Some companies allow you to modify the coverage amount, but they have time and frequency limits (for example: only
once per policy period or once every two years).
Air Ambulance cover: Up to 10 % of the sum insured
per policy period for Sum Insured of Rs. 7 lacs and above.
Optional prescription drug benefits up to $ 5,000 per
insured per policy period (100 % after a $ 10 copay for generics, name brand prescriptions require a $ 25 copay and injectibles are covered at 70 %).
Per Policy Period Type: The Policy Maximum applies to the whole policy period Per Incident Type: The Policy maximum applies to each incident, i.e. - each sickness or injury
For diamond variant, the limits are Rs. 3,000 / per illness - OR
per policy period Rs 8,000 maximum.
This means if multiple acute onsets of a pre-existing condition occur, regardless of whether or not they are a different condition, we will only pay to the
cumulative per policy period maximum.
Ambulance charges for emergency transportation to hospital up to a sum of 600 INR per hospitalisation a max of 1200
INR per policy period.
Convalescence Benefit (Lump sum payment on continuous hospitalization beyond 20 days payable
once per policy period per person)
Travelers below 69 years of age the plan offers coverage for pre-existing conditions upto the chosen policy maximum along with a coverage of $ 25,000
per policy period for medical evacuation
If you choose a $ 250 or $ 500
per policy period deductible, you will first have to pay in full your deductible each policy period before the insurance company starts paying anything for the covered expenses, even for doctor visits.
Daily Allowance: Expenses (amounting to 500/1000 INR) are borne which allows to hire a car for a maximum of 5
days per policy period.
Per Policy Period Type: The Policy Maximum applies to the whole policy period Per Incident Type: The Policy maximum applies to each incident, i.e. - each sickness or injury How Much... [Read more...]
I believe it covers non-allopathic treatments of up to 25 % Sum assured subject to a maximum of Rs 25,000
per policy period.
Subject to exclusions or other policy provisions, the LawPRO policy provides coverage limited to $ 1,000,000 per claim and is subject to an aggregate limit of $ 2,000,000
per policy period (i.e., per year.).
Subject to exclusions or other policy provisions, the LAWPRO policy provides coverage limited to $ 1,000,000 per claim and is subject to an aggregate limit of $ 2,000,000
per policy period (i.e., per year.).
After you pay the deductible which is once
per policy period, Visitors Care pays a fixed amount for each and every procedure.
Heart attack -(determined to be an acute onset of a pre-existing condition) $ 50,000
per policy period, payable to the scheduled amounts.
Coverage is available up to $ 25,000
per policy period.
Coverage is available up to selected policy maximum,
per policy period.
The acute onset benefit will be the same amount as your client's chosen policy maximum; however, unlike the policy maximum, the acute onset is paid on
a per policy period basis.
For US Residents: If you are under the age of 70 years traveling outside US or Canada, the plan covers for waiver of pre-existing conditions up to $ 25,000
per policy period.
For emergency transportation, ambulance charges up to a sum of Rs. 750 / - per hospitalization and overall limit of Rs. 1500 / -
per policy period are covered
Mental and nervous disorders, alcohol and substance abuse covered up to $ 10,000
per policy period, $ 20,000 lifetime.
Payments made under the Signature Claims Service Guarantee apply to a single loss covered under Collision or Comprehensive (Part D of the auto policy in all states other than MA, where it applies to Parts 7, 8, 9 and 10 of the policy) and apply no more than once
per policy period.
Ambulance charge is payable subject to maximum of 500 INR per hospitalisation and maximum of 1000
per policy period.
Payments made under the Signature Claim Service Guarantee apply to a single loss covered under Collision or Comprehensive and apply no more than once
per policy period.
The deductible can be per injury / illness, once
per policy period, or once per year depending upon the insurance policy you purchase.
Policy maximum can be either
per policy period, per year, lifetime or per injury / illness depending upon the insurance policy you purchase.
Example: Assuming you purchase an insurance plan with a $ 50,000 policy maximum, $ 250 deductible
per policy period, and an 80/20 to $ 5,000 co-insurance and incur a medical expense of $ 7,250.
Policy maximums can be
per policy period, per year, lifetime or per injury / illness depending upon the insurance policy you purchase.
First, you will have to pay your chosen deductible once
per policy period (varies from $ 100 to $ 2,500) before the insurance company starts paying for covered expenses, even for doctor visits.
Visit USA - HealthCare's deductibles are
per policy period.
The deductible for the Visitors Care plan is once
per policy period, whether you go to the doctor for the same or different medical situations.
First, you will have to pay your chosen deductible once
per policy period (varies from $ 0 to $ 5,000) before the insurance company starts paying anything for the covered expenses, even for doctor visits.
Note: - Deductible is annual or
per policy period (only once in 12 months).
- Policy maximum is
per policy period.
Unlike limited plans, which require that you pay the deductible per sickness or injury, comprehensive insurance policies have you pay the deductible only once
per policy period.
Charges for emergency ambulance service up to Rs 750 / - per day for every hospitalization and maximum of Rs 1,500 / -
per policy period.
Star Health Medi Classic plan covers non-allopathic treatment up to 25 % of Sum Insured subject to maximum of INR 25,000
per policy period.
Ambulance charges are limited to Rs. 600 / - for every hospitalization with the upper limit of Rs. 1200 / -
per policy period.
Patient Care: Available for above 60 years (attendant charges after discharge from hospital for maximum 5 days per hospitalisation and 14 days
per policy period).
You should be aware that in some states there is a $ 10 fee per vehicle,
per policy period to use the Drivewise program after the initial free policy period term ends.