Sentences with phrase «pensions account for»

Their spending is especially important to small towns, where DB pensions account for 9 % of total earnings, versus just 6 % for larger cities.

In 1894 military pensions accounted for 37 % of the entire federal budget.

There is no minimum payment required from the pension account for the 2014 — 15 financial year as the pension commenced after 1 June 2015.

For example, you might use a «transition to retirement» pension, which allows limited withdrawals from a pension account for people who have reached preservation age.

Establish rules for dealing with funds in a pooled pension account for certain family law purposes and establish rules respecting the entitlement of a surviving spouse when the holder of an account dies

Not exact matches

Yet a majority of pension plans in North America require a 6 % to 7 % return to stay in surplus, and this doesn't even account for the constraints that will come with an aging demographic.

People can join pension plans or sign up for automatic deposits into their savings account; in both cases, they begin saving automatically.

«I know the risk isn't zero,» said a 37 - year - old Japanese businesswoman who is applying for a private pension account.

That's pretty much what the federal government has been doing since 2006, with tweaks such as abolishing mandatory retirement, a graduated rise in the eligibility age for OAS benefits and new tax - sheltered savings vehicles in tax - free savings accounts and pooled registered pension plans.

While these chief executives received a 7.17 increase in collective direct compensation for the fiscal year, they received even more when taking into account other elements such as pension value.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

Thus, the path dependency that political scientist Paul Pierson, 1997 has observed in pension reforms is not just an observed fact, but a desired characteristic.21 Threats to sustainability are typically identified as expenditures rising above an acceptable level, and especially in prefunded DB plans, volatility of pension contributions or accounting expenses for pensions.

The system could be expanded to include taxpayers with income from dividends, interest, pensions, individual retirement account distributions, and unemployment insurance benefits, as well as low - income earners qualifying for the earned income tax credit (EITC).

In addition, we believe that certain institutional investors, including sovereign wealth funds and public pension funds, could in the future demonstrate an increased preference for alternatives to the traditional investment fund structure, such as managed accounts, smaller funds and co-investment vehicles.

As a senior executive for several institutional fund managers, Stammers was the portfolio manager for a $ 1 billion enhanced real estate fund, a $ 1.2 billion private timber fund, and several pension fund separate accounts.

As a steward of pension funds and retirement accounts, Neuberger Berman has traditionally employed a staid strategy familiar among big Wall Street money managers: Buy and hold stocks, sit back, and hope for the best.

Partly because our good pensions cover our expenses, and we only only tap the taxable account periodically for big ticket items,..

Other types of retirement income, such as pension income and retirement account withdrawals, are deductible up to $ 12,000 for seniors.

And after accounting for any pensions or social security, what percentage of your portfolio will the rest of your annual spending needs make up?

Products and services for employers and employee benefit plan participants, including 401 (k) s, pensions, stock plans, health savings accounts, and workplace managed accounts

Simply put, the price UTX will pay for this acquisition — which comes to ~ $ 33 billion when accounting for all forms of debt and unfunded pension liabilities — makes it almost impossible for the deal to create long - term value for shareholders.

MaRS client Wave Accounting Inc., creators of free online accounting software for small businesses, has announced the closing of its seed round of financing, led by OMERS through INKEF Capital, the venture capital investment alliance of pension funds OMERS (Canada) and ABP (the NetAccounting Inc., creators of free online accounting software for small businesses, has announced the closing of its seed round of financing, led by OMERS through INKEF Capital, the venture capital investment alliance of pension funds OMERS (Canada) and ABP (the Netaccounting software for small businesses, has announced the closing of its seed round of financing, led by OMERS through INKEF Capital, the venture capital investment alliance of pension funds OMERS (Canada) and ABP (the Netherlands).

«The first is a failure to take proper account of the large amounts of saving being done by government and firms for future pensions....

Prior to the payment of a survivor benefit, survivors of Combined Plan members must agree to transfer both the deceased member's employer contributions and individual defined contribution account to the Traditional pension Plan for payment of benefits.

Borrowing rates will rise for governments, home buyers and other long - term borrowers, while savers will see more returns on conservative holdings such as savings accounts and it should become easier to fund pension savings.

He also manages additional segregated accounts for pension fund clients run on the same strategy as the Phoenix UK Fund.

For specific company examples, see my articles on Eastman Kodak's (EK — dangerous rating) pension accounting manipulation and Citigroup's (C — dangerous rating) overstated deferred tax assets.

He also didn't account for social security pension, preferring to leave that as a buffer in case the market changes.

The response to this question may indicate whether the Financial Accounting Standards Board (FASB) recent accounting changes for pensions will have an impact on a company's view of theiAccounting Standards Board (FASB) recent accounting changes for pensions will have an impact on a company's view of theiaccounting changes for pensions will have an impact on a company's view of their pension.

When there is a significant discrepancy between the figures in the two tables, it is often due to: (i) differences in when long - term cash is accounted for; (ii) substantial changes in pension value or NQDCE; or (iii) companies granting long - term incentives for the year in review following the fiscal year end.

Since the demise of company pensions, the bedrock of retirement planning has shifted to plans like the 401 (k), 403 (b) or another investment account that your employer creates, contributes and helps manage for you.

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

Verizon recorded a $ 6 billion pretax gain in its fourth - quarter earnings for «severance, pension and benefit» credits — largely due to a gain from «mark - to - market» accounting for its pension plan, the method to which Verizon switched in 2011.

My bank told me to put my life's savings, and retirement pension which is very little, in a mutual fund account which they will manage for me.

Those companies recognize the impact of their switch through a fourth - quarter adjustment to their earnings each year, to account for the difference between their expectations for their pension plans» performance and the year's actual results.

«The Tier VI pension proposal is an attack on retirement security for tens of thousands of New Yorkers and would steer more workers into private 401 (k) style retirement accounts.

The warning came in a report by the Commons» influential public accounts committee which attacks the Department for Work and Pensions (DWP) for not doing enough to detect evidence of fraud at A4e, one of the biggest firms it has paid to implement welfare - to - work schemes.

Suaibu argued that alert of deductions from their pension administrators was an indication that salaries of the «disengaged officers» were still being paid to the accounts of some individuals in the Police Authority, calling for probe of the alleged fraud.

Asked about Stringer's lack of investment income, his campaign noted that he does have a pension from his years of public service, a 457 deferred compensation plan (similiar to a 401K), which he can't touch until retirement, and a college savings account for his first child.

Thanks to the same figures which mean improving macroeconomic fundamentals, we have been able to transfer some GH cents 3.1 billion of Tier 2 pension funds into the custodial accounts of the pension schemes of the labour unions, funds that have been outstanding for six years, and about which the labour unions had been loudly complaining.

These account for around # 110 billion of the total welfare bill — the lion's share of which is spent on pensions.

Pension payments were being deposited directly into a bank account held in a trust for Petschauer.

Reducing pension wealth, which accounts for more than half the accumulated wealth of the UK's better off households, could have far - reaching, unintended, negative implications.

He continued, «Thanks to the same figures which mean improving macroeconomic fundamentals, we have been able to transfer some GH cents 3.1 billion of Tier 2 pension funds into the custodial accounts of the pension schemes of the labour unions, funds that have been outstanding for six years, and about which the labour unions had been loudly complaining.»

«As I researched the idea of promoting savings in our sector, the idea of credit union came into mind and I said that's it because it dawned on me that majority of the people don't have savings accounts, insurance cover or even pension schemes and since I became the Chairman of GHAMRO I really felt the pinch because every now and then I get calls from members asking for advance payment of their royalty to either pay school fees, settle medical bills or to even solve other financial problems then I've realized that this vacuum has to be filled because GHAMRO doesn't have a policy to pay this type of monies».

That will account for the longer life expectancies — and consequent larger pension costs — for retirees.

Some towns have higher tax caps because of exceptions that account for high litigation and pension costs.

Because African - Americans were overrepresented on this list — they account for more than a fourth of its members — the typical black legislator earned more from state pension payments than their colleagues.

Comptroller Tom DiNapoli said the gain of $ 12.3 billion is good news for New Yorkers with retirement accounts invested in the market, as well as the state's pension fund.