Sentences with phrase «pension problems in»

He captures the essence of why we have pension problems in a way that anyone can appreciate.

Simply put, Puerto Rico's pension system is an accelerated example of pension problems in the rest of the country.

There is a pension problem in Canada.

There is a pension problem in Canada.

Not exact matches

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

Retirees are facing problems very similar to the average pension fund: In addition to not having enough cash contributions to keep up with the costs of aging, their returns have been hurt by interest rates that have been too low for too long.

This could be a problem for individuals or pension funds that invest in hedge funds.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

He is the author of treatises on proxy voting and shareholder communications and his articles have appeared in The London Financial Times, The New York Times, The New York Law Journal, The American Lawyer, Insights, Pensions & Investments, The Corporate Governance Advisor, Directors & Boards, the Journal of Law and Contemporary Problems and other publications and professional blogs.

There was a major problem, however: I only had $ 375.000 in my retirement savings accounts at the time and I didn't have any company pension.

In GMOs most recent letter, Jeremy Grantham leads off the piece with, «At GMO these days we argue over three very different pathways to a similar dismal 20 - year outlook for pension fund returns... A problem for investors following GMO's writing is which of these three alternatives to choose»

Ontario Teachers» Pension Plan, Capital Markets Offsite, Solving the Mind - Body Problem in Conviction, October 2017

With all the problems pensions have caused, the last thing lawmakers should include in any reform for new employees is more pension plans.

But can we not seek unity in a way that will help us transcend our particular North American problems, that will deliver us from decades of tinkering with boards, agencies, jurisdictions and pension funds?

The faith - group programs, representing Protestant, Catholics, and Jews, have consistently provided documentaries, dramas, and discussions which dealt with issues almost never touched by commercial broadcasting: the economic factors behind nuclear armaments; the issues behind draft evasion (during the Vietnam War); the real causes of worldwide starvation; and the problems of people who are ignored almost completely by the media, such as the aging who can not live on their pensions, unwed mothers, farm workers who have no homes, undocumented aliens whom we wish to employ but not pay, and refugees we are sending back to certain death in their own countries.

The strains on pension and medical care that Neuhaus invokes as the «big problem» of declining birthrates in the West arise primarily from the success, and cost, of medical technology in prolonging physical life.

Public opinion is likely to be split, but any suspicion that teachers are ignoring the plight of those in the private sector who don't have any pension scheme at all could pose problems for the NUT.

Blaming the Pension problem on the legitimate Civil Servants in the State, Counties, Municipalities and non-faculty School District employees is a fiction being promoted by the «Insiders» and their Business Council allies, the latter whom saw their defined contribution pension funds tank and with it those in retiree status or near retiree status losing half of their nesPension problem on the legitimate Civil Servants in the State, Counties, Municipalities and non-faculty School District employees is a fiction being promoted by the «Insiders» and their Business Council allies, the latter whom saw their defined contribution pension funds tank and with it those in retiree status or near retiree status losing half of their nespension funds tank and with it those in retiree status or near retiree status losing half of their nest eggs.

The problem with the Pension System is who is allowed into it and how they are allowed to raise their Final Average Salary (FAS), or the average of their three highest years in the System.

«Our ongoing investigation into pension padding has so far identified problems that transcend occupation, region, or job title,» Cuomo said in a press release.

Meanwhile, things that could address systemic problems and save the city and state real money, including public pension reform, get shouldered off the road in favor of transient quick fixes like taxes on soda and cigarettes.

The blight of low wage labour is spreading in this country — a scatter - gun approach is hardly the appropriate response to an entrenched, national problem,» Work and Pensions Spokesperson Jonathan Bartley said.

Liberal Democrat work and pensions spokesman David Laws repeated his call for Ms Primarolo to resign, saying the Treasury was «in a state of denial» about the problems facing one of its pet projects.

«As I researched the idea of promoting savings in our sector, the idea of credit union came into mind and I said that's it because it dawned on me that majority of the people don't have savings accounts, insurance cover or even pension schemes and since I became the Chairman of GHAMRO I really felt the pinch because every now and then I get calls from members asking for advance payment of their royalty to either pay school fees, settle medical bills or to even solve other financial problems then I've realized that this vacuum has to be filled because GHAMRO doesn't have a policy to pay this type of monies».

Shadow pensions secretary Philip Hammond warned this was the «financial equivalent of kicking it into the long grass», and said it was the introduction of means - testing by Labour that had reduced people's savings and led to today's problems in the first place.

Mr Hammond welcomed the effort to tackle the problem of women's pensions, but warned that under the government's plans, in which only 30 years of NI contributions were needed for a full state pension, many women would still lose out.

Syrcause, like several big cities in New York, is facing escalating financial problems stemming in part from a shrinking tax base and growing pension demands.

«I am worried by the idea that by the mid part of this century, asking people to retire at 70 — incidentally, the age intended by Lloyd George in his great Act of 1908 — will be seen as the way to fix this problem, because we may not correct everything that we hope to correct just by increasing the state pension age and doing everything contained in this excellent Bill.

Cuomo was largely silent on the amendment in the months leading up to the 2013 vote although he did say it could create problems, such as allowing judges who had retired from other positions to double dip or collect pensions while still on the court.

«This problem with pension costs is not just going to go away when the economy recovers,» said Andrew Biggs, a scholar at the American Enterprise Institute, a conservative think tank in Washington, D.C. «You've lost so much money; it's going to take a long time to catch up.»

At least one group has already cried foul, but we can't see why anyone would be surprised — Bruno didn't think it was a problem to receive massive consulting fees while in office from a firm which sought his help in convincing union pension funds to invest with it.

This wouldn't be a problem if state pension costs didn't now constitute # 40 billion of extra spending in today's prices.

The poll in question found 76 percent of voters felt the lack of transparency surrounding major policy deals on pension reform, redistricting, expansion of casino gambling and the DNA database was a «very serious» or «somewhat serious» problem.

«In the 1990s people were written off on incapacity benefit with no help to overcome their problems or support to get them into work,» said James Purnell, work and pensions secretary.

In particular, there is the thorny problem of how automatic enrolment can be applied to Group Personal and Group Stakeholder Pensions.

They are not eligible for help under the Pensions Protection Fund (PPF) because their problems took place before the fund was set up in April 2005, although they do have access to help under the Financial Assistance Scheme (FAS).

Problems continued under the new system and in December 2006, Work and Pensions secretary John Hutton announced plans to set up the Child Maintenance and Enforcement Commission (CMEC) to take responsibility for the UK's child maintenance system.

The Chartered Institute of Taxation has welcomed the increased flexibility for pension schemes likely to become effective from April 2015 but warns that this may lead to problems for people in the later years of their life.

New York City's pension system, which encompasses $ 160 billion in retirement funds, is rife with problems that leave it vulnerable to an «operational failure,» according to an independent report commissioned by the city comptroller's office.

They also had a Windfall Tax on Utilities and auctioned 3 - G licences, raided Pension Funds and played with Fuel Duty... taxes rose quite considerably... it was spending totals they froze causing real problems in the NHs etc which then exploded after 2001 rather like binge - dieting

The fate of UC, which is several years behind its original schedule after delays caused by management failings and IT design problems, has been the subject of speculation since its champion, the former work and pensions secretary Iain Duncan Smith, resigned in March after years of clashes with the Treasury.

Is it wise as part of addressing the pension funding crisis to take the existing inadequate assets and use them to rescue the Government's current deficit, making the problem worse in the longer term?

The fundamental problem is that far too many young people in their 20s and 30s have no pension and few savings.

The work and pensions secretary, Iain Duncan Smith, said in a statement that he had been so concerned about the problems he had written to former Labour ministers — including Hodge — for permission to release papers from their time in office relating to the fraud allegations.

Economists are already fretting over the problem of how social security systems will cope when the post-war baby boomers start collecting their pensions in 2015.

In addition, often there are no performance evaluations; often no pension plans and other employment benefits (such as health insurance) offered to other workers at the same institution; or procedures for resolving problems.

Here are 10 common teenage girl problems and Here we list these top 10 problems of a teenage girl in detail along with possible Dating: Teenage Harmful chemicals, nor beneficial to problems possible implement the p2, pension increase and club.

In the prelude we see Joe (Caine), Willie (Freeman) and Al (Arkin) slipping slowly into desperation as their pension funds are frozen when the factory they worked in downs shutters, combined by their various individual problemIn the prelude we see Joe (Caine), Willie (Freeman) and Al (Arkin) slipping slowly into desperation as their pension funds are frozen when the factory they worked in downs shutters, combined by their various individual problemin downs shutters, combined by their various individual problems.

Moreover, the report's descriptions about teacher pension plans are wildly out of touch with reality and attempt to paper over real problems in the public sector.

It's pretty clear that beyond the fiscal problems pensions are facing in some states, they also have design issues in an era of greater career mobility.