Sentences with phrase «people about their credit history»

You may have also heard of landlords increasingly asking people about their credit history.

Not exact matches

Hackers stole Social Security numbers, birthdates, addresses, credit card and driver's license numbers of 143 million people — more than half the adult population in the U.S., and about three - quarters of all Americans with a credit history.

People are frequently confused about the difference between common credit terms: bureaus, reports, files, history, score, rating agencies, etc..

A credit report is a file about a particular person, which contains the borrowing and payment history for that individual.

Of course, we can't forget about one of the best options for establishing credit: credit builder loans, CD - secured or savings - secured installment loans that have been proven to help people establish payment history.

Generally the average credit history of people having the score of 800 is about 11 years, taking into consideration the oldest accounts opened 25 years ago.

Most people applying for a home mortgage need not worry about the effects of their credit history during the mortgage process.

However, even people who have not been using credit long can get a good FICO ® Score, depending on what their credit report says about their payment history and amounts owed.

If you have a financial connection with someone, lenders will be able to see more information about that person on your credit report, for example their credit history and credit agreements, than you can.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

When most people think about ideas for what to do with their tax refund, they usually focus on paying off debt, saving money or taking a special vacation... but what if you could use your tax refund to build your credit history?

I think that this should be modified to look at a person's credit history and not simply how they were 20 years ago when they were just out of school and just learning about life and how to manage their credit and finances.

This company employs about 5,000 people in the United States, and it includes credit history as a component of the background check for approximately 100 of those employees that have direct access to either the companies or its clients» funds.

And in an earlier round of questions, one of the other Commissioners asked about people who have no credit history.

Many people who have reached financial freedom are proud about their lack of credit history and the fact that they don't care.

A credit history or report is a record of a person's financial borrowing, including information about late payments and bankruptcy.

: I advised people check score dispute take time to educate yourself it worth it now a few things about drop off credit from bad history and settlements I'm ready to see what is going to happen waiting for score to hopefully get in mid 700s before we shop around husband score jumped 61 + as well used him as a rider on my car loan to give him some positive revolving credit capital one card 300

Whenever financial institutions acquire clients that will not have just about any history of credit, they may be incredibly unlikely to supply these people a loan.

She had difficulty finding a credit card company that would accept her, until a friend told her about credit cards for people with no credit history.

Can a landlord ask a person applying for a rental unit to provide information about income, credit references and rental history?

If a person's credit history comes back as «no hit,» the creditor or insurer likely won't notify you about the issue.

Pricing insurance is all about assessing risk, and insurance companies consider a person's financial reliability (largely determined by their credit history) as a key factor in determining how risky that person is to insure.

Since becoming publicly available in 1991, the internet has been a cache for information about people, whether that's preferences and hobbies (social media), shopping history (coupons and purchases at stores or online) or even your credit and financial information (the credit bureaus).

Basically, the rule covers credit reports and scores, as well as data about a person's employment background, financial history, past insurance claims, residential history, or medical information.

«PACE programs are not concerned about the borrower's credit scores or employment history, making financing easier to obtain and less time consuming,» explains Schaefer, «but these loans are also unfairly expensive, and are often sold by high - pressure door - to - door sales people.