Sentences with phrase «payments on the cash values»

See the projected impact of these additional payments on the cash values of the contract at the same four intervals: 10 years.

Not exact matches

U.S. payment processor Total System Services on Monday said it would buy payment technology company Cayan in an all - cash deal valued at $ 1.05 billion.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

For that, they rely on a ladder of cash sources: customers who pay enough for them to make a profit, suppliers who extend generous payment terms, their own frugality when it comes to items that don't add value to customers, friends, family, angels, and venture capitalists — many of whom can be supplying cash at the same time.

The performance goals upon which the payment or vesting of any Incentive Award (other than Options and stock appreciation rights) that is intended to qualify as Performance - Based Compensation depends shall relate to one or more of the following Performance Measures: market price of Capital Stock, earnings per share of Capital Stock, income, net income or profit (before or after taxes), economic profit, operating income, operating margin, profit margin, gross margins, return on equity or stockholder equity, total shareholder return, market capitalization, enterprise value, cash flow (including but not limited to operating cash flow and free cash flow), cash position, return on assets or net assets, return on capital, return on invested

A stock appreciation right entitles a participant to receive a payment, in cash, common stock, or a combination of both, in an amount equal to the difference between the fair market value of the stock at the time of exercise and the exercise price of the award, which may not be lower than the fair market value of the Company's common stock on the day of grant.

While debt investments can provide a stable cash flow stream and security for investors, participation in value expansion, and return on investment, is capped at the interest and principal payments outlined in the financing documents.

Berkshire and 3G will invest $ 10 billion in the deal, which values Kraft at about $ 46 billion, before net debt, based on its stock price Tuesday and the cash payment investors will receive.

Stock appreciation rights provide for a payment, or payments, in cash or shares of our Class A common stock, to the holder based upon the difference between the fair market value of our Class A common stock on the date of exercise and the stated exercise price at grant up to a maximum amount of cash or number of shares.

Stock appreciation rights provide for a payment, or payments, in cash or shares of our common stock, to the holder based upon the difference between the fair market value of our common stock on the date of exercise and the stated exercise price of the stock appreciation right.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

The policy is paid for and kept active by drawing on the cash value for its premium payments, not directly by regular premium payments.

The cash adjustments on CFD positions are booked on the Ex-date reflecting the market price movement on the Ex-date, but the actual value of the payment will be settled on the Pay date.

Cash adjustments are booked on the Ex-date reflecting the market price movement on the Ex-date, but the actual value of the payment will be settled on the Pay Date.

Stocks of companies that have good free cash flow are another option to consider if you don't mind doing the research on individual stocks.2 When a company's free cash flow — the money available after a company makes payments to sustain its business — is increasing, it can be a good sign for the company's future value and its stock's future value.

It builds the cash value on a tax - deferred basis with every payment.

You can use loans and partial withdrawals to access cash value to help for any life event, such as college loans, a down payment on a new home, a wedding, a potential business opportunity, or paying off college loans.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

However, it also doesn't build up cash value, so you won't be earning money on your payments.

When you make premium payments on a cash - value life insurance policy, one portion of the payment is allotted to the policy's death benefit (based on your age, health and other underwriting factors).

The premium payment and / or remaining cash value may not be enough to cover both the interest on the loan and the cost of insurance that is withdrawn each month.

The inner - workings of cash value life insurance consists of a life insurance policy, which is a contract between the policy owner, the insured (often the same person), and the insurer, where the insurer agrees to pay a death benefit to the policy's beneficiary, based on the owner continuing to make the policy's premium payments.

The flexibility of a universal life policy — specifically your ability to change payment dates and premium and coverage levels — is a valuable feature, but it's also dependent on your policy having enough cash surrender value to cover the monthly policy charges.

The policy is paid for and kept active by drawing on the cash value for its premium payments, not directly by regular premium payments.

One true advantage of the whole term policy is that if you should fall on hard times and are not able to work, the premium payments can be taken out of the cash value.

Only when the bankruptcy settlement payment is made in cash or new securities, would the value change on the balance sheet.

When you pay the premium, a portion of the payment is placed in the cash value account, which grows based on the dividend paid by the company.

The payment flexibility you have available with a North American Universal Life policy varies depending on the face amount and its cash value, so you should talk to an insurance agent to understand exactly how flexible your policy can be.

If your loan only involved a small portion of your cash value, the remaining amount might even compound more rapidly than the interest payment on the loan, allowing your cash value to continue to grow even after interest payments are accounted for.

Since you are simply replacing a mortgage that you have already been making payments on, this is considered the lowest risk of the 3 types of refinances and therefore will typically have lower interest rates than equivalent cash - out or debt consolidation refinances and follow similar Loan - To - Value requirements to purchase transactions.

(A present value is a single number that expresses a flow of current and future payments in terms of an equivalent lump sum paid today; the present value of future cash flows depends on the discount rate that is used to translate them into current dollars.)

That means you could possibly increase, decrease, or even skip a payment depending on such factors as the amount of premium you have paid into the policy, its cash value, and any policy loans or withdrawals that you may have taken.

The cash value can be used to help pay for a college education, to buy a first car, to make a down payment on a house, or to use it as the foundation for a growing investment portfolio.

In the absence of credit risk (the risk of default), the value of that stream of future cash payments is simply a function of your required return based on your inflation expectations.

And although home values have dropped in many areas, the no appraisal standard still makes sense for the FHA since loan balances are not increased by a cash out and the borrower holds a decent payment record on the existing loan.

On the other hand, if you find yourself under a financial strain, you can reduce your premiums, or you may even be able to deduct premium payments from the cash value of the policy.

Actual Cost of Renting: The cost of renting is the amount of money you will spend on rent minus the value of the return you receive on the cash you have for a down payment (if you invested it).

Depending on your policy's potential cash value, it may be used to skip a premium payment, or be left alone with the potential to accumulate value over time.

The protected ones should reflect the expected total return value of the stock at the time of maturity (i.e. the dividend is mentally calculated into the price), and any dividend payments that happen on the way will be debited from your cash (and credited to the counterparty).

On the other hand, if your car is financed but you made a huge down payment or you have significantly paid down the loan to the extent that the loan balance is the same or lower than the cash value of your car, you don't need to buy guaranteed auto protection insurance again.

This typically means having a credit score of 620 or above, a debt - to - income ratio of 50 % or less (i.e. the sum of all your debt payments, including housing, divided by your gross monthly income), and a loan - to - value ratio on your home of 80 % or less after the cash out refinance is complete.

If you don't pay enough at the beginning, you might run out of cash value and won't be able to afford payments later on, causing your coverage to lapse.

Use the Auto Loan Calculator worksheet to calculate the amount you will need to finance, based on the sales price of the car, destination charge, fees, sales tax, down payment, cash rebate, and trade - in value of an older auto.

Municipal Bond Risk (Municipal Bond Fund only): The value of municipal bonds that depend on a specific revenue source or general revenue source to fund their payment obligations may fluctuate as a result of changes in the cash flows generated by the revenue source (s) or changes in the priority of the municipal obligation to receive the cash flows generated by the revenue source (s).

When a security pays out cash to its owners, as dividends on a stock or interest on a bond, the annual amount of those payments can be expressed as a percentage of the value of the security — an interest rate equivalent.

Loans can be drawn against the accumulated cash value to make premium payments in the short term or supplement retirement income later on.

The distributions consisted of three cash payments with a value of $ 0.26 per share ($ 10M on liquidation, and a $ 2M payment on each of the 6 and 12 month anniversaries of liquidation) and a share in a newly created company, VSW, worth between nothing and $ 0.14 on pretty heroic assumptions.

Priced at a discount to VXGN's net cash and liquidation values, and payment in the watered scrip of a speculative biotech play, it's a real dud for VXGN shareholders (see our more detailed take on the terms of the VXGN / OXGN deal).

It is also priced at a discount to VXGN's net cash and liquidation values, and payment is to be made in the watered scrip of OXGN, a speculative biotech play (see our more detailed take on the terms of the VXGN / OXGN deal).

And, should an emergency arise and you are short on cash, you may be able to skip a scheduled payment and let the accumulated cash value cover the policy's expenses.