Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable
terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for
payment of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest
payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control
over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Another thing to consider is that a mortgage life insurance
policy is often written as a decreasing
term policy, so the death benefit decreases
over time, (just as your mortgage payoff amount decreases as you pay your monthly mortgage
payments), but the premium remains the same
over the life
of the
policy.
In cases like these where the price
of a 20 or 30 year
term life insurance
policy is compared to the price
of whole life, it often makes sense to purchase a cash value life insurance for children, which the parent can one day give to their child to take
over payments.
Installment
Payment Option: You will have to submit a deposit
of 30 %
of the premium at the start
of the
policy term and the rest in six installments
over the course
of a period
of nine months
Both
term and permanent
policies allow you to select an amount
of coverage in exchange for your premium
payments over the life
of the
policy, providing a lump sum
payment to your beneficiaries when you die.
The
policy offers a single premium
payment or regular
payments over the
policy term, as per the convenience
of the policyholder.
Another thing to consider is that a mortgage life insurance
policy is often written as a decreasing
term policy, so the death benefit decreases
over time, (just as your mortgage payoff amount decreases as you pay your monthly mortgage
payments), but the premium remains the same
over the life
of the
policy.
If a permanent
policy is purchased they usually cease
payment or make the employee take
over payments on the
policy at date
of retirement or termination, but every company has it's own
policy in
terms of compensation.
At the end
of the lease or
term insurance
policy, you're left with nothing to show for those
payments you've made
over the past several years or decades.
Whole life insurance is designed for the long -
term, so before purchasing, be sure to think about your ability to make premium
payments consistently
over the life
of the
policy.
If you happen to outlive your
term life insurance, what this rider will do is entitle you to all the
payments you have made
over the life
of your
policy.
Discounts on premium can be given for long -
term policy of over two years and one - time premium
payment.
Premium
payment can be done by yearly, half - yearly, quarterly or monthly mode (through ECS only) or through salary deductions
over the
term of policy.
This means that even if the premium
payments are higher, the internal rate
of return is also likely to be higher (in the
policy owners favor)
over the long
term.
The rider benefit will be available during the premium paying
term only, on
payment of additional premium
over and above the base premium provided conditions on riders (entry age,
policy term, sum assured) are satisfied.
Hi sir, I have a Jeevan shri
policy of 2001
of 500000, my
term of payment will get
over this year and I will get money back after 10 years, should I surrender the
policy now or wait for 10 years to get my money Thanks
The
policy offers a single premium
payment option or regular
payment option
over the
policy term, as per the convenience
of the policyholder.
It is generally paid to acknowledge the consistent
payment of the premium by the insured
over the
term of the money back
policy.
Policy Termination or Surrender Benefit: Surrender Value of the policy is acquired when the policyholder pays all due premiums for the first two years for a premium payment term of less than ten years; and for the first three years for a premium payment term of over ten
Policy Termination or Surrender Benefit: Surrender Value
of the
policy is acquired when the policyholder pays all due premiums for the first two years for a premium payment term of less than ten years; and for the first three years for a premium payment term of over ten
policy is acquired when the policyholder pays all due premiums for the first two years for a premium
payment term of less than ten years; and for the first three years for a premium
payment term of over ten years.
Maturity Benefits: When the
policy matures, you are entitled to receive the Guaranteed Maturity Sum Assured, which is the sum
of all the premiums paid
over the Premium
Payment Term.
Generally, with a
term policy, you select the length
of time and amount
of coverage, and your
payments remain the same
over time.
Level Premium — A type
of Term Life insurance where the premium remains fixed over the length of the term Paid Up — A policy requiring no further premium payments due to prepayment or earni
Term Life insurance where the premium remains fixed
over the length
of the
term Paid Up — A policy requiring no further premium payments due to prepayment or earni
term Paid Up — A
policy requiring no further premium
payments due to prepayment or earnings.
The
payment of the premium is spread
over the premium paying
term which is designated by the purchased
policy.
Several
policy riders are available: The Enrichment Rider (option to add more coverage and cash value
over time as you need it); Accident Death Benefit (additional
payment for a death as the result
of an accident); Child
Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or mo
Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent
of the
policy value); Flex
Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or mo
Term Rider (a
term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or mo
term life
policy can be added that adds to the coverage for a period
of time); and the Disability Waiver (premium is waived for a disability
of six months or more).
At the end
of Policy Term, the Policyholder will get Guaranteed Maturity Sum Assured which is the Total Premium paid
over the Premium
Payment Term.
With both whole life and
term, you can lock in the same monthly
payment over the life
of the
policy.
The
policy wordings clearly mention (after the premium
payment term is
over), «the
terms for participation
of profits after the premium paying
term may be in a different form and on a differential scale depending on the Corporation's experience under this plan at that time».
One
of the best ways to save money on your MD renters
policy over the long -
term is to make your
payments on time.
Over 2.6 lakh policyholders would receive
payments ranging from 100 % to 20 %
of their annual premiums, irrespective
of the premium
term or the
policy term of the
policy.
At the end
of the
policy term, you (policyholder) will get guaranteed survival benefit which is the sum
of premium installments paid
over the
payment term.
Furthermore, in order to get your immediate
term cheap life insurance
policy quotes
over 50, simply sign up and provide the required details as your state
of residence, sex, birth date, amount
of safe, safe
payment period.
How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: 334-215-3706 Cell Phone: 334-233-2631 Fax: 334-273-0477 E-mail:
[email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages
of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis
of discovery materials • Aided attorneys and support staff with processing and preparation
of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation
of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and
over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court
of Appeals for the Eleventh Circuit (ruling granted in favor
of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation
of documents for litigationo Notified and educated suppliers about MC's freight - on - board
policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction
of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs
over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection
of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and
payment terms for commodities, resulting in reductions in freight costs and greater
payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger
of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President
of Corporate Projects on short -
term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches
of Bank throughout the southeastern USo Organized meetings for personnel
of Banko Communicated with vendors
of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion
of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry
of the progress and popularity
of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department
of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification
of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster
of Business Administration (MBA), 1990Bachelor
of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request