Sentences with phrase «payments on a limited income»

But having to cover debt payments on a limited income left her little money for much else — even things she and her son needed, like food.

Not exact matches

Your payments are based on your household size and income, which means you can only earn up to a certain limit to qualify.

The performance goals upon which the payment or vesting of any Incentive Award (other than Options and stock appreciation rights) that is intended to qualify as Performance - Based Compensation depends shall relate to one or more of the following Performance Measures: market price of Capital Stock, earnings per share of Capital Stock, income, net income or profit (before or after taxes), economic profit, operating income, operating margin, profit margin, gross margins, return on equity or stockholder equity, total shareholder return, market capitalization, enterprise value, cash flow (including but not limited to operating cash flow and free cash flow), cash position, return on assets or net assets, return on capital, return on invested

Several million student loan borrowers have already taken advantage of other Income Driven Repayment programs that also limit monthly payments based on 10 - 20 % of a borrower's income, such as IBR anIncome Driven Repayment programs that also limit monthly payments based on 10 - 20 % of a borrower's income, such as IBR anincome, such as IBR and ICR.

In 2016, 25 % of the borrowers in repayment on federal Direct Loans are in programs limiting their payments to an affordable percentage of their disposable incomes, up from just 11 % in 2013.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The Government must give better and fuller guidance to tax credit and other benefit claimants about the circumstances in which they may still claim the child element of child tax credit or universal credit for a third or subsequent child born on or after 6 April 2017, says the Low Incomes Tax Reform Group (LITRG).1 Previously announced changes to tax credits, universal credit and some other benefits which limit payment of the child element to no more than two children come into effect today (6 April).

Silberstein said that, under congressional rules, the payment to Racalto appears to exceed the $ 25,000 annual limit on the amount of outside income senior congressional staff members can earn for political work.

The association also says the bill's new formula for the federal government's share of Medicaid — known as the «per capita cap» — would end Medicaid as an open - ended entitlement and impose limits on payments to hospitals for low - income patients.

However, Chase looks at more than just your credit score — such as your debt to income ratio, credit utilization ratio, total credit limits across all banks, the total number of credit cards that you currently have, payment history on other credit cards and other proprietary factors that Chase may have in their algorithm.

Homeonwers who live on a fixed income or otherwise have limited resources may find their existing mortgage payments too high.

The federal government offers repayment plans that limit the size of monthly payments based on your income.

Your payments are based on your household size and income, which means you can only earn up to a certain limit to qualify.

Eliminate Your Monthly Mortgage Payment3 — If you, like many seniors, are living on a limited income, eliminating your monthly mortgage payments can play a huge roll in freeing up cash to allow you to live a more comfortable retirement.

EXAMPLE of Buying a fourplex with an FHA loan 3.5 % down up to $ 1,200,000 on 4 units (depends on county and state limits); $ 1.2 M purchase price = 3.5 % down (or $ 42,000) ** Primary Residence Loan Amount of $ 1,158,000 w / MIP 30 Yr Fixed Rate of 3.25 % with Payments of $ 5,040 / month Rental Income per month = $ 4,500 on other 3 units Mortgage Payment per month = $ 5,040 Effective P + I = $ 540 IMPORTANT: For FHA 3 - 4 unit financing, there is a self - sufficiency test the property must pass for a specific loan amount.

With a conventional mortgage (Fannie or Freddie), there are higher down payment requirements not to debt to income limits and / or mortgage insurance add - ons that hurt your net income when it's a 2 to 4 unit property.

While there is no limit on the amount of PMI payments homeowners may deduct, the amount may be reduced based on your monthly income, also known as an income phaseout.

With the release of the new HomeOne mortgage, and its ability to broaden access to credit to first - time homebuyers with a low down payment option, Freddie Mac is also adjusting the area - median - income (AMI) limits for its Home Possible mortgage products to sharpen its focus on low - and - moderate income homebuyers whom the products were intended to serve.

Senior citizens are often on a fixed or limited income, and taking over student loan payments could negatively impact their finances uncontrollably.

These include, but are not limited to, your annual income, monthly heating costs, property taxes, strata fees (if applicable) and the maximum mortgage payment you can afford each month, based on your chosen mortgage rate and amortization period.

This government program will set a limit on your monthly payments based on a percentage of your income.

Your charge card issuer will determine what this limit is based on a number of factors such as payment history, credit score, income, or economic climate.

Since the amount of income you pay Social Security tax on is limited (by the «maximum taxable earnings» level), the maximum amount you can earn in Social Security payments in retirement is also limited.

The payment of regular dividends in any 12 - month period are limited to the lesser of (i) 10 % of policyholders» surplus as shown on MBIA Corp.'s latest filed statutory financial statements and (ii) 100 % of adjusted net investment income.

These include, but are not limited to, annual income abroad, property taxes, strata fees (if applicable, and the maximum mortgage payment the borrower can afford each month, based on the chosen mortgage rate and amortization period.

Financially responsible applicants can «push the limits» on their debt - to - income ratio — the comparison of their income and payments.

Pay As You Earn is a repayment plan for eligible Direct Loans that is designed to limit your required monthly payment to an amount that is affordable based on your income and family size.

His own student loan plan does have the majority of support from respondents, with 32.8 % agreeing with one part that would call for monthly payments for federal student loans limited to 12.5 % of the borrower's income, and 62.6 % approving of the second part of the plan, which would have offer forgiveness on the remaining balance on one's student loans after 15 years of payment.

If you have a federal loan and you are on a limited income, the government's income - based repayment plan allows you to pay based on what you earn, not on what your loan payments are supposed to be.

In 2016, 25 % of the borrowers in repayment on federal Direct Loans are in programs limiting their payments to an affordable percentage of their disposable incomes, up from just 11 % in 2013.

Card issuers will actually set a spending limit for each cardholder based on certain criteria like income, payment history, past spending patterns, etc..

Your charge card issuer will determine what this limit is based on a number of factors such as payment history, credit score, income, or economic climate.

(3) Failure to comply with subsection (2) does not relieve the insurer from any time limit established by this Regulation for the payment of the benefit, but the insurer shall determine the amount of the benefit on the basis of its best estimate of the income tax payable by the person under the Income Tax Act (Canada) and the Income Tax Act (Ontario), subject to later adjustment of the amount of the benefit when subsection (2) is compliedincome tax payable by the person under the Income Tax Act (Canada) and the Income Tax Act (Ontario), subject to later adjustment of the amount of the benefit when subsection (2) is compliedIncome Tax Act (Canada) and the Income Tax Act (Ontario), subject to later adjustment of the amount of the benefit when subsection (2) is compliedIncome Tax Act (Ontario), subject to later adjustment of the amount of the benefit when subsection (2) is complied with.

Policy benefits: • Payment is available on a weekly basis for loss of income due to accidental injury • Lump sum payments for death and permanent disabilities for accidents • Cover is available 24 hours worldwide, or can be limited to working hours

Minimum variable premium for Kotak eAssured Savings Plan is No Limit and minimum variable premium for Canara HSBC Smart Future Income Plan is Depends on age of the insured, sum assured and the mode of premium payment..

Although property deals in which the rental income will cover all of the expenses [including the down payment on the bond] are becoming much more limited, these can still be found in certain niche markets.

This program helps home buyers who are under the set income limits pay for the down payment on a new house.

* Gross Revenues are defined as: income from all sources (to include, but not limited to commissions, premiums, origination fees, service release premiums, net interest income, servicing fees, trading revenues, gains / losses on securities) prior to the payment of expenses.

There are income limits depending on where you're looking, but if you fit the limit, that could provide a way for you to go down to a 15 % down payment and have minimal or no affect in your interest rate.

Eliminate Your Monthly Mortgage Payment3 — If you, like many seniors, are living on a limited income, eliminating your monthly mortgage payments can play a huge roll in freeing up cash to allow you to live a more comfortable retirement.