Sentences with phrase «pension plans limit»

Here are four ways that state pension plans limit a teacher's ability to choose her own path.

What about supplemental executive retirement plans that allow senior executives and politicians to earn large tax - deferred pensions exceeding registered pension plan limits?

The table below summarizes the applicable limits from 2012 - 2018 for most employer - sponsored retirement plans (not including pensions — see the pension plan limits).

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

After a multi-year round of negotiations between the federal and provincial governments, a deal was reached to increase contributions still further, limit benefits, and accumulate a surplus to be invested in what is now the $ 280 billion Canada Pension Plan Investment Board.

The focus now was on expanding the Canada Pension Plan, either by increasing contributions and benefits, or raising annual contribution limits, or both.

The ITA has also set limits on employer contributions to DB pension plans that have limited the building up of prudential reserves in them.12

The ITA sets contribution limits for DC pensions and RRSPs, and maximum benefit limits for DB plans, including ancillary benefits.

«The panoply of public policies offering «voluntary» options for saving - such as RRSPs, TFSAs, group RPPs, and the most recent Pool Registration Pension Plans - have demonstrated their inadequacy to address the shortcomings in declining workplace pensions and a Canada Pension Plan with limited benefits,» the study concludes.

And EK is already stretching the limits on how it values its pension assets by assuming the long - term return on plan assets will be 8.73 % for the life of the plan.

There are a limited number of employer - sponsored defined benefit plans (pensions) available as it is, said Henry Ford, principal and senior advisor for LifeSteps Financial, a registered investment advisory firm.

Arguably the hottest topic at the 2015 round tables was Ontario's new pension plan, which is limited to Ontario only and currently is not expected to become a national plan.

Absent an exemption, if a pension plan subject to ERISA is a limited partner in a venture fund, then all of the venture fund's assets are subject to regulations that require the venture fund assets to be held in trust, prohibit certain transactions and place fiduciary duties on fund managers.

Eroding pension plans by shifting risk onto vulnerable employees and retirees with limited ability to absorb income cuts is quite in keeping with the Harper government's determination to lower the boom on public sector workers and improve the profitability of their corporate friends in the private sector.

It supports plans to limit the ability of European pension funds to invest in third country funds, and proposes other restrictions.

Tedisco said the Majority's plan does not contain provisions for pension forfeiture for convicted felon elected officials who betray their oath of office, term limits for leaders, truth in spending to bring sunlight to state spending in the shadows to end quid pro-quos, or giving rank and file members the ability to bring legislation to the Floor for a vote and diminish the unbridled power that's been given to legislative leaders.

He wants to limit state spending to available resources, address unfunded pension costs, focus on paying for core services and reform the budgeting process by not waiting until the final days to pass a new tax - and - spending plan.

The state Assembly and Senate have released one house versions of a state budget that do not include Governor Cuomo's plan for a new benefit tier to limit the pensions of future public workers.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

Cuomo, in pushing through a less - generous Tier 6 pension plan for new employees, placed limits on the practice.

Frank Field is one of these people who lots of people say is great until he is actually given any power, he manages both to agitate Labour MPs favourable towards welfare by coming out with solutions to time limit benefits and add workfare requirements, equally he is constantly saying that JSA rates are far too low as well as demanding pensions at high rates for all, Tony Blair and Gordon Brown both came to the conclusion that his proposals on the State Pension would have been hugely expensive - his pension plans could not all be funded by savings on the unemployed and would probably lead to a huge swelling in the welfare Pension would have been hugely expensive - his pension plans could not all be funded by savings on the unemployed and would probably lead to a huge swelling in the welfare pension plans could not all be funded by savings on the unemployed and would probably lead to a huge swelling in the welfare budget.

Pension plans do appear to exert a limited «pull» effect that keeps some late - career teachers on the job as they near retirement.

It will add new funding streams to the state's woefully under - funded pension plans, limit pension «spiking» whereby employees cash out vacation and sick leave to artificially inflate their benefits, raise the retirement age for current workers, limit annual cost - of - living adjustments, and allow a limited number of employees to choose a defined contribution plan over the traditional defined benefit.

While the plan called for a cut of 5.5 percent to education, dropping per - pupil funding by $ 550, funding limits could be offset at the district level by increased employee contributions to health care and pension programs, and by giving local school districts other tools such as wage freezes and adjustments in salary schedules.

The limited size of the St. Louis plan offers an unusual vantage point into the complicated relationship between pension benefits and bottom - line budgeting.

Leaders at the state and city level (Scott Walker foremost among them) have been vindicated for pursuing bold strategies to rein in lavish pension and benefit plans or to limit directly the privileges many unions have enjoyed... and abused.

They do so by prioritizing defined contribution plans and limiting the future scope of the pension system, while fulfilling commitments to current teachers and retirees.

In brief, pension plans do appear to exert a limited «pull» effect that keeps some late - career teachers on the job (remember, most teachers have left before then).

Instead of pension plans, some workplaces may offer group RRSP or Tax - Free Savings Account (TFSA) programs, in which employers match contributions made by employees up to a set limit.

If you are covered by a retirement plan at work (e.g., a 401k or pension) and your income exceeds certain limits, you can't take a deduction for a traditional IRA contribution, so a Roth IRA is the obvious choice.

We're planning on withdrawing before - tax money right up to the limit of the marginal tax brackets during the time of the pension deferral.

Simplified Employee Pension (SEP) plan or SEP - IRA: Essentially an IRA with more liberal contribution limits, established and financed by an employer for all its eligible employees.

Given the tax advantages of contributing to a pension plan, and the free money from your employer, it's nearly always worth your while to contribute right up to the limit.

«This includes any legislative changes to allow the ORPP to be treated like the Canada Pension Plan for tax purposes, or to integrate the ORPP with the RRSP contribution limits,» wrote Oliver.

The firm is owned by its employees and, as of September 2014, managed $ 5 billion for institutions, retirement plans, insurance companies, foundations, endowments, high - net - worth individuals, investment companies, corporations, pension and profit sharing plans, pooled investment vehicles, charitable organizations, state or municipal governments, and limited partnerships.

However, if you are eligible to participate in a retirement plan through your employer, such as a pension or a 401K, then your deduction may be limited or disallowed, depending on your income.

Positive talk, limited action on pension plan de-risking The 2015 Sun Life Investment Management Defined Benefit Pension Plan Report Spripension plan de-risking The 2015 Sun Life Investment Management Defined Benefit Pension Plan Report Spring plan de-risking The 2015 Sun Life Investment Management Defined Benefit Pension Plan Report SpriPension Plan Report Spring Plan Report Spring 2015

If you are not a member of a registered pension plan (RRP) or deferred profit sharing plan (DPSP) through your employer, the RRSP contribution limit for 2016 is 18 % of your 2015 income up to a maximum of $ 25,370.

«No Canadian could sustain a pension on the contribution limits that this plan allows,» says Makarchuk.

While the Factor of Nine was designed to let RRSP retirement savers achieve an equivalent outcome as defined benefit plan members, the current limit «badly damages their hopes of achieving retirement security like that of members of defined - benefit pension plans common in Canada's public sector,» Mr. Robson contends.

The Factor of Nine therefore limits RRSP or defined - contribution pension plan contributors to making contributions worth up to 18 per cent of their earnings a year (9 x 2 per cent).

With corporations, the protection of the Pension Benefits Guarantee Corporation [PBGC] has kept pensions safe up to a limit — as of 2016, up to roughly $ 60K / year for those retiring at age 65 (less for younger retirees) from single - employer plans, and $ 12,870 / year at most for those in multiemployer plans.

That allowed the PBGC, together with the Departments of Treasury and Labor, to negotiate benefit cuts to the pension plans in order to avoid the plans going insolvent — at which point, all pensioners would be limited to the PBGC limits for their payments.

Depend on that happening for the worst funds, and at least run through the risk analysis of what you would do if your pension benefit were cut by 20 % for a municipal plan, or to the PBGC limit for a corporate plan.

Because I have a pension plan, and only earn a modest income, my RSP space is severely limited.

A Non-registered Savings Plan (NRSP) helps your plan members save beyond the limits of their Registered Pension Plan (RPP) or group Registered Retirement Savings Plan (RRPlan (NRSP) helps your plan members save beyond the limits of their Registered Pension Plan (RPP) or group Registered Retirement Savings Plan (RRplan members save beyond the limits of their Registered Pension Plan (RPP) or group Registered Retirement Savings Plan (RRPlan (RPP) or group Registered Retirement Savings Plan (RRPlan (RRSP).

The maximum annual contribution limit for the taxation year MINUS any company sponsored pension plan contributions (defined as PA, or short for pension adjustment on your T4 slip.

If your plan ends (this is called «plan termination») without sufficient money to pay all benefits, PBGC's insurance program will pay you the benefit provided by your pension plan up to the limits set by law.

After a multi-year round of negotiations between the federal and provincial governments, a deal was reached to increase contributions still further, limit benefits, and accumulate a surplus to be invested in what is now the $ 280 billion Canada Pension Plan Investment Board.

I've always believed Canadians should have higher RRSP contribution limits and / or the equivalent space in registered pension plans.