The Chase Freedom ® Card also has 5
percent earning categories, whereas the Chase Freedom Unlimited ® earns 1.5 points per dollar for all purchases.
Not exact matches
Since you can
earn unlimited travel and dining with the Sapphire Preferred or Sapphire Reserve, use this card to pay for your travel and dining, unless, you can get a better rate with the Ink Business Preferred or when the Chase Freedom is offering a 5
percent bonus
category.
The women we surveyed were three times more likely than the men to
earn less than $ 25,000 per year: while only three
percent of men reported earnings in this
category, nine
percent of women did.
The PIT shortfall was concentrated in the
category of estimated payments, due quarterly from high - income residents and self - employed business owners — including most of the highest -
earning 1
percent of New York taxpayers, who bear 42
percent of the total income tax burden.
The spot also
earned an Emmy Award in the Outstanding Commercial
category and boosted brand consideration 87
percent during the week of its airing.
That means that you'll effectively
earn 10.0
percent back in bonus
categories and 2.0
percent back for all other purchases during the first 12 months that you have the card.
The Chase Visa Freedom
earns 5
percent cash back for purchases specified in the bonus
categories.
It
earns 2.0
percent back in any
category of purchase.
The Discover it card
earns 5.0
percent cash back in popular quarterly rotating
categories, such as grocery stores, drug stores, restaurants, gas stations and movie theaters.
You'll not only be
earning cash back on all of your purchases, but rotating quarterly
categories earn 5
percent cash back at specific merchants, such as restaurants, grocery stores, gas stations and warehouse clubs.
Also, all purchases that do not fall into those
categories earn at 1
percent.
Sears and Kmart don't typically fall into other credit card's bonus
categories, so you're not likely to
earn more than 1
percent on the average rewards card.
After you
earn the welcome bonus and have spent more than $ 10,000 in the bonus
categories, the card
earns just 1
percent back for most purchases, which lags behind other rewards cards.
That means that the 5.0
percent categories will effectively
earn 10
percent back and all other purchases will get 2
percent back.
While the 4
percent rate is capped at $ 7,000 worth of gas purchases (after which gas purchases
earn 1
percent cash back), this is still incredibly generous — if you manage to max out the gas
category, you could
earn $ 280 worth of cash back just on gas purchases.
The Citi Double Cash card offers one of the best deals you can get for no annual fee: cash back at a high 2
percent rate, with no
categories to enroll in and few restrictions; you only have to pay your bill on time to
earn the full 2
percent rate.
Discover it Card
earns 5.0
percent cash back in popular rotating
categories, such as grocery stores, drug stores, restaurants, gas stations and movie theaters.
In fact, all purchases that don't fall into the bonus
category earn just 1
percent back.
While that level of
earning won't continue past the first year, this card would still be worth holding on to if you find that you spend a lot in the 5.0
percent bonus
categories.
You'll
earn 1
percent back on all purchases, and every quarter you
earn 5
percent back in select
categories.
That might not sound like much, but purchases that fall into the quarterly bonus
categories essentially
earn 5
percent back, making each point worth five cents!
These are the major
categories that most people make regular purchases in, so it could be worth it to
earn only one
percent on purchases that fall outside of these
categories in order to
earn four
percent and three
percent in frequently visited
categories.
The Discover it card offers bonus
categories that
earn five
percent cash back and rotate every quarter and all other purchases
earn one
percent cash back.
PayPal is the newest bonus
category for Chase Freedom,
earning cardholders 5
percent cash back starting in April and going through June 2018.
There are no bonus
categories and the card doesn't offer a sign - up bonus, but as a prudent consumer, you'll be
earning 2.0
percent back on every purchase.
Upon enrollment, Discover also allows cardholders to
earn 5
percent cash back on up to $ 1,500 in combined spending in
categories that rotate quarterly.
The Discover it cash rewards card is a good no - fee cash back card with a generous 5
percent bonus rate for quarterly rotating
categories — as long as you log in to your account to activate your
category each quarter, you can
earn 5
percent cash back on up to $ 1,500 in purchases per quarter for the following
categories:
Purchases already
earning 5
percent in a current
category will not receive an additional bonus.
It also has quarterly bonus
categories that can
earn cardholders up to 5
percent.
During your first year you're really
earning 2
percent back on every purchase with 10
percent back on the quarterly bonus
categories.
If you don't mind tracking a rotating group of bonus
categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card; but if you don't regularly spend on the
categories that
earn 5
percent cash back, you won't
earn much of a return.
This means your 5
percent quarterly bonus
categories will actually
earn 10
percent cash back.
Certain purchases that fall into bonus
categories earn more, while many purchases just
earn the standard 1
percent return.
The Discover it card
earns 5.0
percent cash back in popular quarterly rotating
categories, such as grocery stores, drug stores, restaurants, gas stations and movie theaters.
That's not bad for no - fee card, but you can
earn 2
percent back in those
categories with the Ink Cash, plus 5
percent back at office supply stores and for phone, internet and cable services.
The two points dollar that you
earn on Uber purchases is less impressive, but here's another nice twist: The 2
percent category also extends to other types of online purchases, including online shopping with retailers such as Amazon and Walmart.
The Quicksilver card would be a better option for someone who doesn't necessarily spend a lot on restaurant purchases but spends more in the
categories that would
earn only one
percent cash back with the Dining Rewards card.
After you
earn the welcome bonus and have spent more than $ 10,000 in the bonus
categories, the card
earns just 1
percent back for most purchases, which lags behind other rewards cards.
There's also no limit on the amount of points you can
earn, though the 5
percent bonus for select
categories is only good for $ 1,500 worth of purchases per quarter.
Any charges that don't fall into those
categories, however,
earn a flat 1
percent cash back rate.
For instance, a variable rate card might offer higher rewards for purchases made in one or two
categories, such as gas, groceries, entertainment or dining out, and then all other purchases will
earn 1
percent back.
Also, be sure to have a good general rewards card that
earns at least 1.5
percent on all purchases for all spending that does not fall into a bonus
category.
These usually allow you to
earn a higher amount in one or two
categories and 1
percent on all other purchases.
That means that you'll effectively
earn 10.0
percent back in bonus
categories and 2.0
percent back for all other purchases during the first 12 months that you have the card.
The Citi Double Cash card offers one of the best deals you can get for no annual fee: cash back at a high 2
percent rate, with no
categories to enroll in and few restrictions; you only have to pay your bill on time to
earn the full 2
percent rate.
Sears and Kmart don't typically fall into other credit card's bonus
categories, so you're not likely to
earn more than 1
percent on the average rewards card.
Our calculations show that the average cardholder is likely to
earn more rewards with the flat 1.5
percent cash back rate on the Chase Freedom Unlimited card than with the 5
percent bonus
categories on the Chase Freedom card:
This means your 5
percent quarterly bonus
categories will actually
earn 10
percent cash back.
, Chase Freedom
categories 2017:
Earn 5 percent back at Walmart in Q4, Chase Ultimate Rewards guide: The best ways to earn and use Ultimate Rewards po
Earn 5
percent back at Walmart in Q4, Chase Ultimate Rewards guide: The best ways to
earn and use Ultimate Rewards po
earn and use Ultimate Rewards points
While that level of
earning won't continue past the first year, this card would still be worth holding on to if you find that you spend a lot in the 5.0
percent bonus
categories.