Not exact matches
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest
rates and foreign currency exchange
rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13)
pension plan assumptions and future
contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Case and Deaton speculate that the shift from defined - benefit
pension plans in the U.S. to defined -
contribution plans (such
as the 401 (k)-RRB- may have caused the upward shift in mortality
rates.
The party plans to make up the money by restricting tax relief on
pension contributions to the basic
rate, taxing capital gains at marginal income tax
rates, allowing for indexation and retirement relief, tackling stamp duty land tax avoidance and corporation tax avoidance and by subjecting benefits in kind to national insurance
contributions as well
as income tax and applying national insurance to multiple jobs.
The stable
pension contribution rate for local governments and schools, submitted
as part of the Executive Budget, will provide a new tool for local governments to access the long - term savings from Tier VI and have greater predictability in their fiscal planning.
Instead, there would be a tax cut of 4p in the basic
rate, funded by changes to the tax system
as it related to
pension contributions, capital gains and pollution.
To ensure those
pensions remain sustainable, we have carried out the regular revaluation of the discount
rate and public sector employer
contributions will rise
as a result.
Using data on
contributions from NASRA and
pension fund annual reports where necessary, and using weights based on the number of teachers employed in each state or district
as reported in the NCES Common Core of Data, it is possible to compute average employer
contribution rates for teachers.
If state and local
pensions were paying mind to interest
rates —
as they should, and
as corporate and overseas public employee plans are required to do —
contributions would have risen significantly
as the yield on 20 - year U.S. Treasuries dropped 3.7 percentage points between 2000 and 2016.
Thomas Idzorek, CFA, chief investment officer — Retirement at Morningstar Investment Management LLC in Chicago, and lead author of the paper, tells PLANADVISER, «Our managed account engine will consider age, plan account balance, salary,
contribution, state of residence — different states have different tax
rates — employer tiered match, employer
contribution, plan loans, brokerage account holdings, retirement age, gender and
pension as well
as other outside assets to determine the recommended allocation to equities for each participant.»
Beginning with the new year, public service
pension plan
contributions recommence at the low
rate, until such time
as they reach the maximum level of the
contributions for the low
rate.
As these benefits are reduced (for example, by raising the age of entitlement for full
pensions), workers will be forced to accept a lower
rate of return on their past Social Security
contributions.
It will reduce personal savings
rates in important vehicles such
as RRSPs and TFSAs, and could result in lower wages and watered down defined -
contribution pension plans down the road
as employers struggle to pay into the ORPP.
Laurin also said that low RRSP
contribution rates, which have been used
as a reason for the creation of provincial
pension plans, like the upcoming Ontario Retirement Pension Plan, are not giving the whole picture on s
pension plans, like the upcoming Ontario Retirement
Pension Plan, are not giving the whole picture on s
Pension Plan, are not giving the whole picture on savings.
These
pensions could be
as much
as $ 22,467 per year by your age 65 depending on your CPP
contribution history and your years of residency for OAS entitlement and a 2 % inflation
rate.
This was followed by a new proposal, keeping the Diageo
Pension Scheme open until March 31 2018 as a final salary scheme, before being modified from April 1 2018 to provide career average revalued earnings accrual, with a 1 / 70th accrual rate, 8 per cent member contributions and a pension age
Pension Scheme open until March 31 2018
as a final salary scheme, before being modified from April 1 2018 to provide career average revalued earnings accrual, with a 1 / 70th accrual
rate, 8 per cent member
contributions and a
pension age
pension age of 60.
Private medical insurance (provided by Ashurst), life assurance (provided by Ashurst), income protection (provided by Ashurst),
pension (including
contribution from Ashurst), season ticket loan (interest free), dental insurance, ISA savings account, wine club, technology purchase plan, holiday purchase, travel insurance, reduced
rate gym membership, childcare vouchers, cycle to work scheme, give
as you earn, onsite services including doctor, dentist, physiotherapist and masseuse.