Sentences with phrase «payment than term»

This makes whole life require a significantly higher premium payment than term, but the structures of the products are completely different.

Because permanent life plans relatively command higher premium payments than term plans, which only cover you for specific periods during your lifetime, the former expect the cash value return to be competitive.

Because of the lifetime coverage period, whole life usually has higher premium payments than term life.

Not exact matches

When InBev asked candidate firms how much extra work they'd be willing to do without compensation and how much longer than the company's already astonishing 120 - day payment terms agencies would be willing to wait for their money, the ad biz was in high dudgeon.

Still, he says bitcoin might best be suited for a long - term buy and hold strategy rather than a form of payment.

And leasing agents are often more generous than banks with credit and payment terms.

As of mid-2015, the measure (see blue line in chart) shows that less than a third of disposable income is required by a representative Canadian household for mortgage payments and utility fees — below the long term average (brown line).

Traditional term loans usually offer longer payment terms and lower monthly payments than short - term loans and other forms of emergency financing.

While borrowers can't voluntarily lengthen their repayment terms, they can choose to shorten them by paying more than the minimum payment.

Borrowers will pay more over the life of the loan than in a standard repayment plan, although monthly payments are often lower due to the extended repayment term.

A balloon payment is a lump sum paid at the end of a loan's term that is significantly larger than all of the payments made before it.

Net interest payments of households are now more responsive to changes in interest rates than they were a decade or more ago (at least in the short term).

Lendistry's SBA Loans offer qualifying businesses planning for long term growth rates no higher than 10.25 % *, terms up to 10 - years, and monthly payments.

Venture lenders (individuals or groups with a pool of money, or specialized banking organizations)-- they may provide term and short - term loans to technology businesses earlier than these loans would become available from traditional financial institutions; however, these loan facilities are usually reserved for businesses that have received venture capital investment and / or can demonstrate their ability to make loan payments from cash flow.

Although bonds generally present less short - term risk and volatility than stocks, bonds do contain interest rate risk (as interest rates rise, bond prices usually fall, and vice versa) and the risk of default, or the risk that an issuer will be unable to make income or principal payments.

Comparing our opportunity to Japan's, isn't our sovereign credit risk much higher than Japan's in terms of per capita GDP growth, structural balance - of - payments deficit, history of default and history of inflation?

What you decide is up to you, but if you want to own a home sooner rather than later, then taking on a longer repayment term could lower your monthly payment enough to let you significantly increase your rate of savings for a down payment.

Some business financing techniques have higher repayment terms than others, so determining if and how much a business can afford in monthly payments is crucial to selecting the right funding solution.

Consolidating your loans with your mortgage refinance could generate lower monthly payments for you if your student loans came with a shorter term than your home loan.

James Moore said that more important than offering loans would be the provision of transactional banking services that provided short term credit to enable businesses to make payments while waiting to get paid — this would cover around 60 % of the bank's running costs.

Either way, you need to make larger payments than the minimum to meet the repayment terms once the draw period ends.

CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.

CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater is than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.

For borrowers who reported a remaining term of more than 25 years on their existing loans, savings values are calculated based on 25 years worth of payments.

Short - term repayment plans (5 years) will have lower interest rates, but will result in higher monthly payments than if you went with longer term repayment.

The idea that real interest rates — that is, adjusted for inflation — will be lower than they have been historically is reflected in the pronouncements of policymakers such as Federal Reserve chair Janet Yellen, the medium - term forecasts of official agencies such as the Congressional Budget Office and the International Monetary Fund and the pricing of government bonds whose payments are tied to inflation.

Then, i will drive my new car until it no longer runs while putting all of my income (other than my house payments and basic food / budgeted expenses) into long term undervalued stocks with low P / E ratios and growth potential, and most importantly not ever taking that money out of the market — even after market declines, and making sure to match the maximum that my employer contributes into my roth IRA (as that is free money I would be a fool to pass up).

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

She recommends paying more than the minimum payment every month and negotiating for better interest rates, and educating yourself on the terms of each card you're paying off.

Under today's the unstable foreign - exchange conditions, balance - of - payments effects are best handled by short - term central bank operations rather than by long - term investment programs.

It's quite likely that the exuberant 2016 auto sales figures were inflated by easy - to - get subprime loans with low, long - term payments, enticing buyers to purchase more car than they could afford.

If a customer has less - than - perfect credit, you can either choose not to enter into a business agreement with them, or you can use the results of the credit check as leverage to ask for more favorable payment terms.

Starting Oct. 17, all buyers with high - ratio mortgages — less than a 20 per cent down payment — must qualify based on the five - year benchmark posted rate, even if they have negotiated a lower five - year fixed - ate term.

This is an easier way of putting cryptocurrency to work today than disrupting the legacy payments rails (hard, long - term problem), or even integrating Bitcoin into networks such as Tor.

Interest - only payments each month with a balloon payment at the end of the term or when your old home sells (if earlier than the term)

As with other refinancing products on the market, this type of loan consolidates all current loan payments into one monthly sum, often with much better terms than the original loans.

Using the service probably won't be better in terms of payment than many traditional banks or alternative lenders but it doesn't hurt to see what you qualify for.

In terms of dollar amount, a 5 % down payment in the Bay Area is larger than a 20 % down payment in most of the best markets for first - time home buyers.

Although your monthly payments on an IDR plan might be lower than on the Standard Repayment Plan, the term of your loan will be longer.

Assuming a similar rate, mortgages with longer terms offer lower monthly payments than shorter ones, but the increased number of payments means that you'll pay more in total interest as well.

Percoco, a former top aide to Gov. Andrew Cuomo, is on trial accused of accepting more than $ 300,000 in bribes from upstate business developers — payments referred to as «ziti» in communications between Percoco and lobbyist Todd Howe, the prosecution's a star witness who testified that the term was borrowed from the former HBO mob drama.

Percoco, a former top aide to Gov. Andrew Cuomo, is accused of accepting more than $ 300,000 in bribes from upstate developers — payments referred to as «ziti» in communications between Percoco and lobbyist Todd Howe, the prosecution's star witness who testified that the term was borrowed from the former HBO mob drama.

The county will also free up $ 1 million to cover higher - than - anticipated short - term debt payments, as well as provide more funding for a laundry list of community, cultural and arts organizations sought by the county's 11 legislators.

Today, she added to that debate, saying the long - term financing depends on quicker - than - normal employee turnover, gives few details about how payments will work in the later years and fails to account for future drastic downturns in the economy.

8.9 Such paid features may be subject to other payment conditions and other conditions than those in these Terms & Conditions.

They sneak the auto renewal payment into the terms of conditons so even tho I paid for a month it renews every month for the one month payment is more expensive than just got a valued bundle deal and theres no refund because thats their policy so now this crappy app just charged me for an extra month I won't be using this app.

Meanwhile, the price and payment terms seemed quite favorable for Max at ~ 4x 2012 EBITDA with the bulk of the price paid over a period of more than 3 years.

After studying this chapter, you will be able to: Explain the basic nature of a joint stock company as a form of business organisation and the various kinds of companies based on liability of their members Describe the types of shares issued by a company Explain the accounting treatment of shares issued at par, at premium and at discount including oversubsription Outline the accounting for forfeiture of shares and reissue of forfeited shares under varying situations Workout the amounts to be transferred to capital reserve when forfeited shares are reissued; and prepare share forfeited account State the meaning of debenture and explain the difference between debentures and shares Describe various types of debentures; Record the journal entries for the issue of debentures at par, at a discount and at premium Explain the concept of debentures issued for consideration other than cash and the accounting thereof Explain the concept of issue of debentures as a collateral security and the accounting thereof Show the items relating to issue of debentures in company's balance sheet Describe the methods of writing - off discount / loss on issue of debentures Explain the methods of redemption of debentures and the accounting thereof Explain the concept of sinking fund, its use for redemption of debentures and the accounting thereof Topic List Features of a Company Kinds of Companies Share Capital of a Company Nature and Classes of Shares Issue of Shares Accounting Treatment Forfeiture of Shares Meaning of Debentures Types of Debentures Issue of Debentures Over Subscription Terms of Issue of Debentures Interest on Debentures Writing - off Discount / Loss on Issue of Debentures Redemption of Debentures Redemption by Payment in Lump Sum Sinking Fund Method

Situations that would normally lead to a lease being classified as a finance lease include the following: the lease transfers ownership of the asset to the lessee by the end of the lease term; the lessee has the option to purchase the asset at a price which is expected to be sufficiently lower than fair value at the date the option becomes exercisable and that, at the inception of the lease, it is reasonably certain that the option will be exercised; the lease term is for the major part of the economic life of the asset, even if title is not transferred; at the inception of the lease, the present value of the minimum lease payments amounts to at least substantially all of the fair value of the leased asset, and; the lease assets are of a specialised nature such that only the lessee can use them without major modifications being made.

(b) If the payment to a State under section 111 (a) for a fiscal year is less than the total payments such State received under section 2 of the Vocational REHABILITATION ACT for the fiscal year ending June 30, 1973, such State shall be entitled to an additional payment (subject to the same terms and conditions applicable to other payments under this part) equal to the difference between such payment under section 111 (a) and the amount so received by it.