Sentences with phrase «pension plans»

MSCI Indexes with Fair Value Pricing help fund managers, pension plans and consultants explain the artificial tracking error between a fund's fair value adjusted NAV and an MSCI index calculated using closing prices.

Your anchor of eliminating total government sector net debt relied heavily on growing surpluses in the Canada and Quebec Pension Plans (which will not continue as the baby - boomers retire).

It is assumed that part of this increase is offset by the changes to the federal and members of Parliament pension plans, although one would have expected these savings to be included under «Policy Decisions».

Highland's diversified client base includes public pension plans, foundations, endowments, corporations, financial institutions, fund of funds, governments, and high net - worth individuals.

Ottawa should encourage widespread investment in existing and new infrastructure by institutional investors, such as pension plans and insurers, according to a new report from the C.D. Howe Institute...

While Old Age Security and the Guaranteed Income Supplement were designed to provide a basic minimum amount to Canadian seniors, the new Canada and Quebec Pension Plans were contributory social insurance programs established to provide basic death, survivor and disability benefits as well as retirement coverage.

The Committee approves, by direct action or through delegation, participation in and all awards, grants and related actions under IBM's various equity plans, reviews changes in IBM's pension plans primarily affecting corporate officers, and manages the operation and administration of the IBM Supplemental Executive Retention Plan.

Investors include pension plans, foundations and endowments, institutional investors and private clients.

(DBS, 1967) As of 2008, data from Statistics Canada's Pension Plans in Canada (PPIC) data base suggest there were no less than 19,185 EPPs in Canada with 5,908,633 active members.

Among the things that prompted the creation of the inquiries were: financial difficulties facing DB pension plans and related concerns about DB funding rules; long simmering and unresolved legal issues, the most prominent of which revolve around the use of surpluses in DB plans; ambiguity about how EPP regulations apply to new hybrid plans; a lack of harmonization among Canadian regulatory laws; and declining coverage by EPPs in general and DB plans in particular.

Both of our jobs currently have defined benefit pension plans in place, both of which we are vested in — I don't put a dollar figure on those but figure those will provide 3k to 4k in retirement income when we retire, depending upon when we retire and then when we choose to draw it.

It's aimed at employees of small - and medium - sized businesses without pension plans, and self - employed individuals.

The term «pension income» refers to income that arises from both DB and DC pension plans, as well as annuities and RRIFs that arise from RRSP savings.

And benefits aren't bad either: 401 (k) matching up to 7 % of salary, 12 weeks of maternity leave, and pension plans.

Electricity sector pension plans are relatively generous to employees and costly to employers; these costs are ultimately reflected in prices charged to ratepayers.

The ITA has also set limits on employer contributions to DB pension plans that have limited the building up of prudential reserves in them.12

Some assets, however, may no longer serve a public policy purpose and are of particular interest to, for example, Ontario's large pension plans as good long - term investments.

Our Government has already reformed federal government pension plans, to ensure that parliamentarians and public servants pay their fair share.

Determinants of the Evolution of Workplace Pension Plans in Canada.

It would also help address a number of questions about DC pension plans, including the amounts and variability of income from DC sources, and whether people who self - manage their withdrawals exhaust their retirement assets before the end of their life.

Seeking Certainty in Uncertain Times: A review of recent government - sponsored studies into the regulation of Canadian pension plans.

Risky Assumptions: A Closer Risk at Bearing Investment Risk in Defined Benefit Pension Plans.

The 21st century is not yet a decade old, and we have already passed through two periods when DB pension plans have faced serious underfunding and plan sponsors have asked for a relaxation of funding rules.

The OECPs mandate directed it away from this field of inquiry.35 The inquiries in Alberta and BC and in Nova Scotia devote less consideration to plans that involve joint cost sharing and governance than does the OECP, and this may reflect the fact that their mandates exclude provincial employee pension plans.

In the provincial public and near - public sectors, pension plans have been moving away from the classic DB structure for nearly 20 years, led by the Ontario Teachers» Pension Plan (OTPP).

Shindler and Trapani were also able to cut their taxes by channeling profits into pension plans and funding the tax - advantaged vehicles mentioned above.

Meanwhile, the Conservatives offer reassuring words but no clear plan of action on the creation of a national securities regulator and introduction of pooled retirement pension plans (PRPPs).

While there are programs like Social Security to help ease the financial burden, most workers have to depend on savings, 401k's and the dwindling number of pension plans that some companies offer, to see them through their after - work years.

Unless those employers that don't already offer registered pension plans are required to offer PRPPs, the new plans are «dead in the water,» says Vettese, chief actuary at human resources consultancy Morneau Shepell.

Recent public spending in top - ranked Norway has bolstered the nation's pension plans, helped in part by the country's massive sovereign wealth fund.

The corporate sector listened, though, and killed most defined benefit and pension plans.

There are no pension plans with a law firm.

«The companies and the management that have screwed with pension plans, removed funds or underfunded plans piss me off to no end,» commented one CEO.

Established in 1991, Invesco has more than 125 employees and manages the corporate pension plans of over 275 large corporations in Ireland, along with over 500 small and medium companies.

That's pretty much what the federal government has been doing since 2006, with tweaks such as abolishing mandatory retirement, a graduated rise in the eligibility age for OAS benefits and new tax - sheltered savings vehicles in tax - free savings accounts and pooled registered pension plans.

Wiseman cautioned that the CPPIB — despite its large size in Canadian terms — competes against much bigger investors in the global market such as private equity funds, sovereign wealth funds and other public pension plans that are also on the hunt for similar types of investments.

The stock swoon and rock - bottom rates of the financial crisis conspired to put many corporate pension plans in the danger zone.

PRPPs are like defined contribution pension plans, or group RRSPs.

Financial institutions such as Nomura Securities Co, SBI Securities Co, the Bank of Tokyo - Mitsubishi UFJ, and Sumitomo Mitsui Banking Corp now offer private pension plans and could benefit from a significant expansion in this market.

With so many people concerned about the uncertain future of Social Security and the continued elimination of company pension plans, it's alarming how few small businesses offer their employees a 401 (k) plan.

«The first half of 2013 has been very good for pension plans,» says Manuel Monteiro, partner in Mercer's financial strategy group.

Restrictions on Individual Pension Plans (IPPs) The June 6 budget reiterates a proposal to require a member of an IPP, once they turn 72, to make minimum annual withdraws similar to what's required for Registered Retirement Income Funds (RRIFs).

As regulation takes shape and new investment vehicles pop up, pension plans and endowments are considering crypto assets.

«Pension plans since the financial crisis have been in pretty rough shape because interest rates were held down by all the — I won't call it manipulation — but all the activities by the central banks to keep interest rates low and to spread growth,» he says.

People can join pension plans or sign up for automatic deposits into their savings account; in both cases, they begin saving automatically.

In 2009 and 2010, we saw the high - profile defaults of pension plans of once great companies like Nortel Networks and General Motors.

Even worse, the cost of carrying these well organized groups is very much understated: nearly all the public - sector pension plans are underfunded by hundreds of billions of dollars and taxpayers are on the hook for the difference.

As boomers know, the longstanding tradition of company pension plans has been disappearing in favor of 401 (k) plans.

With so many U.S. corporations racing to the bottom — moving manufacturing to foreign countries for cheap labor and no environmental responsibility, taking advantage of the H1 - B Visa program to bring cheap workers in, lowering benefits and eliminating pension plans — it's refreshing to learn that some companies are taking the exact opposite approach.

In 2009 CP began making aggressive prepayments into its pension plans.