Sentences with phrase «payment on your credit rating»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
And if an unexpected expense comes up and you're late or miss a credit card payment, you can get hit with a penalty fee and a higher interest rate on the balance you owe.
A late or missed payment can also hurt your credit score, which can make it harder to get a loan (or a good rate on a loan anyway) down the road.
Fundbox uses a proprietary algorithm to gauge likelihood of repayment, starting with your financial data — including accounts receivables, client financial statements, cash flow and payment history — and moving on to public data such as credit ratings, government information and social media accounts.
(Sec. 13403) This section allows employers to claim a general business credit equal to 12.5 % of wages paid to employees during any period in which such employees are on family and medical leave if the rate of payment under the program is 50 % of the wages normally paid to an employee.
Often confused with a transaction fee, the discount rate fee involves a percentage of each credit card transaction and is based on the type of card your business accepts for payment.
If you make six consecutive on - time payments, your credit card company may be willing to adjust the rate.)
For instance, if you just have a couple of credit card bills but you have plenty of disposable income to make extra payments each month, consolidating your credit card debt to a personal loan with a lower interest rate could save you money on interest and allow you to pay off your debt faster.
However, if you continue to make your payments on time, keep your balances low, and manage the accounts you have responsibly, over time, your credit rating will increase and you'll see a change in the prequalification offers you receive.
Even though these loans have higher interest rates for borrowers with bad credit, personal loans are a great way to rebuild credit history if you make all your payments on time.
After six months of on - time payments, credit card companies are required to lower your rate on your outstanding balance back to your normal interest rate thanks to the CARD Act of 2009, but the company may keep the penalty APR on future purchases.
In 2017 we've focused closely on bringing bitcoin's value to bear on the problems of high - value payments, which are often subject to slow bank transfer times or high processing fees and fraud rates with credit cards.
Your payment amount can change depending on HELOC interest rate fluctuations, your credit line balance and the number of days in each month.
The rates above are based on a 30 - year fixed rate mortgage for a $ 300,000 home with 20 % down payment and a 740 credit score in Washington.
a reduction in the rating awarded a debt or equity security; a credit agency downgrades the debt of a company, municipality, or governmental entity indicating a potential deterioration in the financial situation of the issuer and its ability to meet its obligations in full and / or on time.; a downgrade suggests investors are less certain to receive interest payments and return of capital
That advertised rate requires Verizon's auto - pay discount — however, like the two «unlimited» offerings, it requires making payments from a checking account or debit card, so you can forget about running up points on a travel - rewards credit card.
Missing payments on your federal or private student loans can hurt your credit rating and your financial future.
The interest rate you are offered will depend on your credit profile, income, and total debt payments as well as your choice of fixed or variable and choice of term.
These estimates are based on a 30 - year fixed rate mortgage for a $ 400,000 home purchase with 20 % down payment and a 740 credit score in California.
Eligibility and rates offered will depend on your credit profile, total monthly debt payments, and income.
Be sure all your payments are on time and try to negotiate the lowest possible interest rate with your credit card company.
The digital identity extreme is being pushed by the Chinese government which is planning to introduce Social Credit System, which will rate the trustworthiness of its 1.3 Bn citizens on the basis of daily online activities, social media posts, and tax payments.
Your income plays a key role, and your credit score also comes into play in determining what interest rate you'll be able to get on your mortgage and therefore how big the monthly payments are likely to be.
Bond credit ratings are the equivalent to an individual's credit score and are designed to guage the risk that a bondholder will not receive a portion or all of the interest and principal payments they are due on a bond.
These rate are based on a 30 - year fixed rate mortgage for a $ 200,000 home with 20 % down payment and a 740 credit score in Illinois.
Bonds and bond funds are typically classified by a credit rating which offers insight on their capital structure and ability to make timely payments.
If they go on strike or if they're fired because they complain about working conditions, all of a sudden their interest rate goes up on their credit card, all of a sudden they miss their mortgage payment, they're losing their home.
Lower interest rates, slower amortization rates («interest - only loans»), lower down payments and easier credit terms enabled millions of Americans to take on huge debts today with the hope of reaping huge capital gains sometime in the future — or simply to avoid having to pay more as home prices rose beyond their means.
Rather than making extra payments toward the credit card with the highest interest rate, you instead work on paying off the lowest balance.
Bond investments are subject to interest - rate risk (the risk of bond prices falling if interest rates rise) and credit risk (the risk of an issuer defaulting on interest or principal payments).
Default Rate is the interest rate charged to a borrower when payments on a revolving line of credit are overRate is the interest rate charged to a borrower when payments on a revolving line of credit are overrate charged to a borrower when payments on a revolving line of credit are overdue.
«Make minimum payments on the necessities and other debt, and pump as much money as you can into your highest rate credit card or loan,» she said.
Enter your credit card balance, interest rate and a monthly payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same payment every month (assuming you stopped putting new charges on the card, of course).
Because of profit squeezes, banks increase their rates on services such as check certifications, credit card payments, and fees on savings accounts.
Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest rates.
With on - time payments and responsible use of your other forms of credit, you eventually can qualify for loans with better rates and features.
My salary is $ 73k, I have virtually credit card debt, no car payment, $ 3,000 in savings, a fixed - rate mortgage on a townhome near Seattle that is underwater like everyone else's, and a student loan payment for my Masters degree.
You could also have a hard time getting approved if you have a history of making late payments or have never taken on debt before — you need a strong credit history to get approved for the most competitive rates.
If you have more than one credit card balance, you may decide to make minimum payment on the card balance with less interest rate while you focus on paying off the one with higher interest rates.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Advantage: - easy to get the money quickly and tuhwoit having to qualifyDisadvantage (s): - horrific interest rate that starts the second that you get the money - misleading minimum monthly payments that lull you into a false sense of not having to pay off the loan in its entirety - having to eat tinned beans for the rest of your life because you are paying 30 % interest on a simple loan.Never, ever, ever take out a cash advance on your credit card.
The credit card companies would not budge on the interest rates or payments and she didn't feel right about declaring bankruptcy.
CONGERS — Some Hudson Valley lawmakers are looking to limit interest rates on credit card payments for small businesses.
Since the crash, a down - spiral is underway in the $ 2.8 trillion municipal - funding system, in which local governments don't have the revenue to meet bond payments, they can't get new financing, municipal bond rates are rising, and, to worsen it all, crazy credit default swap deals have been foisted on localities.
The new plan also offers a major bow to bondholders and Wall Street credit rating agencies, who might be worried that state bonds — with payments guaranteed by the state's income tax revenues — could face future payment issues if Albany is to rely less on income tax collections.
On the expectation that details of payment rates, taper rates and disregards for the new Universal Credit will be announced as part of the Autumn Statement, she said:
* Please note that the balance transfer fee may not make the most sense depending on how much credit card debt you have, as well as the interest rates and minimum payments of each debt.
From there, you can work on adding extra debt payments to the credit card with the highest interest rate — see http://theeverygirl.com/feature/which-strategy-is-best-to-reduce-your-debt/ for more details — and make the minimum payment on the new card with the 0 % or low interest rate until the debt on the card with the highest interest rate is completely paid off.
An average credit card interest rate is around 16 %, if the shoes are the only thing on your card and you made the minimum payment, usually about 4 % of the balance You pay $ 26 per month for nearly three years including $ 128 interest.
After initial determination of eligibility and receipt of the Advisors» Fees Upfront Payment and, for TIFIA applicants, the preliminary rating opinion letter, and upon request from the DOT, present the project to the review team and advisors, as well as representatives of the Bureau and the DOT Council on Credit and Finance.
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