Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect
on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount
rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our
credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for
payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest
payments should interest
rates increase substantially; 27) the effectiveness of any interest
rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
And if an unexpected expense comes up and you're late or miss a
credit card
payment, you can get hit with a penalty fee and a higher interest
rate on the balance you owe.
A late or missed
payment can also hurt your
credit score, which can make it harder to get a loan (or a good
rate on a loan anyway) down the road.
Fundbox uses a proprietary algorithm to gauge likelihood of repayment, starting with your financial data — including accounts receivables, client financial statements, cash flow and
payment history — and moving
on to public data such as
credit ratings, government information and social media accounts.
(Sec. 13403) This section allows employers to claim a general business
credit equal to 12.5 % of wages paid to employees during any period in which such employees are
on family and medical leave if the
rate of
payment under the program is 50 % of the wages normally paid to an employee.
Often confused with a transaction fee, the discount
rate fee involves a percentage of each
credit card transaction and is based
on the type of card your business accepts for
payment.
If you make six consecutive
on - time
payments, your
credit card company may be willing to adjust the
rate.)
For instance, if you just have a couple of
credit card bills but you have plenty of disposable income to make extra
payments each month, consolidating your
credit card debt to a personal loan with a lower interest
rate could save you money
on interest and allow you to pay off your debt faster.
However, if you continue to make your
payments on time, keep your balances low, and manage the accounts you have responsibly, over time, your
credit rating will increase and you'll see a change in the prequalification offers you receive.
Even though these loans have higher interest
rates for borrowers with bad
credit, personal loans are a great way to rebuild
credit history if you make all your
payments on time.
After six months of
on - time
payments,
credit card companies are required to lower your
rate on your outstanding balance back to your normal interest
rate thanks to the CARD Act of 2009, but the company may keep the penalty APR
on future purchases.
In 2017 we've focused closely
on bringing bitcoin's value to bear
on the problems of high - value
payments, which are often subject to slow bank transfer times or high processing fees and fraud
rates with
credit cards.
Your
payment amount can change depending
on HELOC interest
rate fluctuations, your
credit line balance and the number of days in each month.
The
rates above are based
on a 30 - year fixed
rate mortgage for a $ 300,000 home with 20 % down
payment and a 740
credit score in Washington.
a reduction in the
rating awarded a debt or equity security; a
credit agency downgrades the debt of a company, municipality, or governmental entity indicating a potential deterioration in the financial situation of the issuer and its ability to meet its obligations in full and / or
on time.; a downgrade suggests investors are less certain to receive interest
payments and return of capital
That advertised
rate requires Verizon's auto - pay discount — however, like the two «unlimited» offerings, it requires making
payments from a checking account or debit card, so you can forget about running up points
on a travel - rewards
credit card.
Missing
payments on your federal or private student loans can hurt your
credit rating and your financial future.
The interest
rate you are offered will depend
on your
credit profile, income, and total debt
payments as well as your choice of fixed or variable and choice of term.
These estimates are based
on a 30 - year fixed
rate mortgage for a $ 400,000 home purchase with 20 % down
payment and a 740
credit score in California.
Eligibility and
rates offered will depend
on your
credit profile, total monthly debt
payments, and income.
Be sure all your
payments are
on time and try to negotiate the lowest possible interest
rate with your
credit card company.
The digital identity extreme is being pushed by the Chinese government which is planning to introduce Social
Credit System, which will
rate the trustworthiness of its 1.3 Bn citizens
on the basis of daily online activities, social media posts, and tax
payments.
Your income plays a key role, and your
credit score also comes into play in determining what interest
rate you'll be able to get
on your mortgage and therefore how big the monthly
payments are likely to be.
Bond
credit ratings are the equivalent to an individual's
credit score and are designed to guage the risk that a bondholder will not receive a portion or all of the interest and principal
payments they are due
on a bond.
These
rate are based
on a 30 - year fixed
rate mortgage for a $ 200,000 home with 20 % down
payment and a 740
credit score in Illinois.
Bonds and bond funds are typically classified by a
credit rating which offers insight
on their capital structure and ability to make timely
payments.
If they go
on strike or if they're fired because they complain about working conditions, all of a sudden their interest
rate goes up
on their
credit card, all of a sudden they miss their mortgage
payment, they're losing their home.
Lower interest
rates, slower amortization
rates («interest - only loans»), lower down
payments and easier
credit terms enabled millions of Americans to take
on huge debts today with the hope of reaping huge capital gains sometime in the future — or simply to avoid having to pay more as home prices rose beyond their means.
Rather than making extra
payments toward the
credit card with the highest interest
rate, you instead work
on paying off the lowest balance.
Bond investments are subject to interest -
rate risk (the risk of bond prices falling if interest
rates rise) and
credit risk (the risk of an issuer defaulting
on interest or principal
payments).
Default
Rate is the interest rate charged to a borrower when payments on a revolving line of credit are over
Rate is the interest
rate charged to a borrower when payments on a revolving line of credit are over
rate charged to a borrower when
payments on a revolving line of
credit are overdue.
«Make minimum
payments on the necessities and other debt, and pump as much money as you can into your highest
rate credit card or loan,» she said.
Enter your
credit card balance, interest
rate and a monthly
payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same
payment every month (assuming you stopped putting new charges
on the card, of course).
Because of profit squeezes, banks increase their
rates on services such as check certifications,
credit card
payments, and fees
on savings accounts.
Debt consolidation.If you're struggling with
credit card debt, borrowing against your equity can be extremely attractive because of the low interest
rates — much lower than any you'll find
on a
credit card — using a HELOC to pay off other debts will give you an easy single
payment at low interest
rates.
With
on - time
payments and responsible use of your other forms of
credit, you eventually can qualify for loans with better
rates and features.
My salary is $ 73k, I have virtually
credit card debt, no car
payment, $ 3,000 in savings, a fixed -
rate mortgage
on a townhome near Seattle that is underwater like everyone else's, and a student loan
payment for my Masters degree.
You could also have a hard time getting approved if you have a history of making late
payments or have never taken
on debt before — you need a strong
credit history to get approved for the most competitive
rates.
If you have more than one
credit card balance, you may decide to make minimum
payment on the card balance with less interest
rate while you focus
on paying off the one with higher interest
rates.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress
payment guarantees; fluctuations in foreign currency exchange
rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance
on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare
rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report
on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Advantage: - easy to get the money quickly and tuhwoit having to qualifyDisadvantage (s): - horrific interest
rate that starts the second that you get the money - misleading minimum monthly
payments that lull you into a false sense of not having to pay off the loan in its entirety - having to eat tinned beans for the rest of your life because you are paying 30 % interest
on a simple loan.Never, ever, ever take out a cash advance
on your
credit card.
The
credit card companies would not budge
on the interest
rates or
payments and she didn't feel right about declaring bankruptcy.
CONGERS — Some Hudson Valley lawmakers are looking to limit interest
rates on credit card
payments for small businesses.
Since the crash, a down - spiral is underway in the $ 2.8 trillion municipal - funding system, in which local governments don't have the revenue to meet bond
payments, they can't get new financing, municipal bond
rates are rising, and, to worsen it all, crazy
credit default swap deals have been foisted
on localities.
The new plan also offers a major bow to bondholders and Wall Street
credit rating agencies, who might be worried that state bonds — with
payments guaranteed by the state's income tax revenues — could face future
payment issues if Albany is to rely less
on income tax collections.
On the expectation that details of
payment rates, taper
rates and disregards for the new Universal
Credit will be announced as part of the Autumn Statement, she said:
* Please note that the balance transfer fee may not make the most sense depending
on how much
credit card debt you have, as well as the interest
rates and minimum
payments of each debt.
From there, you can work
on adding extra debt
payments to the
credit card with the highest interest
rate — see http://theeverygirl.com/feature/which-strategy-is-best-to-reduce-your-debt/ for more details — and make the minimum
payment on the new card with the 0 % or low interest
rate until the debt
on the card with the highest interest
rate is completely paid off.
An average
credit card interest
rate is around 16 %, if the shoes are the only thing
on your card and you made the minimum
payment, usually about 4 % of the balance You pay $ 26 per month for nearly three years including $ 128 interest.
After initial determination of eligibility and receipt of the Advisors» Fees Upfront
Payment and, for TIFIA applicants, the preliminary
rating opinion letter, and upon request from the DOT, present the project to the review team and advisors, as well as representatives of the Bureau and the DOT Council
on Credit and Finance.