Sentences with phrase «pension business as»

They also sold EIAs, Variable Annuities and Life products, and had a group life, specialty heath, and pension business as well.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
That includes the creation of a CPP - supplemented Ontario Retirement Pension Plan, a scheme that business lobbies have derided as a payroll tax.
As a result, operating income for 3M's business segments has been revised to reflect non-service cost related pension and postretirement net periodic benefit costs within other expense (income) net.
As defined by the IRS, a Simplified Employee Pension (SEP) plan provides business owners with a method to contribute toward their employees» retirement as well as their own retirement savingAs defined by the IRS, a Simplified Employee Pension (SEP) plan provides business owners with a method to contribute toward their employees» retirement as well as their own retirement savingas well as their own retirement savingas their own retirement savings.
Rather than paying these pensions out of current income as it is earned or plowing their earnings back into investment in their own business, companies take their income and «financialize» it by buying stocks and bonds for their pension funds.
Last month, MetLife announced it would bolster reserves by as much as $ 575 million to make up for unrecorded pension liabilities as part of its pension risk transfer and group annuity business to group annuitants who went missing.
Past achievements include building the case for deficit reduction in the 1980s and early 1990s, for consolidation of the Canada and Quebec Pension Plans in the late 1990s, a series of shadow federal budgets and fiscal accountability reports in that began in the 2000s, and work on marginal effective tax rates on personal incomes and business investment, which has laid the foundation for such key changes as sales tax reform, elimination of capital taxes, and corporate income tax rate reductions.
In 1988, Roger Cruz was described in passing in a New York Times story as a partner with sports agent Irwin Weiner in a $ 40 - million - a-year printing business in Mount Vernon, N.Y. Cruz appears to have moved the business to Boca Raton, possibly after Weiner died in 2001, federal court records in a pension case suggest.
In a story buried in the business section of the February 18th NY Times, it was reported that the spending budget passed by Congress included a provision that creates a 16 - member bipartisan congressional committee to craft legislation that would provide for the potential bailout of as many as 200 multi-employer» pension plans.
Prior to that, he served as head of quantitative equity for ING Investment Management, (doing business as Voya Investment Management May 1, 2014), building and developing the group and managing more than $ 20 billion in assets with 15 global active, index and enhanced index strategies for pension funds, variable annuities and mutual funds.
The general partner is an entity through which the fund managers make management, disposition and other decisions related to the fund's investments and business affairs, and the limited partners are passive investors, such as pension funds, foundations, insurance companies and high net worth individuals.
Expenses such as the cost of providing a pension plan, purchased research and development, and employee stock option grants - all obvious ongoing business expenses - are deducted when calculating profits.
Despite the connectedness of both Burnham and Geppert, raising the rest of the money won't be easy, as would - be benefactors look both at the tough newspaper business and those growing pension obligations.
When the appropriate strategy involves taking money out of the business to save for retirement, business owners can choose between RRSPs and more advanced strategies specific for corporations, such as Individual Pension Plans.
Here's how: Solo 401 (k) s and SEP IRAs: If you're self - employed and have a solo 401 (k) plan or Simplified Employee Pension (SEP) IRA, you can make extra contributions to either plan this year as an «employer» until the due date for your business income tax return, including any extensions.
Recent measures such as changes to the Canada Pension Plan, the rollback of planned cuts to Employment Insurance premiums, the introduction of carbon levies and cap - and - trade programs, and significant minimum wage hikes in Ontario and Alberta have a cumulative impact on investment returns and business competitiveness.
Prior to Alignvest, he had internships as a pension analyst with Morneau Shepell, as a data analyst at PwC Management Services LP, and as a business analyst in equities at Scotiabank.
Mr. Hodgson currently sits on the boards of The Public Sector Pension Investment Board (PSP Investments) where he chairs the Investment Committee which oversees net investments of $ 99.5 billion as at September 30, 2014, KGS - Alpha Capital Markets, The Global Risk Institute, The Ivey School of Business and The Next36.
Having worked as a private pension executive and served as Chair of the C.D. Howe Institute, Minister Morneau brings an understanding of both markets and policy, and we hope this means he will keep the needs and importance of the business community top of mind.
«To ensure public shareholders are not disadvantaged, any takeover bid would need to be put to a shareholder vote and any recommendation by the board would have to be based on an appropriate premium as well as safeguards for future probity given past track records of the businesses controlled by the Murdoch family», said Kieran Quinn, chairman of Britain's Local Authority Pension Fund Forum (LAPFF).
The peak industry group, which represents more than 60,000 businesses across manufacturing, engineering, telecommunications, mining, airlines and related sectors, will caution the Turnbull government against large cuts but call for careful spending reductions across aged care, health, the pension system and the public service to fund a company tax cut as a key priority.
His claim that he's as «pure as the driven snow» because his job at Bear Stearns had nothing to do with any funny business is identical to Kirsten's statement that her relationship with Global Strategies has nothing to do with any funny business over the pension fund.
Plainfield says it's still doing business with the pension fund, and it has received fees in 2010, though the comptroller lists it as liquidated.)
The Lifting the Restrictions on Nest report comes after groups including the TUC, Age UK and the Federation of Small Businesses (FSB) wrote to Pensions Minister Steve Webb last month, urging him to lift the barriers around Nest as soon as possible.
Almost 90 minutes of proceedings in the Health, Education, Labor and Pensions Committee included the first - ever Senate testimony from an openly transgender witness, who joined three other speakers in making a robust case for the legislation as necessary for workers and helpful for business.
It remains to be seen if the proposal will be tied to measure that is more amenable to the business community, such as the new, less generous pension tier the governor included in the budget.
April 2002's announcement was also opposed by many in the business community as making it harder for them to maintain their already - struggling pension schemes.
Shadow Brexit secretary Keir Starmer, shadow economic secretary to the Treasury Jonathan Reynolds and shadow work and pensions secretary Debbie Abrahams are all seen as «sensible» politicians who are willing to listen to what businesses and campaigners have to say.
Despite climate change posing an immediate existential threat for New York, the pensions still invest heavily in fossil fuel companies.Recent reports have revealed, at business as usual, New York City is at risk for Sandy - like flooding at least every 20 years.
The former shadow pensions secretary will take on Eagle, who was previously shadow business secretary, in a parliamentary Labour party (PLP) hustings on Monday, as the two challengers vie for support from MPs and MEPs before Wednesday's deadline for nominations.
He was elected in 2010 as a «new Democrat» who married centrist economic policies — a cap on property tax increases, business tax cuts, a reduction in pension benefits for new public employees — with liberal social policies like strict gun control and support for same - sex marriage.
«The Executive Budget calls for what the governor describes as reforms to the state's pension system, Civil Service and some fundamental changes in the way the state does business,» Fox said.
It then uses this new money to buy assets, such as government bonds, from private sector businesses including high street banks, pension funds and insurance companies.
As chief strategist he will help position the IFS brand throughout the country and introduce IFS Securities to public companies, municipalities, pension funds, and other businesses and organizations, said IFS Securities president and chief executive officer Alex McKenzie.
Cuomo said Faso and his firm acted as unlicensed financial brokers trying to help companies win business with the state and city pension funds.
Richard Graham (Gloucester) also expressed disappointment at Labour's inability «to welcome today's news, especially as workers in businesses such as Wall's in my constituency have recently seen their own pensions significantly watered down».
As comptroller, Spitzer could also exercise influence over financial institutions that do business with the city to manage its public pension funds.
Cabinet veterans Among the other Cabinet veterans, Douglas Alexander takes over the Work and Pensions portfolio, John Denham takes over as Shadow Business Secretary, David Miliband's campaign coordinator Jim Murphy take Defence, and Hilary Benn takes over as Shadow Leader of the Commons.
But the comptroller has also attacked New York's low rate of contracting with female - and minority - owned businesses, and has talked in forceful terms about using the city's pension fund as a bludgeon to open up insular investment firms.
As a result, Cuomo, Bloomberg and business groups say, that pension costs are killing the state and local governments.
«As Assembly Minority Leader, I was encouraged to hear the governor put forward priorities that fall in line with a number of Conference proposals, including: pension forfeitures for convicted officials, a Constitutional Convention, greater resources for our State Police and focus on public safety, tax relief for small businesses, tax credits for teachers, and a substantial investment in education.»
Less than 12 months later, his return to the cabinet as work and pensions secretary ended in resignation amid a row over his business interests.
His then - firm, Quadrangle, won $ 100 million in pension business in 2005 with the help of Hank Morris, Hevesi's top political adviser, who collected $ 1 million in kickbacks as part of the deal.
Good government groups see the pension forfeiture measure as a token reform and have pressed for the closing of the «LLC loophole» that allows businesses to create multiple limited liability companies to donate virtually unlimited amounts of campaign cash; public financing of candidate campaigns; the end of lump sum appropriations in the budget; limits on political contributions by companies with business before the state; limits on legislators» outside income; and a renovation of Albany's ethics watchdog, the Joint Commission on Public Ethics (JCOPE).
Mel has a long history supporting software development and adoption in manufacturing, pension administration, and education, as a Business Analyst, PM, and Product Owner.
to take any action otherwise prohibited under subsections (a), (b), (c), or (e) of this section where age is a bona fide occupational qualification reasonably necessary to the normal operation of the particular business, or where differentiation is based on reasonable factors other than age; to observe the terms of a bona fide seniority system or any bona fide employee benefit plan such as a retirement, pension, or insurance plan, which is not a subterfuge to evade the purposes of this Act, except that no such employee benefit plan shall excuse the failure to hire any individual; or to discharge or otherwise discipline an individual for good cause
Over years of talking to people who have seen their company pensions reduced as a result of poor business performance, the economy, or [insert whatever reason you like], we've seen far too many people who relied primarily on their pension for retirement income.
According to a Fraser Institute analysis, the increase in pension premiums, spread out over several years, «will more than wipe out the benefits» of the Trudeau government's key tax talking point, the famous middle - class income - tax cut that Finance Minister Bill Morneau keeps referring to as background justification for tightening tax rules for private corporations and small - businesses.
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