Following are the things that can effect changes on your scores: • Consistent and constant late
payments • Increased or reduced credit limits • Higher credit card balances • Higher HELOC (Home Equity Line of Credit) balance • Closing revolving accounts • Recent credit inquiries made In the same way, any new practice you start in managing your credit takes effect and influence your credit scores
within 30
to 60 days; due
to the lag time between the action you take against the period it takes the
creditor to report the action
to the agencies who handle credit reports.
You specifically agree not
to: (1) share your account credentials with anyone else, (2) sell, offer
to sell, rent, lease, trade or otherwise transfer your account, (3) sell, offer
to sell, rent, lease, trade or otherwise transfer any «Gold» or other virtual currencies, game resources, in - game services like «speed - ups,» or other in - game items associated with your account (collectively, «In - Game Items»), except by using mechanisms
within the Game that anticipate and specifically allow for the non-commercial transfer of In - Game Items, (4) buy, offer
to buy, accept, access or use any other user's account or In - Game Items, except by using mechanisms
within the Game that anticipate and specifically allow for the non-commercial transfer of In - Game Items, (5) link
to or otherwise endorse or identify any websites, organizations, or persons that sell, offer
to sell, rent, lease, buy, offer
to buy, accept, access, trade or otherwise transfer accounts or In - Game Items, and (6) create or permit
to exist an interest or arrangement of any kind, which in substance secures the
payment of money or performance of any obligation or gives a
creditor priority over unsecured
creditors, over any of your rights with respect
to the Game, your Game account or In - Game Items.