Sentences with phrase «payments over a longer»

Some lenders will return the security deposit to cardholders after having made timely payments over a long period, such as 12 months, and convert the card to an unsecured one.

The 30 - year term has also proven to be popular with borrowers due to how it spreads payments over a long period while providing first - time homebuyers with an opportunity to live in a mortgage - free home for a portion of their lives.

As is the case when you enroll in an income - driven repayment plan, the problem with extending your repayment term is that spreading out your payments over a longer period of time means you may end up paying a lot more in interest (see table below).

These loan programs offer competitive rates and the opportunity to make your payments over a longer period of time.

Mr. McFadden: The Chancellor announced in the pre-Budget report that HMRC would, on a case - by - case basis, allow businesses to spread their tax and VAT payments over a longer period of time.

This extended loan term will allow Seneca business owners the flexibility to reduce their monthly debt payments over a longer period.

This means many borrowers have been making smaller principal payments over a longer period of time and end up paying more in interest.

Tell them that you want to satisfy the debt, but you can not afford their payments, so you need to make smaller payments over a longer time.

The greatest benefits of this type of debt consolidation are the ability to spread loan payments over a long period of time, and possibly to deduct the interest you pay from your taxes.

«In much the same way investment advisors and the investment industry preach dollar - cost - averaging and investing small increments of money over a long period of time, as opposed to one lump sum of money all at once, I think that just goes to justify the benefit of taking the payments over the long run,» says Heath, «Especially if one didn't have a lot of financial aptitude.»

The big benefit of a bank loan is that you are not obliged to pay the full amount back in one go thus you can spread the payments over a longer period.

Some lenders will return the security deposit to cardholders after having made timely payments over a long period, such as 12 months, and convert the card to an unsecured one.

If you need to make lower monthly payments over a longer period of time than under plans such as the Standard Repayment Plan, then the Extended Repayment Plan may be right for you.

This results in smaller payments over a longer period of time — and more money you can put toward a mortgage.

Although the considerations and arguments are many, it could be helpful for lenders if FHA accepted more responsibility by establishing and enforcing specific requirements designed to protect FHA lenders and FHA from making loans to those who are incapable of making mortgage payments over the long term.

This type of loan allows you to spread your payments over a longer period of time, thereby reducing the size of the payments.

Similar to a credit card, PayPal Credit allows you to avoid interest altogether if you make payments in full within a certain amount of time on purchases of a minimum size, or you can make payments over a longer period of time while accumulating interest.

«The easiest way to improve your credit score is making consistent, on - time payments over a long period of time,» said Eric Rosenberg of Personal Profitability.

Of course, making more payments over a longer period of time will make your monthly payment less each month, which is what many borrowers are looking for.

Refinancing can extend the loan by using smaller monthly payments over a longer time, and it can allow for a lower fixed interest rate instead of multiple variable interest rates on multiple loans.

This drags your payment over a long period of time making you pay interest much longer.

If you can afford to make the monthly payments over a longer period, then you will be able to apply for the higher loan that you need.

The application and approval process for installment loans is exactly the same as other payday loans, but there are lower payments over a longer period of time.

Personal loans can be useful to building credit because credit bureaus reward you if you have been making consistent, on - time payments over a long period.

But they aren't the best solution for everyone — stretching out your payments over a longer period will in many cases increase the total amount repaid.

You can choose the Extended Repayment Plan if you have more than $ 30,000 in student loans and want to spread out the payments over a longer period of time.

Talk to us if you think you might have to pay surplus income and additional bankruptcy payments over a longer period of time.

Your monthly income is uncertain or can be seasonal making it difficult to commit to regular proposal payments over a long period of time (eg 3 to 5 years).

You'll have lower monthly payments, but you will pay much higher interest over the life of the loan because you'll be making smaller payments over a longer time.

The downside is that, depending on which Direct Consolidation Loan program you choose, you could end up stretching payments over a longer period and paying more in interest on the debt.

Choose a term length that fits your budget, with lower monthly payments over a longer period of time or higher payments over a shorter period of time.

In some cases, you can qualify for an installment loan which allows you to make several smaller payments over a longer period of time.

Traditional loans make a lot of money for the lenders by providing small payments over a long period of time.

The reason for this is that financial institutions understand that the payer is attempting to help him or herself by making lower payments over a longer period of time.

You can also re-mortgage your home to stretch your current payments over a longer time period and reduce the payments you make.

The Extended Repayment Plan lets you make payments over a longer repayment term.

Refinancing can be used to l o wer your interest rate, spread out your payments over a longer term, or both.

By contrast, the Vanguard Dividend Appreciation ETF focuses on stocks that have consistently increased their dividend payments over the long run.

One needs to examine dividend payments over a longer - term period to properly determine a stock's dividend cycle.

Then select the repayment schedule that best fits your budget or goals — choose a lower payment over a longer period of time to minimize the impact on your monthly cash flow, or choose a higher payment over a shorter period of time to incur less interest and pay off your loan faster.

You can spread your payments over a longer period of time, thereby reducing the size of each individual payment.

Or, are lower monthly payments over a longer period of time more practical for you right now?

Smaller payments over a longer amount of time allow a borrower more flexibility with their income.

Many people looking for a long - term mortgage opt to pay points to ease the monthly payments over the long term of the loan.

The final plan often requires creditors to take only a small percentage of the debts owed them or to take payment over a long period of time.

They argued that a license agreement calling for payments over a longer time period, but at a lower royalty rate, actually promoted licensing and innovation by making access to patented technology more affordable and by better allocating the risks for some technologies.

However, some policies can terminate if you continue to make less than the minimum payments over a long term basis.

They may extend the term of a loan, leading to lower payments over a longer time, for example.

Increase the Mortgage amount: Some lenders may offer to spread out missed payments over a longer term.

Not exact matches

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.