A
situation that occurs quite often is when a customer approaches us with an assignment, finds out how much it will cost and
opts for a cheaper company, then
in the near future the same
person contacts us again saying that they have had a terrible experience, that they got totally ripped off and could ask us to complete the assignment after all.
Khalfani - Cox: Well, one of the things that I often talk to
people about who are
in that
situation, who are typically underbanked or unbanked, who are credit invisibles is, you have to decide the type of life that you want to live, and it really boils down to this: you can
opt out of the system if you want, you really can; go live someplace remotely, never need a mortgage for your house loan, never get a car loan, never use a credit card to rent an automobile if you're traveling or stuff like that.