Well you have the winter fuel allowance, cold weather payments and triple lock giving the highest
pension increase in history.
Under the terms of the package,
her pension increases in value by $ 7,000.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced
increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on
pension plan assets and the impact of future discount rate changes on
pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates
increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Some employees opt out at first, as they don't want to lose the immediate income, but as their salary
increases or they start to get older, many realize the importance of having a
pension and decide to opt back
in.
significant changes
in discount rates, rates of return on
pension assets, mortality tables and other factors could adversely affect our earnings and equity and
increase our
pension funding requirements;
After a multi-year round of negotiations between the federal and provincial governments, a deal was reached to
increase contributions still further, limit benefits, and accumulate a surplus to be invested
in what is now the $ 280 billion Canada
Pension Plan Investment Board.
But, Jason said, for the next decade they plan to restrict themselves to just living on the cash flowing from investments and ignore any capital or market
increases in the value of properties,
pensions, and shares.
The amount will
increase when they reach age 67, although Jason says they'll only be eligible for partial state
pensions, comparable to social security
in the US.
The retirement age has
increased and
pensions have been cut more than 10 times since the crisis started
in 2010.
«
In the short term, it should add to economic growth (and) in the longer term, the fact that migrants are mainly young increases the working age population and addresses worrying demographics and pension dynamics in the euro area.&raqu
In the short term, it should add to economic growth (and)
in the longer term, the fact that migrants are mainly young increases the working age population and addresses worrying demographics and pension dynamics in the euro area.&raqu
in the longer term, the fact that migrants are mainly young
increases the working age population and addresses worrying demographics and
pension dynamics
in the euro area.&raqu
in the euro area.»
Essentially, If you are enrolled
in a
pension plan, you now can roll over money from your employer's 401 (k) plan into the
pension plan,
increasing the amount of money
in your monthly check during retirement.
They were facing a «triple hit», according to the FSB: a continuing
increase in the national living wage; a rise
in national insurance contributions; and a hike
in pensions auto - enrolment.
BRVM aims to attract more institutional investors including
pension funds to
increase investment
in its bond market and lessen its dependence on bank liquidity.
«The largest
pension plan
in the world is Japanese, and they're
increasing their allocations to equities, and that's going to represent quite a large amount of money going into the markets.
Driving forces cited
in the study include
increasing life expectancy, elimination of
pensions, economic uncertainy and re-visioning of later life towards purpose and social engagement.
Driving this growth is a steady
increase in wages and
pensions, which will support consumption of goods and services.
«Encouraging people to work longer — through
increases in pension age and reduced
pension incentives to retire early — is a key objective,» the OECD enthused
in a recent report.
This results
in slower growth and thus tax receipts, whilst simultaneously
increasing government spending through
pensions and healthcare.
In the accumulation phase, Canadians with a corporation need to be drawing sufficient salary to contribute to and
increase entitlement to the Canada
Pension Plan (CPP) retirement p
Pension Plan (CPP) retirement
pensionpension.
Early
in his term, he pushed through a $ 1.6 billion tax cut for businesses, offset by $ 1.4 billion
in tax
increases on individuals — including taxing
pensions and Social Security benefits.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations
in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages,
increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit
pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur
in the legal and regulatory proceedings described
in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
While these chief executives received a 7.17
increase in collective direct compensation for the fiscal year, they received even more when taking into account other elements such as
pension value.
The target cuts,
in turn, can lead to
increased contributions from employees and their employers to fund the
pension systems as their reliance on investment returns decreases.
Last year the Ontario Teachers
Pension Fund bought one of Spain's largest funeral businesses from 3i Group, a British private - equity firm, for # 117m, and
increased its stake
in a French equivalent.
However, discussions of
pension sustainability are often slippery
in not being clear about the criterion used to distinguish between sustainable and unsustainable expenditure
increases.
[74]
In 2008, Corzine approved a law that
increased the retirement age from 60 to 62, required that government workers and teachers earn $ 7,500 per year to qualify for a
pension, eliminated Lincoln's Birthday as a state worker holiday, allowed the state to offer incentives not to take health insurance and required municipal employees work 20 hours per week to get health benefits.
Then, attention will turn to some of the issues that have to be addressed
in contemplating actions to
increase pension coverage and notes will be made of some of the proposals currently being propounded.
The commission recommended several reforms including reforming civilian and military retirement programs, reducing agricultural program spending, eliminating
in - school subsidies
in federal student loan programs, and giving the
Pension Benefit Guarantee Corporation the authority to
increase premiums.
In the 23rd Actuarial Report on the Canada Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that, in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 207
In the 23rd Actuarial Report on the Canada
Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that,
in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 207
in spite of the substantial
increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 207
in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 2075.
According to a 2015 Glassdoor survey, 31 percent of workers valued a workplace retirement account, such as a 401 (k) or
pension plan, over an
increase in pay.
If parliament gives its nod, Greek voters will be asked to rule on two complex draft documents that detail a proposal by the country's creditors to unlock aid of as much as 15.5 billion euros for Greece
in return for sales - tax
increases and
pension reforms.
In addition, we believe that certain institutional investors, including sovereign wealth funds and public pension funds, could in the future demonstrate an increased preference for alternatives to the traditional investment fund structure, such as managed accounts, smaller funds and co-investment vehicle
In addition, we believe that certain institutional investors, including sovereign wealth funds and public
pension funds, could
in the future demonstrate an increased preference for alternatives to the traditional investment fund structure, such as managed accounts, smaller funds and co-investment vehicle
in the future demonstrate an
increased preference for alternatives to the traditional investment fund structure, such as managed accounts, smaller funds and co-investment vehicles.
Direct program expenses were up $ 1.0 billion (5.5 %), primarily due to the timing of payments as well as an
increase in federal government employee
pension and other future benefit liabilities, reflecting the impact of lower interest rates.
Total compensation per employee consists of many different elements, including not only negotiated / imposed wage settlements, bracket creep (employees moving up within their pay range), composition of employment (professional vs clerical), pay equity,
pension and other future employee benefit costs driven in part by market conditions, Canada and Quebec Pension Plan contributions (which increase by the annual increase in the industrial wage), among
pension and other future employee benefit costs driven
in part by market conditions, Canada and Quebec
Pension Plan contributions (which increase by the annual increase in the industrial wage), among
Pension Plan contributions (which
increase by the annual
increase in the industrial wage), among others.
U.S. single premium
pension buy - out product sales were $ 11.1 billion
in the fourth quarter of 2017, a 96 percent
increase compared with fourth quarter 2016 results.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those
in the forward - looking statements include, but are not limited to,
increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes
in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories,
increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs; changes
in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes
in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes
in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the nations
in which the Company operates; the volatility of capital markets;
increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions
in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events
in the locations
in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
Favorable equity market and interest rate forces resulted
in a 2 %
increase in the average U.S.
pension plan funded status during April.
However, at the end of 2009 - 10, the Government booked the full liability ($ 5.9 billion) for the one - time HST harmonization costs for Ontario and British Columbia and an
increase in accrual liabilities for federal employee
pensions of about $ 3 billion.
However, headwinds
in pension expense will hamper earnings growth
in 2013, as a historically low discount rate at our May 31, 2012, measurement date will
increase these costs by approximately $ 150 million.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those
in the forward - looking statements include, but are not limited to, operating
in a highly competitive industry; changes
in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes
in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories,
increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs; changes
in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes
in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the United States and
in various other nations
in which we operate; the volatility of capital markets;
increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events
in the locations
in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock
in the public markets; the Company's ability to continue to pay a regular dividend; changes
in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
On the same day, the Government
Pension Investment Fund (GPIF) announced a rise
in domestic equity weights and an
increase in foreign asset holdings for its portfolio.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those
in the forward - looking statements include, but are not limited to,
increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes
in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories,
increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs; changes
in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes
in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes
in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company
in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the nations
in which the Company operates; the volatility of capital markets;
increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events
in the locations
in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
Expansion of the Canada
Pension Plan and the Unintended Effect on Domestic Investment finds that by
increasing the Canada
Pension Plan payroll tax, the federal and provincial governments will inadvertently shrink the pool of money available for investments
in Canada — potentially up to $ 114 billion by 2030.
Watch out for a cut
in your income as the workplace
pension contribution
increases next tax year
According to a report
in the Financial Times, the number of hedge funds
increased from 3,102 funds managing $ 465 billion
in 2000 to 8,474 funds managing just under $ 3 trillion
in 2016, mostly for
pensions and foundations.
A savings rate of 10 % is often recommended, but given the decline
in pensions, the uncertainties surrounding Social Security, and our
increasing life expectancies, putting away about 15 % of your gross income is a better bet.
Canada should pay its MPs well, and
increases in current pay can offset lower
pensions.
Other direct program spending, consisting of operating expenses for Crown corporation, defence and all other departments and agencies,
increased $ 2.3 billion (4.2 %), primarily reflecting
increases in federal government employee
pension and other future benefit liabilities, reflecting the impact of lower interest rates.
All other department and agency expenses
increased by $ 1.6 billion (3.2 %), largely reflecting an
increase in actuarial liabilities for claims and employees»
pension and other future benefit costs, the latter reflecting the impact of low interest rates on plan assets.
«Some organizations are looking at their group RRSP plans or registered
pension plans to see if they need to make up for the
increased costs through capturing savings
in another area.»