Sentences with phrase «people have access to credit»

In the post, he explains that because many important people have access to credit scores — including lenders, landlords, and insurance companies — individuals must work to improve their scores if they want to receive the best financial treatment possible.

In the U.S., many people have access to credit cards that earn miles and points.

Not exact matches

There is a case for people [needing loans] having access to credit, particularly in a world where earnings are more erratic,» Bailey told the Guardian.

On the other hand, a large bank like Wells Fargo might be a good solution for those who don't have access to local banks or credit unions, or who prefer in - person interaction to filling out online forms.

For instance, in several parts of Latin America and Africa, many people do not have access to traditional banking services or even to any safe, cheap and convenient credit functioning system.

The emergence of these peer - to - peer (P2P) lending platforms, offering loans ranging from as little as a few hundred dollars to several thousands, has so far been welcomed by Indonesia, Southeast Asia's biggest economy where tens of millions of people have little or no access to bank credit.

Normally, it's the people who don't have access to credit or savings accounts that use this type of loan.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

A program pass is only $ 85 / yr (qualifies for the Children's Arts Tax credit) you have access to all of our in - person programs, online message boards, member discounts, and more.

From delivering on the Access to Credit Bills last year — that have led to Nigerian lenders pushing out more loans to the SMEs; to the passage of the #NotTooYoungToRun Bill, during the National Assembly's #ConstitutionalReview exercise, to Saraki and his colleagues in the National Assembly, the inclusion of more young people in Nigeria's business and political spaces is a priority.

He said it would require strict oversight by the state banking superintendent, who would set the top loan rate, and would give lower - income people access to credit on better terms than many credit cards or rent - to - own stores offer.

The report says too many people turn to illegal money lenders because they can not access other forms of credit, and millions have no savings to fall back on.

He said, «The Sukuk is an Islamic concept, which enables people to have access to credit.

What it means: «Early Access» to the sale is only available to people who have a Nordstrom credit card.

Paperight's model brings books to people who don't have access to the internet or the necessary credit cards to purchase them online by licensing titles to the shop owners who then sell a licensed copy of the book to a customer, then print and bind the book.

Not only does it make a good gift, but also allows people who do not have access to a credit card to purchase ebooks, games, and apps.

Credit inquiries People or companies who have requested your credit report over the past two years and the date they requested it (businesses need a legitimate reason to access your reCredit inquiries People or companies who have requested your credit report over the past two years and the date they requested it (businesses need a legitimate reason to access your recredit report over the past two years and the date they requested it (businesses need a legitimate reason to access your report).

People who typically use installment loans might do so if they don't have access to another type of loan with lower interest rates or a credit card.

The final factors show the lender how much credit a person currently has access to use, whether they can afford it or not, plus how new some of the credit lines might be.

On the other hand, a large bank like Wells Fargo might be a good solution for those who don't have access to local banks or credit unions, or who prefer in - person interaction to filling out online forms.

Many times towards the end of my credit program I ask a client who was the person that referred them to me if I don't have access to the information right then.

They will have access to many lenders who specialize in lending to people with adverse credit.

In most provinces, any person or company has the legal right to ask you for access to your credit score.

Banks have to check your credit report in a bid to establish your creditworthiness but unfortunately, that prevents many people from accessing money tied up on their property.

This allows people with bad credit to get instant access to funds without worrying about the effect their poor credit score will have on their loan.

Access to easy credit means people are more likely to buy things (that they don't need) and purchase homes and cars, while businesses will have an easier time securing and paying loans to expand, purchase inventory, or hire workers.

As a result, no credit loans have a special appeal to the segment of people who can't access other forms of financing.

The CARD Act has changed the age limits of a person eligible to receive a credit card to age 21 there are still situations that allow younger students to have access to a credit card, such as being on a parents account or proving income stability to the credit card provider.

What options do people have who have poor credit, no credit, or struggle to find access to financial assistance?

With a limited credit history, however, lenders have no record of a person's ability to make payments over an extended period of time, making them appear risky and unworthy of receiving access to credit.

While having five credit cards may improve your credit score, I don't think that's a good idea for most people, because having access to excessive credit may be too big a temptation to resist.

Having a good credit score gives you access to loans that people with a worse score might not get.

If you regularly use a credit card, you might want more than one person to have access to the credit.

John believes that life circumstances many times lead us to believe that «this is as good as it's going to get,» and that credit conditions can lead people to think the same way; People can believe that they're not going to access the benefits that other people have because their credit score confinespeople to think the same way; People can believe that they're not going to access the benefits that other people have because their credit score confinesPeople can believe that they're not going to access the benefits that other people have because their credit score confinespeople have because their credit score confines them.

People are smart; they say, hey wait a minute I now have access to things like unsecured lines of credit that have lower interest rates.

While paid credit monitoring services will allow you to view your full credit report each month, every person has access to a free credit report once a year by checking credit karma.

But only those people with great credit will have access to those benefits.

The good news about secured lines of credit are that it's an easy way for someone to access credit; on the flip side, it's not a one size fits all approach and depending on the type of purchase you're making, they could have negative implications for people looking to get a loan.

Cunningham says a new NFCC survey of more than 2,000 people found that 22 % can't make ends meet without relying on credit cards, and 24 % more say they would have to make «significant lifestyle changes» if their access to credit was eliminated — both dangerous financial positions to be in.

In addition, many people with bad credit do not even have access to a credit card.

By providing lenders with a proven, reliable and objective measure of credit risk, FICO ® Scores have made the lending process faster and fairer — helping millions of people get access to the credit they deserve.

As the numbers of people seeking credit grew, so did the amount of data about those people — and the need to have consolidated sources of credit information for financial companies to access.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

The reason no fax payday loans were introduced is because payday lenders, like Speedy, understood that some people have no credit or bad credit and that people can become very stressed when they need to fill out lots of forms or find documents to fax to the lender, and even though most people do not have easy access to a fax machine.

Credit unions are independently - run local co-operatives which aim to assist people who may not have access to financial products and services elsewhere.

Prepaid cards with a VISA and MasterCard logo allow the person have access to the benefits of a debit / credit card without having a checking account or credit account.

Most people have easy - access to this type of account through their bank or credit union, which safely houses your money and allows it to grow at a low - interest rate.

And the truth is by the time most people come to see us, they've already maxed out their credit cards anyway, so they don't have access to credit regardless of whether or not they're on a DCP.

Though many people have whittled their debt over the past five years — or have had their access to credit significantly limited — old habits are creeping back into play.

People that have high debt levels are more susceptible to financial devastation due to a single adverse event because they do not have the finances available to weather the storm and their access to additional credit is limited.