Sentences with phrase «payments on a debt for»

But when you have a lot of debt, it can be overwhelming trying to juggle payments on debts for each of the accounts you owe.

Nothing wrong with having some fun, but there is something wrong with paying minimum payments on a debt for 20 years.

Go back to making minimum payments on all your debts for a while and focus on covering your essentials, like paying for food, transportation and utilities.

You've had to been making payments on this debt for a certain amount of time, however, before you can be eligible.

You certainly don't want to be making payments on this debt for another 10 months, so you've resolved to pay off lingering post-holiday credit card debt for good.

This is an over-simplified explanation but, in simple terms, if you have not made any payments on a debt for two years, a creditor is not allowed to commence legal action against you.

So, if you make no payments on a debt for six years, that debt will no longer appear on your credit report.

✓ Although interest does accumulate during this period, you don't have to make payments on your debt for the first 6 months after graduation.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

- The Student Debt Repayment Assistant was launched to give borrowers information on whether they qualify for income - based repayment, deferments, and alternative payment programs.

Owning your home debt - free is a great feeling but money spent on extra mortgage payments isn't available for more lucrative investments.

Terri Levine, a business mentoring expert, explains on QuickBooks, that she advises her «clients to collect all outstanding debts quickly, decrease prices by 10 to 15 percent, think about refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.»

For example, you might want to add more to your retirement plan, pay down some debt, or make an extra payment on your mortgage.

For 21 months straight, he dutifully made the monthly $ 1,057 payments on his student debt.

For a Wharton MBA borrowing the money on a standard 10 - year repayment plan, the debt amounts to about $ 1,408 in monthly payments, assuming a 6.8 % interest rate and a total of $ 46,618 in interest charges.

Darling now has two housemates, paid off her debt last spring and is saving for a down payment on a place.

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

Plus, he adds, by asking for payment on only the oldest invoice, you are subtly currying goodwill with the customer, who'll appreciate your leniency in not demanding the entire debt.

Your debt - service coverage ratio, also known as the debt coverage ratio, is the ratio of cash a business has available for servicing its debt, which includes making payments on principal, interest and leases.

(If we were in debt or saving for a down payment on a house, however, I think those could be deliciously concrete and audacious goals.)

While debt investments can provide a stable cash flow stream and security for investors, participation in value expansion, and return on investment, is capped at the interest and principal payments outlined in the financing documents.

While aiming for a high credit score is a worthy goal, sometimes a lower credit score in the short term as a result of consolidating debt may be worth the sacrifice to save money on interest payments and pay off your debt faster.

For instance, if you just have a couple of credit card bills but you have plenty of disposable income to make extra payments each month, consolidating your credit card debt to a personal loan with a lower interest rate could save you money on interest and allow you to pay off your debt faster.

His biography contains elements of an epic novel: growing up the son of a jailed Trotskyist labor leader in whose Chicago home he met Rosa Luxembourg's and Karl Liebknecht's colleagues; serving as a young balance of payments analyst for David Rockefeller whose Chase Manhattan Bank was calculating how much interest the bank could extract on loans to South American countries; touring America on Vatican - sponsored economics lectures; turning after a riot at a UN Third World debt meeting in Mexico to the study of ancient debt cancellation practices through Harvard's Babylonian Archeology department; authoring many books about finance from Super Imperialism: The Economic Strategy of American Empire [1972] to J is For Junk Economics: A Guide to Reality in an Age of Deception [2017]; and lately, among many other ventures, commuting from his Queens home to lecture at Peking University in Beijing where he hopes to convince the Chinese to avoid the debt - fuelled economic model off which Western big bankers feast and apply lessons he and his colleagues have learned about the debt relief practices of the ancient civilizations of Mesopotamfor David Rockefeller whose Chase Manhattan Bank was calculating how much interest the bank could extract on loans to South American countries; touring America on Vatican - sponsored economics lectures; turning after a riot at a UN Third World debt meeting in Mexico to the study of ancient debt cancellation practices through Harvard's Babylonian Archeology department; authoring many books about finance from Super Imperialism: The Economic Strategy of American Empire [1972] to J is For Junk Economics: A Guide to Reality in an Age of Deception [2017]; and lately, among many other ventures, commuting from his Queens home to lecture at Peking University in Beijing where he hopes to convince the Chinese to avoid the debt - fuelled economic model off which Western big bankers feast and apply lessons he and his colleagues have learned about the debt relief practices of the ancient civilizations of MesopotamFor Junk Economics: A Guide to Reality in an Age of Deception [2017]; and lately, among many other ventures, commuting from his Queens home to lecture at Peking University in Beijing where he hopes to convince the Chinese to avoid the debt - fuelled economic model off which Western big bankers feast and apply lessons he and his colleagues have learned about the debt relief practices of the ancient civilizations of Mesopotamia.

For those who qualify, refinancing and consolidation is a useful way to simplify monthly payments and reduce the interest rate on student debt.

«For anyone overdue on payments, the reality is... life has probably happened,» said Adam Carroll, Chief Education Officer at National Financial Educators and the creator of the student loan debt documentary Broke, Busted & Disgusted.

The IMF added that if growth was lower than expected or if the Greek government failed to meet targets for running a surplus on its budget excluding interest payments, there would be «significant increases in debt and gross financing needs».

To be eligible for Citizens Bank student loan refinance offers, you must no longer be attending school, and you need to have started making payments on the debt.

Best for: people with equity in their homes who are willing to make extra payments toward the loan, can make payments on time and won't rack up debt again.

More than 40 million Americans currently owe nearly $ 1.5 trillion total in student loan debt, and for many, the monthly payments on those loans create an insurmountable financial burden.

Constant Maturity - The constant maturity takes place when there is a quoted return, or yield, on a financial instrument, that is fixed and it involves comparing the instrument in question with other financial instruments that are also fixed, but that have different maturities, which is the given date the debt become due for payment.

They are to pay for their rising debt service not by taxing the population, but by selling public assets to the financial, insurance and real estate (FIRE) sectors — the very sectors which are receiving the growing interest payments on the national debts resulting from lowering taxes on wealth.

For example, if you have a balance of $ 7,700 on a card with an APR of 15 %, and you can only afford to make monthly payments of $ 500, it will take you 17 months to pay off that debt.

The accumulation of payments on interest - bearing debt leads companies to search for new loan markets, just as industrialists seek out new markets for their expanding output.

Cities like San Francisco are expensive even for college graduates without debt: they are saving $ 690 a month, on average, but still need 11 years to afford a 20 % down payment.

Before paying down debt (beyond required payments) or settling on an investment strategy, make it your first priority to put funds aside for an emergency reserve.

Since your cosigner's name is on the loan, they're responsible for the debt if you don't make payments.

If so, then these needs to be traded on the open stock markets & accepted as payment just as a US Dollar for services, debts and any other purpose that the currency serves as.

For borrowers contacted by a debt collector about very old debt (generally debt you have not made any payments toward for two years or longer, depending on your state), you may be able to challenge a lawsuit from a debt collector on these grounFor borrowers contacted by a debt collector about very old debt (generally debt you have not made any payments toward for two years or longer, depending on your state), you may be able to challenge a lawsuit from a debt collector on these grounfor two years or longer, depending on your state), you may be able to challenge a lawsuit from a debt collector on these grounds.

Your FICO score is based on your payment history, the amount of debt you owe, the types of debt you have, inquiries for new credit and the age of your accounts.

The mortgage interest and charitable deductions aren't going away, but there's a new cap on the mortgage interest deduction for newly purchased homes — up to $ 500,000 in loan debt — that will mean people with very expensive newly purchased homes won't be able to deduct the current $ 1 million on their interest payments.

Making the minimum payment on credit cards can leave you in debt for years.

If you have any dings in your credit history, paying down your existing debt and making sure that you always make on - time payments can help you improve your credit and improve your chances of being approved for a loan.

Higher costs and an increase in debt payments for outstanding balances are the new realities for borrowers with debts that adjust based on an underlying short - term reference rate (LIBOR and the prime rates are examples).

As a home buyer, your ability to get approved for a mortgage is based on three main factors — your down payment on the home, your current credit score, and your household income relative to your household debt.

Your DTI includes the minimum payment on each debt listed on your credit report, other debts on your loan application, and the monthly payment for your new mortgage.

Most simply, a delinquent loan is any form of debt for which a payment has not been made on time.

Specific debt - to - income requirements vary based on a range of criteria including loan - to - value ratio, assets used to qualify for the loan and credit history but typically a successful applicant will have a total debt - to - income ratio (including the proposed loan payment) below 43 % of monthly gross income.

If $ 400 of your monthly debt payments go to a car loan, a student loan and minimum payments on your credit card debt, you would have $ 1,300 to spend for housing.

Other times, it is opened as a new lien and only used to pay for a down payment on the new home, adding additional debt on top of your two mortgage payments.