of debt you have, this
payment could feel like a
car payment or mortgage
note.
CS said my Approval Odds were very good for a Discover Card, TU 735, EQU 696, no late
payments in 3 yrs, A chap 13 BK in 2009 that's still
on my Equifax Report and they said it will stay there for 10 years, the others have removed the BK, No
car note, 10 more house
payments, wife died in 2012 with no life insurance I maxed out three cards and took out two loans to bury her, God is good, I'm a disabled War Vet and cant work, I hung in there and paid everybody
on time, I have two Capital One CC $ 1200 and $ 3000 both almost maxed out, Applied for Discover it today and they gave me a
So, if the amount you owe isn't already
on your credit report somewhere, or it's in a «non-revolving» credit account (like a balance owed to a utility, or
on a structured
note like a
car payment or student loan), your leverage will increase and that could lower your score.
As an example, a filing wannabe debtor asked these questions
on a bankruptcy forum website today concerning the 90 day rule: «Does anyone know from their experience, if the 90 day rule applies to
payment of monthly rent,
car note, and utilities?
Depending
on the amount of debt you have, this
payment could feel like a
car payment or mortgage
note.
«There's a difference between being one month late
on a credit card
payment of $ 50 and owing $ 50,000... (or) owing
on a
car note and owing a large IRS or other judgement,» she says.
Don't forget to include the small expenses
on your list such as groceries, cable and phone to the much larger ones like
car note, student loans, child support
payments, etc..