Sentences with phrase «pension plan returns»

In a life insurance policy, sum assured comes under Kotak Premier Pension Plan returns.

In a life insurance policy, sum assured comes under Edelweiss Tokio Pension Plan returns.

In a life insurance policy, sum assured comes under Max Life Forever Young Pension Plan returns.

2016.08.11 Canadian Pension plan returns notably rebound in Q2: RBC Investor & Treasury Services Canadian Pension plan returns notably rebound in Q2: RBC Investor & Treasury Services...

TORONTO, January 29, 2015 - Despite a volatile fourth quarter marked by falling oil prices and geopolitical tensions, the latest survey from RBC Investor & Treasury Services shows that Canadian pension plans returned 11.9 per cent in 2014.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

He expects the long - term stock market return to be 3 % — not the historical norm of 7 % that pension plans continue to lean on.

It will become virtually impossible for pension plans to meet long - term annual returns of at least 5 %.

Yet a majority of pension plans in North America require a 6 % to 7 % return to stay in surplus, and this doesn't even account for the constraints that will come with an aging demographic.

The «Canadian model» portfolio of the Ontario Teachers» Pension Plan has delivered some enviable returns over the past 25 years.

Lost jobs; a leaky classroom ceiling that required 21 buckets; and stapled textbooks rather than the usual hardcover — it's not just future retirees that will suffer if investment returns from state - sponsored pension plans continue on their downward trajectory.

He said that makes it difficult to find new investments at a price that provide the returns that are required so the Canada Pension Plan can deliver on its commitments.

TORONTO — The 2013 - 14 financial year was an unusually strong one for the Canada Pension Plan Investment Board, which earned a 16.5 per cent annual return on the billions of dollars in assets it manages for the national retirement system, but its CEO cautions that level of growth likely won't soon be repeated.

Canada Pension Plan contributions were collected through payroll deductions, or at the time of tax return submissions in the case of the self - employed.

States, through their employee pension plans, sponsor excellent financial institutions that, on a not - for - profit basis, get the highest returns for the least cost.

Other Post-Retirement, Net represents the other components of net periodic pension costs not classified as Service Costs, Interest Costs, Expected Return on Plan Assets, Actuarial Gains \ Losses, Amortization of Unrecognized Prior Service Costs, Settlements, Curtailments, or Transition Costs.

TORONTO, May 15, 2017 - Building on a strong 2016 annual return of 6.8 per cent, Canadian defined benefit pension plans upheld the positive growth trend with Q1 2017 returns of 2.9 per cent, according to the $ 650 billion RBC Investor & Treasury Services All Plan Universe, the industry's most comprehensive universe of Canadian pension plans.

2015.04.30 RBC Investor & Treasury Services Quarterly Survey: Global equities drive pension returns in Q1 During a quarter that featured falling oil prices, a Bank of Canada rate cut and uneven global economic data, Canadian pension plans generated positive returns for the seventh consecutive quarter...

It shows someone who retired in the mid-1990s could expect to receive a 10 percent rate of return on their Canada Pension Plan contributions, but late boomers, Gen - Xers and subsequent generations can expect a rate of return closer to 2 percent.

2017.05.15 Canadian pension returns post four consecutive quarters of gains: RBC Investor & Treasury Services Building on a strong 2016 annual return of 6.8 per cent, Canadian defined benefit pension plans upheld the positive growth trend with Q1 2017 returns of 2.9 per cent...

Building on a strong 2016 annual return of 6.8 per cent, Canadian defined benefit pension plans upheld the positive growth trend with Q1 2017 returns of 2.9 per cent...

During a quarter that featured falling oil prices, a Bank of Canada rate cut and uneven global economic data, Canadian pension plans generated positive returns for the seventh consecutive quarter...

Of course, this argument also has broader implications for projected returns from pension plans, endowment funds, retirement savings, etc..

While contributions (like contributions to traditional employer pension plans) are compulsory, they are matched by employers and provide a decent implicit rate of return.

And EK is already stretching the limits on how it values its pension assets by assuming the long - term return on plan assets will be 8.73 % for the life of the plan.

In fact, the company's assumed return on plan assets is so high that it allowed EK to book income from its pension plan equal to 2.2 % of its revenue last year.

Here's how: Solo 401 (k) s and SEP IRAs: If you're self - employed and have a solo 401 (k) plan or Simplified Employee Pension (SEP) IRA, you can make extra contributions to either plan this year as an «employer» until the due date for your business income tax return, including any extensions.

Their returns are shown gross of fees, so that's something to consider as well, but they only charge 0.25 % to the pension plan because they're such a large client (another aspect of their approach I have great deal of respect for).

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Recent measures such as changes to the Canada Pension Plan, the rollback of planned cuts to Employment Insurance premiums, the introduction of carbon levies and cap - and - trade programs, and significant minimum wage hikes in Ontario and Alberta have a cumulative impact on investment returns and business competitiveness.

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

Within the $ 520 billion RBC Investor & Treasury Services All Plan universe — the industry's most comprehensive universe of Canadian pension plans — defined benefit (DB) pension assets returned 4.8 per cent during the three months ending March 31, 2014, bringing 12 month totals to 14.8 per cent.

Changes in actuarial assumptions (i.e. the discount rate and expected return on plan assets) can cause big swings in total reported net pension liabilities.

Members are required to contribute 0.75 percent more of their salary in years when the actual investment returns on the pension plan are 1 percent or more below the assumed rate of return.

«While Pensions overall continued to have solid returns against a backdrop of challenging macroeconomic factors, the decline in long - term interest rates has likely increased plan liabilities,» said Scott MacDonald, managing director, Pensions, RBC Investor & Treasury Services.

According to the $ 520 billion RBC Investor & Treasury Services All Plan universe — the industry's most comprehensive universe of Canadian pension plans — defined benefit (DB) pension plans continued to generate positive returns for a sixth consecutive quarter, returning 2.7 per cent during the fourth quarter 2014 and bringing the annual return to 11.9 per cent.

The median public pension plan's investments returned about 1 % in 2016, far below the median assumption of 7.5 %.

The only other alternative is to increase returns, so pension plans have joined the zeal - for - yield crowd.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

The AFL - CIO is questioning Gov. Andrew Cuomo's plan to move ahead with a pension overhaul plan next year while the current fund is achieving a 14.6 percent rate of return — one of its best returns in years.

It's understood that May agreed to drop plans to undo the pensions triple lock and means test winter fuel allowance payments in return for DUP support.

New York City's biggest public employee pension fund is poised to vote today to begin pulling its investments from hedge funds, the latest move by a large pension plan to scrap an investment path that once promised big returns.

Public pension plans are reporting dismal investment returns this year, a development that will likely mean governments will have to pony up more money in the coming years.

DiNapoli has said the plan, which required future public employees to pay more towards their pensions and receive less in return, won't save state and local governments money in the short run.

The sponsors of private plans must therefore contribute much more for every dollar of promised benefits than governments contribute to teacher pension plans that value liabilities using an 8 percent assumed return on portfolios heavily weighted with stocks, hedge funds, or private equity.

In today's low - return environment, the pension promises being made to state and local employees in general, and public school teachers in particular, have become very expensive and difficult to maintain largely because the largesse of the pension plans assumes long run returns on the order of 7.5 percent (or higher).

Rising stock markets — the S&P 500 has tripled since reaching a low in March 2009 and over the last 10 years, the largest public pension plans have earned an average return of 7.45 percent, broadly in line with the median long - term goal of 8 percent — have boosted pension plan coffers to the highest level of assets they've ever had.

Over time, through a combination of poor funding practices and unstable investment returns, pension plans have failed to live up to that promise.

Nearly all state pension plans failed to meet their target rates of return in the years following the financial crisis, which has necessitated sharp increases in contributions from employers and employees.

There's no magic sauce of pension plans, but the NPPC report tries to bury that fact by using wildly different contribution rates, and then assuming a much lower rate of return in defined contribution plans, despite recent data suggesting essentially no difference across different types of plans.