Sentences with phrase «payments to your creditors as»

In a Chapter 13 bankruptcy, also known as an adjustment - of - debt plan, the debtor makes partial payments to creditors as part of three - to five - year repayment plan.

The change is that companies offering debt relief services over the phone can not collect advance fees from you before settling or reducing your debt, before having an agreement for debt management or other services in place, or until you've made at least one payment to a creditor as a result of a plan negotiated by the debt relief provider.

No, you are responsible for continuing to make payments to your creditors as we work to lower and / or eliminate your debt for you.

Chapter 13 bankruptcy works by having filers make regular payments to creditors as part of a three - to five - year repayment plan.

Not exact matches

Maybe you tried and failed to remove a negative comment, a late payment, or an account that was marked «Paid as agreed» (which might mean the creditor agreed to let you pay less than you owed).

Before figuring out how to price your sale and design its terms, you need to learn as much as you can about the country's payment norms, creditor protection laws (if any), and your customer's credit history.

In what analysts and markets see as the final deadline, Greece has to reach a deal with creditors Saturday or it will fail to make a crucial debt payment due to the International Monetary Fund on Tuesday.

Creditors refused to budge on the deadline, meaning Greece soon will join Zimbabwe, Sudan and Somalia as countries that failed to keep up with their payments to the IMF.

Under the plan, as described by the D.C. - based broker - dealer Height Securities LLC, Puerto Rico will hold off some payment to these creditors, meaning the unpaid amount comes to about $ 270 million in GDB debt.

While Pepper is seen exposed to a housing correction and its delinquency rates are already well above the major lenders at 1.6 percent, Australians are seen as good creditors who will cut back elsewhere to meet their mortgage payments.

Interest: the cash paid to the creditor by the debtor until loan maturity calculated as (interest rate ÷ payment frequency) * outstanding principal balance

If you find anything that's out of line — say, an unauthorized account or late payment reported in error — reach out to the creditor and credit bureau as soon as possible to start the process of getting it fixed.

Importers and individual traders still have to mobilize foreign currency through their own means and mostly on the parallel markets as the central bank is failing to enable payments to international suppliers and creditors and this has stoked up inflation, say economists.

Just as creditors want to see that you can make on - time payments, and that you can keep from utilizing too much of your available credit, they also want to observe your ability to handle different types of credit accounts.

After Mt.Gox filed a bankruptcy protection, its admin team picked Kraken as a dependable partner to streamline payments to its creditors.

The announcement comes as Venezuela faces acute financing problems after creditors and ratings agencies declared the government and state - run oil firm PDVSA to be in partial default for missing interest and principle payments on bonds.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The first of St. Vincent's Medical Center's creditors has begun receiving payments, as the bankrupt facility begins to sell off portions of its property, according to Crain's.

If the DEBTOR fails to pay within 30 days of the date of judgment date (and files no appeal), the CREDITOR may request a SHERIFF»S EXECUTION from the COUNTY CLERK»S OFFICE giving the Sheriff's Department full authority to seize money or property as payment toward the Judgment.

Always make certain to never miss your credit card payment date, no matter what happens, as this reflects badly and creditors will see you as risky.

If you're having problems with your payments, you should contact your creditors immediately as they will be able to shed more light on the subject.

You don't need a particular score to qualify; you just need a financial history that's clear of red flags such as a bankruptcy or foreclosure in the last five years, or a history of making late payments to creditors.

As your payment history and score improve, your provider may decide to start raising your limit, and better offers from other creditors may materialize.

The success of your application depends on a combination of each prospective creditor's standards and the other factors that comprise your credit profile, such as your payment history, ratio of balances to available credit, and derogatory events, including any bankruptcies, foreclosures or evictions.

Payment is made to Westgeest & Associates as administrator of the proposal, and the administrator uses the money to pay each of your creditors.

However, if you are still planning to start with your family as to building a house, buying a car and owing a lot then here are the two major reasons why: a clerical error in recording your payments at one of your creditors and you might be a victim of identity theft.

For the most part, late payments will stay on an individual's credit report since it is not only relevant to the existing creditor but to future lenders as well.

There is a monthly fee as well as monthly payments to your creditors but if you're working with a reputable agency the overall costs will justify the benefits you can get.

Credit Bureaus are NOT real time so if you make a payment or payoff an account as in Jack's case it might be days or weeks before the creditor reports it to the credit bureau and thus any FICO credit score change taken into account.

-LSB-...] all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor.

«When a consumer is unable to meet their regular monthly debt payments, our agency as well as other (accredited agencies), may establish a DMP to help the consumer manage and pay off their unsecured debt by having the consumer deposit a monthly payment into a (trust account) which, in turn, is distributed to their creditors,» Hannah says.

If a potential client is not ready for credit repair as a result of a lack of funding, the inability to stay current on future creditor payments, or the need to declare bankruptcy, we will be mindful of your time and money.

That means these consumers weren't just late on their payments — they were so late that the creditor hired a debt collector to collect the money or wrote the debt off entirely as a loss.

The firm promised to return all payments to consumers that were not forwarded to creditors as well as pay costs and a civil penalty.

Additionally, any payment on a debt which qualifies as one of the above payment can be taken back by the trustee and given to the rest of your creditors.

Debt negotiation implies agreeing with the debtor's creditors new repayment programs with debt reductions, interest rate reductions and extensions on the repayment schedules so as to ease the situation of the debtor by providing lower monthly payments he will be able to afford.

If you've never been late before and you bring your account current, the creditor may be willing to erase the late payment from its system and report it as current instead.

For each item included in the «Notes Payable to Banks and Others» line of the Liabilities section — credit card debt, personal loans and lines of credit, cash advances, student loans, car loans, payday loans, etc. — enter the name and address of the creditor, lender, or noteholder, as well as the original balance — $ 0 for credit cards — current balance, payment amount — you can enter «varies» for credit cards — payment frequency, and if applicable, how the loan is secured (i.e., what is being used as collateral).

Most likely what will happen is the late payment will not be removed and you will get a letter from the creditor stating that after careful research it has been identified that the current reporting is correct and the Fair Credit Reporting Act Law will not allow them to change that information as it would be incorrect and thus against the law.

The time begins from the day you fail to abide by the agreement or contract with the creditor, which typically means when you fail to make a monthly payment as required.

For example, it is your job to send in any documentation that your creditors send you, and you have to stick to the program contract and payments, in order for the program to work successfully, therefore make sure the company describes your obligations as well.

For example, a debt negotiation company who gets your creditors to accept a settlement payment on your account is better known as a debt settlement firm.

Add up all those little savings each month, and send them as an extra payment on the bill you decided to pay off first (keep sending the minimum to your other creditors, too).

4 CIBC Payment Protector Insurance for Credit Cards is optional creditor's group insurance underwritten by Canadian Premier Life Insurance Company under a group policy issued to CIBC as group policyholder.

He or she will work with your creditors to reduce or eliminate interest charges and fees, as well as arrange a single monthly payment.

Consumer proposals involve contacting your creditors and saying, in effect, that as much as I would like to pay back my debts, I can't afford to do so, so will you accept partial payment and call it quits?

In most cases, if you have equity in your house, a consumer proposal is a better option, since you can make a plan with your creditors to make payments over a period of time as long as 60 months so that you can keep your house.

You will have to make one payment every month to the debt consolidation firm before the chosen disbursement date and the firm will send your money to each of your creditors as agreed upon.

As their fee usually adds in your monthly payment be sure to know from the beginning the amount they expect to be paid, the amount they will be paying your creditors and when they will be paying your creditors.

House payments and vehicle loans often have higher late payment penalties, and the lenders can foreclose on your home or repossess your vehicle if you default, as compared to a potential lawsuit by a medical creditor.