While the NJEA often blames the state's
pension problems on politicians, the union bears significant responsibility for the crisis — in part because of the disconnect between the state, which funds teachers» pensions, and local school districts, which actually employ teachers and pay their salaries.
Blaming
the Pension problem on the legitimate Civil Servants in the State, Counties, Municipalities and non-faculty School District employees is a fiction being promoted by the «Insiders» and their Business Council allies, the latter whom saw their defined contribution pension funds tank and with it those in retiree status or near retiree status losing half of their nest eggs.
Not exact matches
There is a great debate to be had
on whether a corporate tax cut would be better for Ontarians than, say, the Liberal
pension plan (which has its own
problems).
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated
problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit
pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report
on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports
on Form 10 - Q (the «Reports»).
thanks, and yes, a pittance of a
pension and regular checkups keep us
on budget and head off any
problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs»
on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small
pension all help to avoid any real dependence
on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
He is the author of treatises
on proxy voting and shareholder communications and his articles have appeared in The London Financial Times, The New York Times, The New York Law Journal, The American Lawyer, Insights,
Pensions & Investments, The Corporate Governance Advisor, Directors & Boards, the Journal of Law and Contemporary
Problems and other publications and professional blogs.
The faith - group programs, representing Protestant, Catholics, and Jews, have consistently provided documentaries, dramas, and discussions which dealt with issues almost never touched by commercial broadcasting: the economic factors behind nuclear armaments; the issues behind draft evasion (during the Vietnam War); the real causes of worldwide starvation; and the
problems of people who are ignored almost completely by the media, such as the aging who can not live
on their
pensions, unwed mothers, farm workers who have no homes, undocumented aliens whom we wish to employ but not pay, and refugees we are sending back to certain death in their own countries.
The strains
on pension and medical care that Neuhaus invokes as the «big
problem» of declining birthrates in the West arise primarily from the success, and cost, of medical technology in prolonging physical life.
Harry Wilson, the 2010 GOP state comptroller candidate who came close to ousting the Democratic incumbent, Tom DiNapoli, focused much of his campaign
on fixing the
problems plaguing New York's
pension system.
Meanwhile, things that could address systemic
problems and save the city and state real money, including public
pension reform, get shouldered off the road in favor of transient quick fixes like taxes
on soda and cigarettes.
«As I researched the idea of promoting savings in our sector, the idea of credit union came into mind and I said that's it because it dawned
on me that majority of the people don't have savings accounts, insurance cover or even
pension schemes and since I became the Chairman of GHAMRO I really felt the pinch because every now and then I get calls from members asking for advance payment of their royalty to either pay school fees, settle medical bills or to even solve other financial
problems then I've realized that this vacuum has to be filled because GHAMRO doesn't have a policy to pay this type of monies».
Cuomo was largely silent
on the amendment in the months leading up to the 2013 vote although he did say it could create
problems, such as allowing judges who had retired from other positions to double dip or collect
pensions while still
on the court.
The poll in question found 76 percent of voters felt the lack of transparency surrounding major policy deals
on pension reform, redistricting, expansion of casino gambling and the DNA database was a «very serious» or «somewhat serious»
problem.
«In the 1990s people were written off
on incapacity benefit with no help to overcome their
problems or support to get them into work,» said James Purnell, work and
pensions secretary.
They also had a Windfall Tax
on Utilities and auctioned 3 - G licences, raided
Pension Funds and played with Fuel Duty... taxes rose quite considerably... it was spending totals they froze causing real
problems in the NHs etc which then exploded after 2001 rather like binge - dieting
If Mayor Bill de Blasio thinks he can solve his
problem with the police with a
pension sweetener, he's wrong
on two counts.
At the time two years ago ex-Lib Dem
pensions minister Steve Webb said he would have no
problem with older Brits using the freedom to use the cash
on a Lamborghini if they wanted to.
The work and
pensions secretary used interviews ahead of the parliamentary appearance to insist he took «complete responsibility» for the debacle, but he is accused of trying to strong - arm Conservatives
on the PAC to pin the blame for the universal credit
problems onto his department's senior civil servant, Robert Devereux.
Exploding health care and
pension costs, among other
problems, are beyond the city's control but have an increasingly oppressive effect
on municipal finances.
«The costs of
pensions are exploding all across the state, so it's not just a
problem for New York City... We will be working
on a comprehensive reform package as soon as we get the budget done.»
But she then attempts to persuade readers not to worry about public sector
pensions and instead focus
on the retirement savings
problems in the private sector.
Education Next has published a number of articles
on the
problems with teacher
pensions, among them:
The size of our
pension payments was so large that if we tried to address our budget
problems without looking at
pensions, we would be signing ourselves up for deep and never - ending impacts
on the rest of state government.
Amid the current economic uncertainty, myths are circulating about the
pension programs and health insurance for municipal workers Municipal Labor Coalition Chairperson and Uniformed Sanitationmen's Association President Harry Nespoli and MLC Co-Chair and UFT President Randi Weingarten wrote in the Daily News
on March 28, «These myths not only misrepresent the
problems, they stand in the way of finding realistic solutions.»
The Teachers Union With a Math
Problem While the NEA's
pension burden swells, the educators focus
on getting Arne Duncan fired and fighting fracking.
In that piece the reporters attributed the district's
problems to a range of issues, including rising
pension costs and cuts to state education aid, but the piece also noted that it was unclear exactly what the system owed
on pensions.
The fundamental
problem with the defense of these policies, then, is that teachers» ironclad job security and gold - plated
pensions aren't exactly a way around Americans» being exceedingly cheap about spending
on education.
Problem is, most investors (including
pension funds and other institutions) focus
on short - term returns (those over the last few years) and are quick to jump ship at the slightest sign of trouble.
TORONTO — The best way to secure retirement for more Canadians is with a third option for
pension plans, and not the way Ontario is approaching the problem by expanding the Canada Pension Plan, says Kevin Sorenson, minister of state for finance, on Th
pension plans, and not the way Ontario is approaching the
problem by expanding the Canada
Pension Plan, says Kevin Sorenson, minister of state for finance, on Th
Pension Plan, says Kevin Sorenson, minister of state for finance,
on Thursday.
Given the softness of funding requirements for
pension liabilities, the easy road for corporations and municipalities has been to skimp
on funding
pensions, leaving a bigger
problem for others to solve 10 + years later.
Low rates are a
problem because they put pressure
on a
pension fund's ability to grow its assets.
Much has been made of Martin - Dye v Martin - Dye [2006] EWCA Civ 681, [2006] 4 All ER 779 as the answer to
problems with
pension - sharing, not least by Nicholas Francis QC in A Victory for Common Sense (Family Law Journal, September 2006, p 13) whose partisan approach to the case belies any self - denying ordinance which representatives should observe when commenting, other than factually reporting,
on cases in which they were involved.
Whilst
on the face of it, a costs argument does not appear completely irrational, increasing state
pension age
on its own does feel redolent of taking a blunt instrument to the wider
problem of an aging population.
At ARC
Pensions Law, we believe that
pension scheme trustees require more than simply having
problems identified; they need clear, practical solutions and advice
on how to navigate the complexities that touch all areas of the trustee's role.
Many
pension plans, both private and public, experience funding
problems because of the variable return
on their investments along with the lengthening of the period of retirement due to an increase in our life expectancy.
RECRUITMENT CONSULTANT BIRMINGHAM CITY CENTRE # 18 - # 22K PA PLUS UNCAPPED OTE If you have the drive and ambition to succeed in a highly pressurised environment Extra Personnel are currently recruiting for: INDUSTRIAL RECRUITMENT CONSULTANT Hours of Work — Monday — Friday 40 hrs per week with flexibility to the business KEY DUTIES OF THE RECRUITMENT CONSULTANT * To identify suitable candidates for current and prospective industrial clients * Conduct interviews and full reference including right to work for all workers * To canvass new and existing clients to generate new business opportunities * Ensure that all clients and workers comply with health and safety legislation and promptly refer any concerns to the branch manager * Maintaining quality and ISO procedures in line with Standard Operating Procedures to ensure effective, positive quality audit results * Liaising daily with the clients and managing expectations including job requirements, hours of work and rates of pay * To conform to all statutory employment and contractual legislation * To ensure all administrative requirements are satisfied to ensure candidates are paid correctly, promptly and customers are invoiced promptly and correctly * Covering out of office calls and demands
on a rota requirement * On time reporting of key information to Extra Personnel SKILLS REQUIRED FOR A RECRUITMENT CONSULTANT * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from worker to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment Consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme * Pension * Min 23 days holiday plus Bank Holidays rising to a maximum of 29 days plus Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement traini
on a rota requirement *
On time reporting of key information to Extra Personnel SKILLS REQUIRED FOR A RECRUITMENT CONSULTANT * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from worker to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment Consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme * Pension * Min 23 days holiday plus Bank Holidays rising to a maximum of 29 days plus Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement traini
On time reporting of key information to Extra Personnel SKILLS REQUIRED FOR A RECRUITMENT CONSULTANT * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from worker to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to
problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment Consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme *
Pension * Min 23 days holiday plus Bank Holidays rising to a maximum of 29 days plus Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement training
KEY DUTIES OF RECRUITMENT CONSULTANT * Managing drivers and being point of contact for resolving issues * Conduct interviews / pre screen and full reference of all drivers * Ensure that all clients and workers comply with health and safety legislation and promptly refer any concerns to the branch manager * Maintaining quality and ISO procedures in line with Standard Operating Procedures to ensure effective, positive quality audit results * Liaising daily with the clients and managing expectations including job requirements, hours of work and rates of pay * Self generate new clients via cold calling and expanding
on existing client opportunities * Meet with new and existing clients to account manage and advise of the services available to them * Generate new drivers by way of advertising, social media and networking * Covering out of office calls and demands on a rota requirement * Planning a weekly rota / submitting accurate payroll data / reporting KPI data * Maintaining and increasing daily route allocations — ensuring the customer promise is delivered * Training of drivers in all aspects of the job * Managing claims for damages, insurance and fines * On time reporting of key information to Extra Personnel SKILLS REQUIRED: Recruitment Consultant * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from driver to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme * Pension * Min 23 days holiday plus Bank Holidays rising to a maximum of 29 plus Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement traini
on existing client opportunities * Meet with new and existing clients to account manage and advise of the services available to them * Generate new drivers by way of advertising, social media and networking * Covering out of office calls and demands
on a rota requirement * Planning a weekly rota / submitting accurate payroll data / reporting KPI data * Maintaining and increasing daily route allocations — ensuring the customer promise is delivered * Training of drivers in all aspects of the job * Managing claims for damages, insurance and fines * On time reporting of key information to Extra Personnel SKILLS REQUIRED: Recruitment Consultant * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from driver to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme * Pension * Min 23 days holiday plus Bank Holidays rising to a maximum of 29 plus Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement traini
on a rota requirement * Planning a weekly rota / submitting accurate payroll data / reporting KPI data * Maintaining and increasing daily route allocations — ensuring the customer promise is delivered * Training of drivers in all aspects of the job * Managing claims for damages, insurance and fines *
On time reporting of key information to Extra Personnel SKILLS REQUIRED: Recruitment Consultant * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from driver to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme * Pension * Min 23 days holiday plus Bank Holidays rising to a maximum of 29 plus Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement traini
On time reporting of key information to Extra Personnel SKILLS REQUIRED: Recruitment Consultant * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from driver to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to
problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme *
Pension * Min 23 days holiday plus Bank Holidays rising to a maximum of 29 plus Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement training
Group
Pension and Administrators (Richardson, TX) 2007 — 2010 Medical Data / Reporting Analyst • Implemented tactics to decreased time for generating specialized reports by 50 %
on clinical financial research • Researched case studies needing Benefit Modelers and benchmark resulting in efficient aid in negotiations and cost analysis • Analyzed / interpreted data,
problem solved, and communicated solutions for a variety of issues across multiple departments • Provided multiple solutions for cost drivers using medical related software showing cause and effect relationships