The single pay policies are eligible for surrender after completion of 3 policy years.The surrender benefit is payable as
per the policy contract.
The sum assured is payable in lump sum as
per the policy contract.
Under this Health Insurance Plan, your whole family, including spouse, parents, kids and some plans also allow to include parents in laws who can be included as insureds under one policy and claim against hospitalization or medical benefits as
per policy contract.
The insured (whose risk of life is covered by the insurance company) promises to pay the premium as
per the policy contract terms and conditions.
As the name suggests the future premiums are waived off in the events like death or disability of the insured or policyholder as
per the policy contract.
The User can be either an Auto & General policyholder or noted regular driver as
per the policy contract between Auto & General and the policyholder;
Not exact matches
In social
policy, the Party is committed to fighting poverty by gradually raising the minimum wage to $ 10
per hour, and indexing it to the cost of living thereafter; implementing rent guidelines and close loopholes around condo conversions to protect rental tenants; ensuring that provincial
contracts and grants enable organizations to provide a living wage to employees.
N.J.S.A. 18A: 40 - 41.5 (2010) provides immunity from liability for school districts for the death or injury of a person due to the action or inaction of persons employed by or under
contract with a youth sports team, provided there is an insurance
policy of not less than $ 50,000
per person
per incident, and a statement of compliance with the school district or nonpublic school's
policies for the management of concussions and other head injuries.
«The Federation of Protestant Welfare Agencies (FPWA) and the Fiscal
Policy Institute (FPI) applaud the Mayor for including in his Executive Budget a first - ever $ 11.50
per hour wage floor for the City's
contracted social service workforce.
Comptroller Stringer discussed critical
policy issues facing New York City — from the need to raise the minimum wage to $ 15
per hour to increasing Minority and Women - Owned Business Enterprises (MWBE) participation in city
contracting.
Mr Livingstone added: «In addition to damaging mistakes he has made
policy on the hoof - proposing a totally wrong system of bus
contracts for London and coming out against the requirement that 50
per cent of new housing should be affordable.»
The Federation of Protestant Welfare Agencies, Fiscal
Policy Institute and the Human Services Council are leading a robust statewide coalition of nonprofit providers to call for Governor Cuomo to: Raise the minimum wage to $ 15
per hour for all workers in New York State, including human services workers AND Amend government human services
contracts to fund the wage increase.
«Labour has the
policies to build a fairer Scotland for the many not the few, with a # 10 - an - hour minimum wage, a ban on zero hour
contracts, a jobs first Brexit deal, and taxing big corporations and highest paid five
per cent a bit more to fund our schools, hospitals, emergency services and social care.»
Even your kids are covered — minors can't be a named insured
per se, of course, since they can't
contract, but the
policy defines them as being covered!
Although it's not an insurance
policy per se, it is a
contract with an insurance company.
If you do not use any of the money out of the
policy, then it goes to your beneficiaries as
per contract.
In addition to remaining in effect as long as you pay your monthly premiums and keep any other obligations
per your
contract with the insurance company, these type of
policies also accrue «cash value».
Either it's money that essentially covers the cost of selling and issuing the
policy initially, and
per the insurance
contract belongs to the insurance company because they've already done that work, or it's money that is associated with very specific kinds of fees which are fully earned as soon as the
policy is issued.
Mostly people choose to buy single premium
policies; it is a one - time investment which then covers life for a specific term or whole life as
per terms of
contract with no additional premiums to be paid.
In its monetary
policy report, the Bank of Canada forecast the economy
contracted at an annual pace of 0.5
per cent in the second quarter compared with its April forecast for growth at a pace of 1.8
per cent.
I'm not arguing against the free market,
per se, but arguing that there are some types of
contracts that should not be valid on a public
policy basis.
One way to interpret such a
contract is that workers are not authorized to work more than 8 hours
per shift, which is a fairly common kind of company
policy.
(I also understand I will be billed $ 197
per month, but there is zero long - term
contract and a Cancel Anytime
policy.)
Contracts commonly require is a $ 1 million
per occurrence
policy.
When I constructed a model of the
policy's shadow account, I discovered that the cost
per the
contract should be about $ 80,000 less than the illustrated cost.
To determine the
per policy and
per claim limits that apply to your
policy, you should first check the
contract and see if these amounts are clearly laid out in it.
In the event that you die and the information on the application is correct, the insurance company is required to pay the death benefit
per the terms of the
policy, as it is a legal
contract.
2 Lifetime (or life of the
policy) coverage is guaranteed provided premiums are paid
per terms of the
contract.
This bonus is generally declared annually at the end of each financial year and attached on each
policy anniversary as
per terms and conditions of the
policy contract, to be paid out at the time of a claim or on maturity.
A life insurance
policy which provides an insurance cover upon the death of the life insured within the Policy Term as per the terms and conditions of the con
policy which provides an insurance cover upon the death of the life insured within the
Policy Term as per the terms and conditions of the con
Policy Term as
per the terms and conditions of the
contract.
Even your kids are covered — minors can't be a named insured
per se, of course, since they can't
contract, but the
policy defines them as being covered!
One way or another, the insurance company pays the money out, but to the deserving party
per their
contract in the
policy document.
Miscellaneous Charges: The charge for change in the
policy contract is Rs 500
per request, Rs 100 for premium re-direction.
A Term plan with Return of Premium is a
contract between the applicant and the Life Insurance Company, under which the applicant agrees to pay a certain amount of money (Premium)
per year for a fixed period in order to receive a guaranteed amount of money (Sum assured) in the event of his death during the
policy term, payable to his nominee (any family member).
Miscellaneous Charges: Alterations made in the
policy contract, such as premium redirection attract the charge of Rs 250
per alteration.
Miscellaneous Charges: Alterations made in the
policy contract, such as premium redirection and decrease in Sum Assured attract the charge of Rs 250
per alteration.
Miscellaneous Charges: Alterations made in the
policy contract such as reduction in Sum Assured attract the charge of Rs 250
per alteration.
Either it's money that essentially covers the cost of selling and issuing the
policy initially, and
per the insurance
contract belongs to the insurance company because they've already done that work, or it's money that is associated with very specific kinds of fees which are fully earned as soon as the
policy is issued.
In case any insured member suffers from an Accidental Total and Permanent Disability *, the the Sum Assured as
per the certificate of insurance shall be payable and the
contract will continue on 2nd life till ATPD of 2nd life or expiry of
policy term for that member whichever is earlier.
In case of death of the any insured member the Sum Assured as
per certificate of insurance shall be payable and
contract will continue on 2nd life till death of 2nd life or expiry of
policy term for that member whichever is earlier.
The
policy can be revived within the revival period as prescribed in the
policy contract, if you send us a filled out health declaration form, and provide evidence of insurability acceptable to us as
per our underwriting practices.
How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: 334-215-3706 Cell Phone: 334-233-2631 Fax: 334-273-0477 E-mail:
[email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours
per week while matriculating 10 - 15 hours
per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities
contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board
policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared
contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours
per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request
• Wrote and edited
contracts as
per instructions • Managed drafting of legal letters • Developed and implemented
policies for
contract indexing process • Managed signatures on
contracts • Managed contractual research process
Responsible for driving new account sales
contracts and current account relationships Created complete Training Manual, forms and website for Cultural Exchange program Attained SEVIS login to access government exchange program and application DS2019 Acquired legal representation to help facilitate and process J - 1 visa applicants Solicited and acquired new applicants and positions for training and exchange programs within USA Improved on high standards with companies like Ritz - Carlton, Loews & Fairmount Hotels Created new HR
policy to be compliant with state laws and hotel standards Worked with owners and CPA on controlling expenses and increase profitability Established 3 new successful partnerships with major corporation, which increased revenues in excess of 4 million
per year Maintain relationships within Luxury Hotels and Hospitality Industry
Strategies: Implementation of commitments within bi-lateral agreement on essential services; community maintained database on housing management, repairs and maintenance; training of local people in construction projects; quality control on housing
contracting; implementing homelands planning as
per policy guidelines.