Here's a look at my take on cents
per point valuations and some things to consider.
You will spend atleast $ 10,000 so that is an additional 10,000 Rapid Rewards points, which is equivalent to $ 160 worth of travel (1.6 cent
per point valuation).
Note that the $ 0.02
per point valuation comes from transferring your Membership Rewards points to travel partners.
For the Amex cards, the 2 cents
per point valuation comes in the form of a 50 % rebate, so you'll need double the number of required points in your account in order to make redemptions with half the points returned afterwards.
Maybe, but when I can get 3x ThankYou points for travel, 2x for dining and entertainment, 9 transfer partners including Singapore Airlines, and a guaranteed 1.6 cents
per point valuation on any American or US Airways airfare, I'd say it pretty much evens out.
Due to the nature of the pricing in this offer the cost
per point valuation doesn't follow the same tiers:
The 2.1 cent
per point valuation really impressed me.
Not exact matches
Travel website The
Points Guy lists a
valuation of 1.9 cents
per Membership Rewards
point; based on that, the welcome offer is worth around $ 1,140.
Richards's target price for RIM is $ 72, or, as he
points out just «10 times this year's earnings
per share,» a
valuation he calls «ridiculous.»
After years of writing glowingly about the long - term investment results that were available in the tobacco sector, I
pointed out the trouble that lurked ahead for Altria shareholders that paid $ 75
per share for Altria last year as the
valuation crossed over into a territory that had no historical support, and now the stock is at $ 55.
The current price is near the lowest
point over the last year, and most analysts have a
valuation of around $ 40 to $ 41
per share (roughly what I paid), with an overall «hold» rating.
Now, I must
point out: i) Independent News & Media is currently in the throes of a debt & pension restructuring — this could possibly improve things, but I'm not convinced it's going to be sufficient, and / or dilution for existing shareholders might be so bad ultimately the shares might as well be worthless, and ii) I still say my zero
valuation for Continental Farmers Group was about right (God, just look at cash, debt & cashflow in their latest results), but shareholders are v fortunately getting bailed out by the Saudis at GBP 36p
per share.
However, they did manage a resource upgrade, so that helps... I'm still comfortable with my long - term $ 150
per proved oz in - the - ground gold
valuation, so in this instance I'll apply a 50 % discount to their 32 K of measured oz & a 75 % discount to their 148 K of identified oz (ignoring inferred resources, at this
point).
At this
point, I still see no reason to incorporate anything beyond my previous P50 figures in my
valuation — I'll assume a 50:50 Proved & Probable split, and my usual (respective) $ 10 & $ 5
per boe in - the - ground seabed
valuations.
Get a $ 300 travel statement credit plus the 50,000 Ultimate Rewards
points as a signup bonus (worth $ 1000 at a
valuation of 2 cents
per point.
That's because your $ 2500 in spend will earn you 7500 Ultimate Rewards
points, and at a
valuation of 2 cents
per point, that's $ 150.
For example, The
Points Guy's
valuation puts Capital One rewards at 1 cent
per point, while Chase Ultimate Rewards ® are valued at 2.1 cents
per point.
I'll place the Ritz Card into third place; even though you can get a ton of value out of the two free nights, I think a more realistic
valuation is roughly $ 400 — $ 500 of value
per night plus the added 10,000 bonus
points for adding your first authorized user.
However, with the advent of the Chase Sapphire Reserve, card holders can now directly book flights through Chase with a
valuation of 1.5 cents
per point.
In both cases, the new
valuation of 1.25 cents
per point when used in the Travel Center makes transferring a better option even for these short economy flights.
Our sample
valuations found anything from $ 0.004 to $ 0.016
per point, so getting rooms at the upper end of this range obviously maximizes your value for the dollar.
Meanwhile, Hilton's devaluation a few years back resulted in their
points becoming no better than a footnote in travel loyalty programs, unless you enjoy chasing
valuations of less than half a cent
per point.
At a typical
valuation of 1.68 cents
per point, you would need to spend $ 6,188 a year to earn enough to offset the fee.
Instead, PayPal's MasterCard
points usually translate into less than one cent
per point, so if you're looking to get the best rewards
point bang for your buck, you need to be aware of this lower
valuation.
At a
valuation of.4 cents
per point, this amounts to an 8 % return which isn't very compelling for a top - tier status compared with other hotel loyalty programs.
Each card can net you 50,000 Ultimate Rewards for a total of 100,000, which at a
valuation of 2.1 cents
per point, comes out out to $ 2,100 worth of travel.
The Arrival card even gives us 10 % of our
points back as a rebate, so the redemption
valuation becomes 2.2 cents
per dollar on that $ 73 fare.
At a
valuation of 1.5 cents
per point (which is admittedly on the low side), this amounts to a 9 % return on Hyatt purchases.
At a
valuation of 2.0 cents
per point, that's a 12 % return which is excellent for mid-tier status.
I'll use a conservative
valuation of 1.25 cents
per point based on their cash value when used to book travel through Ultimate Rewards» own travel agency.
100,000 Marriott
points is worth about $ 800 in travel based on a
valuation of.8 cents
per point.
Based on a
valuation of.5 cents
per Hilton
point that's a return of $ 67, or 37 %!
Based on the average accepted
valuation of United miles of around 1.5 cents
per point the sign up bonus alone is worth $ 1,125 (75,000 x 0.015).
A mid-tier Marriott would probably fall into Category 6 or 7 (30,000 — 35,000 Marriott Rewards
points / night) so, using what I'd be prepared to pay for one of those hotels, I get a
valuation of $ 0.0064 — $ 0.0083
per point.
Typical
valuations for Ultimate Rewards
points range from 1.5 to 2.0 cents
per point, which makes this bonus worth between $ 1,500 and $ 2,000.
It's maybe $ 50 extra using a
valuation of 1.7 cents
per point.
At a
valuation of 1.5 cents
per point, the minimum number of
points required to recoup a $ 150 net annual fee (after the $ 300 travel credit on the Sapphire Reserve) is 10,000 UR.
At a
valuation of 1.25 cents
per point, the minimum number of
points required to recoup a $ 95 annual fee is 7,600 UR.
Compared to other major hotel loyalty programs, this 25 % bonus for mid-tier status amounts to a 7 % return based on a
point valuation of.4 cents
per point which is below Marriott, SPG, IHG, and Hyatt.
At a
valuation of 1.5 cents
per point, that $ 40 becomes $ 20 worth of value.
Plus, this card comes with a decent sign - up bonus that sometimes offers as much as 30,000 Membership Rewards, which would be worth $ 540 based on a
valuation of 1.8 cents
per point.
With a more generous
valuation of.5 or.6 cents
per point, however, the return value is much more competitive.
Even with a conservative
valuation of 1.5 cents
per Ultimate Reward
point, it's easy to calculate if it's worth holding on to the Sapphire Reserve on bonus earning alone.
Hyatt is one of the best hotel transfer partners with a
valuation of about 1.4 cents
per point, but they have relatively few properties.
Southwest Airlines offers a more objective
valuation of about 1.4 cents
per point, but it doesn't offer a premium cabin or access to other airline partners.
United Airlines is one of the best airline transfer partners with a
valuation between 1.7 and two cents
per point.
The industry baseline for
point valuations is 1 cent
per point.
The Hilton Honors American Express Surpass card is at 100,000, which at a
valuation of close to.05 cents
per point comes out to roughly $ 500.
Flying Blue, Avios, and Aeroplan are among the best airline transfer partners with
valuations between 1.6 and 1.8 cents
per point.
That's a redemption
valuation of 1.4 cents
per point.