Sentences with phrase «payments than term plans»

Because permanent life plans relatively command higher premium payments than term plans, which only cover you for specific periods during your lifetime, the former expect the cash value return to be competitive.

Not exact matches

Borrowers will pay more over the life of the loan than in a standard repayment plan, although monthly payments are often lower due to the extended repayment term.

Lendistry's SBA Loans offer qualifying businesses planning for long term growth rates no higher than 10.25 % *, terms up to 10 - years, and monthly payments.

Short - term repayment plans (5 years) will have lower interest rates, but will result in higher monthly payments than if you went with longer term repayment.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Although your monthly payments on an IDR plan might be lower than on the Standard Repayment Plan, the term of your loan will be lonplan might be lower than on the Standard Repayment Plan, the term of your loan will be lonPlan, the term of your loan will be longer.

VOICE - ACTIVATED TOUCH - SCREEN NAVIGATION SYSTEM - inc: pinch - to - zoom capability, SiriusXM Traffic and Travel Link w / a 5 - year prepaid subscription, SiriusXM audio and data services each require a subscription sold separately, or as a package, by SiriusXM Radio Inc, If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then - current rates, Fees and taxes apply, To cancel you must call SiriusXM at 1-866-635-2349, See SiriusXM Customer Agreement for complete terms at www.siriusxm.com, All fees and programming subject to change, Sirius, XM and all related marks and logos are trademarks of Sirius XM Radio Inc, SAFE & SMART PACKAGE - inc: Adaptive Cruise Control, Blind Spot Info System w / Cross-Traffic Alert, Pre-Collision Assist w / Pedestrian Detection, automatic emergency braking and forward collision warning w / brake support, Memory Driver Seat, Mirrors & Ambient Lighting, 3 settings, Lane Keeping Alert, Automatic High Beam, Rain - Sensing Windshield Wipers, RADIO: SHAKER PRO AUDIO SYSTEM - inc: 12 - speakers and subwoofer in trunk, HD Radio, MAGNERIDE DAMPING SYSTEM, FRONT LICENSE PLATE BRACKET - inc: Standard in states where required by law, EQUIPMENT GROUP 200A, ENHANCED SECURITY PACKAGE - inc: electronic - locking center console and electronic steering column lock, Active Anti-Theft System, Wheel Locking Kit, ECOBOOST PERFORMANCE PACKAGE - inc: black painted strut tower brace, performance rear wing, unique chassis tuning, unique electronic power assisted steering, unique anti-lock brakes, stability control tuning and upsized rear sway bar, Larger Brake Rotors, 4 - piston fixed calipers, Engine Spun Aluminum Instrument Panel, Gauge Pack (Oil Pressure and Boost), Wheels: 19» x 9» Ebony Black - Painted Aluminum Low gloss, 3.55 TORSEN Limited Slip Rear Axle, HD Front Springs, Larger Radiator, Tires: P255 / 40R19 Summer - Only Designed to optimize driving dynamics and provide superior performance on wet and dry roads, High performance summer tires wear faster than non-performance tires, Ford does not recommend using summer tires when temperatures drop to approximately 45 deg F (7 deg C) or below or in snow / ice conditions, CARBON SPORT INTERIOR PACKAGE - inc: Alcantara door inserts, Alcantara seat inserts, carbon fiber instrument panel and carbon fiber shift knob, Wireless Streaming.

The long - term payment plan is longer than 120 days and it can be set - up by direct deposit or you can send payment by check or money order.

Borrowers will pay more over the life of the loan than in a standard repayment plan, although monthly payments are often lower due to the extended repayment term.

You will also have clarity in terms the interest rate and loan term and can start to plan your payments sooner rather than later.

While all these plans result in lower monthly payments, they can also result in the borrower paying significantly more than they would if they paid it off on the original terms.

In this plan, your mortgage payments are somewhat higher than a longer - term loan, but you pay substantially less interest over the life of the loan and build equity more quickly.

With mortgage rates near their historic lows, fixed rate home mortgages are likely going to be a much better deal if you plan on living in the house for an extended period of time, as when rates reset on ARM loans the prior short - term savings will likely be more than offset by the higher rates for the duration of the loan, which can cause the interest - only loan payment to exceed the amoritizing 30 year fixed rate payments if mortgage rates spike high enough.

At the same time, given their long - term time horizon and the fact that on - going payments in their plans are fairly certain, most pension plans and endowments realize that they have more liquidity than they need to cover their ongoing liabilities.

For example, when the discount rate is somewhat higher than the APR of the interest rate, the graduated repayment plan has a lower NPV than the standard or extended repayment plan because it shifts the larger payments toward later in the term when the constant dollar value of the payments is lower.

Shapiro sued Navient in federal court alleging a raft of illegal conduct, most notably that it «willfully» and «knowingly» cheated struggling debtors who face long - term hardship by steering them into payment plans that postponed bills, allowing interest to accumulate, rather than helping them enroll in plans pegged to income.

If you continually make payments late and pay more interest than your repayment plan originally set forth, your monthly payment amount may increase so that your loan pays off within the term of the loan.

Consolidation should be considered if you are looking to pay off your student loans even faster and on your own terms rather than a standard payment plan over ten years.

UNPAID DEROGATORY A broad term for derogatory payment statuses other than bankruptcies, charge - offs, collections, foreclosures, payment plans, and repossessions.

Furthermore, financing quantities can be smaller or larger than those offered by customary banks and for shorter or longer terms and include a one time or multiple payment plan.

A short - term repayment plan for purposes of § 1024.41 (c)(2)(iii) allows for the repayment of no more than three months of past due payments and allows a borrower to repay the arrearage over a period lasting no more than six months.

More than 5 million student - loan debtors are in long - term, income - driven repayment plans (IDRs), and most of them are making monthly payments so low that they are not repaying the accumulated interest.

When it comes to repayment plans, private loans often have shorter terms than a federal loan — many have five, seven, or ten year terms, which can mean higher payments than other federal programs.

If, prior to its dissolution, the Company receives an offer for a transaction that will, in the view of the Board, provide superior value to stockholders than the value of the estimated distributions under the Plan, taking into account all factors that could affect valuation, including timing and certainty of payment or closing, credit market risks, proposed terms and other factors, the Plan of Liquidation and the dissolution could be abandoned in favor of such a transaction.

The half yearly premium payments together are lesser than the quarterly ones, which are in turn lesser than the total of the monthly payment amounts for the term insurance plans.

In fact, a thirty - year - old male can easily spend less on a term life insurance policy than they would for a 128 GB iPhone 7 Plus through Apple's monthly payment plan.

Some term insurance plans may provide a higher death benefit for annual premium payment than for say the other periods, say a month.

Policy termination or Surrender Benefits: On completion of 1 year of premium payment, a surrender value gets enabled in the plan with premium payment term less than 10 years.

Mr. Verma who's a bit smarter than Mr. Sharma opts for a Monthly Income Plan with a premium payment term of 10 years.

On the surface, whole life plan premiums are more expensive than their term counterpart but over time, the payments for the permanent insurance can become much lower.

The Policy term and Premium Payment Term would be the same as the base plan and the Sum Assured of Rider can not be more than the Base Plan Sum Assuterm and Premium Payment Term would be the same as the base plan and the Sum Assured of Rider can not be more than the Base Plan Sum AssuTerm would be the same as the base plan and the Sum Assured of Rider can not be more than the Base Plan Sum Assuplan and the Sum Assured of Rider can not be more than the Base Plan Sum AssuPlan Sum Assured.

If the premium payment term is less than 10 years, the insurance plan acquires surrender value after payment of full premium for two years.

The single premium or premium for only a part of the policy tenure are higher sums than the yearly payments but provide the assurance that once they are taken care of, the insured person will not have to worry again about the premium for the Term insurance return of payment plan.

In this plan, the payment of premium is limited to a term which is shorter than the policy term.

The plan offers extensive risk coverage, with a partial - pay option, in which the premium payment term range is shorter than the policy's maturity term.

Moreover, taking on additional riders that help build up savings means that the insured person may actually get back more than what they invested in the term insurance return of payment plan.

According to the changes proposed in budget 2018, single premium payment of health insurance plans with more than 1 year of policy term will be eligible for income tax exemption on a pro-rate basis.

On the other hand, if the insured individual can make the payment, then opting for the annual payment option is the best as the overall outgo is lesser than the other alternatives in the term insurance return of payment plan.

Jeevan Lakshay is a conventional LIC plan, hence it has a restricted premium payment option and even the premium term of the policy is 3 years less than the policy term.

The premium payment term is 10 years less than the plan term.

Experts deem this as a low risk, high returns policy suitable for those planning marriage, family and children's education.The premium payment term is 3 years lesser than the policy term.

Depending upon the type of plan, the premium payment term may be equal or less than the policy term.

LIC (Life insurance Corporation) is set to launch one more traditional policy which is Limited Payment Endowment Plan.The main feature of this new plan is, the payment of premiums is limited to a term shorter than the Payment Endowment Plan.The main feature of this new plan is, the payment of premiums is limited to a term shorter than the payment of premiums is limited to a term shorter than the policy.

Forbearance Instead of IDR Others said that when telling their servicer that their standard monthly payment is unaffordable, they're directed to options like forbearance or extended payment, which can be more expensive over the long - term than an IDR plan.

If you are planning to sell your home sooner than you thought and no longer need a long - term rate, then you may consider converting your 30 year fixed to either an ARM or a 3/1, 5/1, or 7/1 loan program, which often have lower rates and payment.