Sentences with phrase «percent factor rates»

As I see it, there's a handful of components that add up to the 30 to 40 percent factor rates on MCAs.
Let's break down what an alternative finance provider needs to cover within that 30 to 40 percent factor rate (technically, this is a discount rate, which is present value cash versus future payout, rather than an interest rate), so as to come out ahead.
The biggest chunk of the 40 percent factor rate could potentially be bad debt: MCAs that default.

Not exact matches

After adjusting for factors like smoking, they found that the death rate was 26 percent higher in the most polluted cities than in the cleanest ones.
For smaller independent funders, what it costs to amass enough capital to provide MCAs can be huge — up to half the factor rate, or 20 percent, of the whole advance.
That's mostly because few companies actually pay the top rate; once deductions and various legal dodges are factored in, the effective corporate rate isn't far off 20 percent promised in the legislation.
Depending on a borrower's creditworthiness and other factors, interest rates can run from about 6.5 percent to nearly 36 percent.
Depending on the borrower's credit and other factors such as business experience, rates can range between 12 and 18 percent.
The 4 percent rule is based on the portfolio's initial balance; subsequent market performance isn't dynamically factored into the withdrawal rate — even though it can dramatically affect the portfolio's balance.
One in three borrowers (34 percent) correctly identified market forces as the determining factor for rates on private student loans and student loan refinancing.
Ben is skeptical of the importance of this factor, noting that with a 2 percent inflation target real interest rates can fall to -2 percent.
According to the minutes of the meeting, a 25 - basis point increase in the bank rate was fully factored in by the markets in the run - up to November's MPC meeting, and the interest - rate curve underlying the November Inflation Report projected interest rates at 1 percent by the end of the three - year forecast period, higher than the recent median estimates of economists polled by Reuters.
A factor rate is expressed as a decimal figure not a percent.
The rout was attributed to a combination of factors, including China's economy (where the main stock index plummeted nearly 7 percent on Monday), continuing tensions between Saudi Arabia and Iran, and rising interest rates in the U.S.
It shows that, even when controlling for age, marriage rates, and price - to - income ratios (home value to income ratios), the Hispanic or Latino homeownership rate is still about 11 percent lower than the white homeownership rate, suggesting that factors beyond what is accounted for in the model are affecting the differences.
The vacancy rate dropped to 18.2 percent during the first quarter, a six - year low according to real estate firm Colliers International, and will dip lower once the Salesforce lease is factored in.
This factor is the one where there's the biggest difference between boards that respondents say need to improve or improve significantly (44 percent prioritize it) and boards rated by their directors as excellent or very good (26 percent highlight this need).
The group Mixed: News and Information, which had a religious program viewing rate of 154 percent had an average interest factor for religion of -.29.
Males: Money and Nature's Product, which had a religious program viewing rate of 136 percent had an average interest factor for religion of -.26.
The phase - in factor varies from 0.47 percent to 13.6 percent, with specific rates for the five largest city school districts (New York City, Buffalo, Rochester, Syracuse, and Yonkers) and more general rates for other districts based on district demographics.14
The tax cap, enacted in 2011, forces school districts and local governments to keep tax increases at 2 percent or the rate of inflation (with other factors built in for adjustments)-- unless approved by a 60 percent «supermajority.»
Next year's cap uses an inflation factor from the 2015 calendar year of 0.12 percent — virtually, a zero increase in the base rate.
One suggestion broached by the New York State Association of School Business Officials and other Albany - based groups is to set the baseline cap at a flat 2 percent, getting rid of the inflation rate as a factor.
Of the county's 8.75 percent sales tax rate, 4 percent goes to the state, and the remaining 4.75 percent is divided up among the county and its cities, towns and villages using a formula that depends on various factors including where the purchases are made.
Remember, the city has a high - school dropout rate exceeding 30 percent (probably much higher when GED program manipulation and other scams are factored in).
Another factor is low adoption rates: Only 20 percent of the 17 million Americans that get a new pet each year opt for a shelter pet; the vast majority buys from pet stores, breeders, or through other private arrangements.
When the Pan-STARRS system increased the observing time it devoted to NEO searching to 90 percent, it increased its rate of discovery by a factor of three.
Besides age, other risk factors include family history, previous brain trauma, heart disease and gender (the prevalence rate for women over 70 is 16 percent, compared with men at 11 percent).
Forty percent reported that physician rating sites were «very important» when choosing a physician, although rating sites were endorsed less frequently than other factors, including word of mouth from family and friends;
Although the average consent rate within each donor service area, when accounting for the race / ethnicity and other factors among the eligible deaths, was between 75 and 80 percent, the consent rates fell below 70 percent in nearly a quarter of the donor service areas.
Though the standing - desk employees burned more calories than those with seated desks, the study found there were no between group differences in cardiometabolic health risk factors such as weight, percent body fat, blood pressure, and heart rate.
Even after accounting for patient and geographic factors of the potential donors, the study found that the donor consent rates among the 58 donor service areas (DSA) ranged from a 64 percent to 90 percent.
For those patients having noncardiac surgery who did receive β - blockers, the unadjusted 30 - day mortality rates for patients with no cardiac risk factors, one to two risk factors and three to four risk factors were 1 percent, 1.7 percent and 3.5 percent, respectively, according to the results.
The unadjusted 30 - day mortality rates among patients having noncardiac surgery for those not receiving β - blockers were 0.5 percent for patients with no cardiac risk factors, 1.4 percent for patients with one to two risk factors and 6.7 percent for patients with three to four risk factors.
The study included three measures of lifetime earnings: gross lifetime earnings by majors; net lifetime earnings after accounting for demographic and high school performance related factors; and net present value at age 20 after applying a 4 percent discount rate.
On the other hand, casein takes about 80 % of the milk protein and unlike whey protein it is very slowly digested.Casein proteins offer a much slower absorption rate of around 7 - 8 hours and continue to constantly provide amino acids into the blood stream for this time.Another thing that makes casein a good protein for athletes is the fact that micellar casein proteins contain high percent of amino acid glutamine (which is vital for muscle repair and cell volumization), growth factors, and properties that support the immune system.
More specifically, those who maintained all four low risk factors had a 65 percent lower death rate.
Success rates for IUI are approximately 15 percent to 20 percent per cycle and vary based on a number of factors, such as your age, type of ovarian stimulation, motility of sperm, among others.
When diagnosed late (distant stage) instead of early (local stage), five - year survival rate decreases by 75 percent, so it is essential to know the signs of breast cancer and be aware of your risk factors.
Schools with participation rates between 75 and 94 percent would have to submit a plan; schools below 75 percent would have to show steps taken; participation not factored into summative school rating
PDK found that whether a school helps students learn interpersonal skills rates as the most important factor in school quality for the highest proportion of respondents (36 percent), with the next two being access to technology and engineering courses (25 percent) and access to advanced academic courses (14 percent).
Starting with the 2015 - 16 school year, information from these measures will be publicly reported and is expected to factor into school performance ratings — but in a very modest way, comprising just eight percent of the scores schools receive on the SQII.
Selection is based on several factors including demonstrating four years of: growth on state assessments; progressive graduation rates and ACT / SAT scores; student recommit rate at 95 percent; and staff retention rate of 85 percent.
The results, largely based on standardized test performance with graduation rates and advanced course enrollment factored in, are praiseworthy given the district's challenges, high poverty (70 percent of its 345,000 students qualify for free or reduced - priced lunch), and large population of English language learners.The Education Village «includes all of the elements that make sense,» Miami - Dade Schools Superintendent Alberto Carvalho said in the Miami Herald.
From the embarrassment of approving abysmally low — and Plessy v. Ferguson - like — proficiency targets (including that for Virginia, which had only required districts to ensure that 57 percent of black students and 65 percent of Latino peers were proficient in math by 2016 - 2017), to complaints from House Education and the Workforce Committee Ranking Minority Member George Miller and civil rights - based reformers about how the administration allowed states such as South Dakota to count General Education Development certificates in their graduation rate calculations (and minimize graduation rates as a factor in accountability measures), the administration finds itself contending with complaints from civil rights - based reformers as well as from centrist Democrats finally acknowledging the high cost of their push for revamping No Child at any cost.
One factor driving this trend is birth rates among populations of color; there has also been a 50 percent increase in the country's Hispanic population over the past 20 years.
The 90 percent goal is a key element in a 387 - page ESSA plan the Illinois State Board of Education submitted last month to the federal government, outlining how students of all backgrounds will be assessed and grow academically, as well as how schools will be rated under myriad factors other than test scores.
Connecticut has a whopping 12 different factors in its school rating plan, including academic achievement and growth on tests (52 percent) and graduation rates (15 percent), chronic absenteeism (7.4 percent) and physical fitness and access to arts classes (3.4 percent each).
The new formula aims to focus on more than standardized test scores, with 60 percent of student progress measured by academics and 40 percent measured by «social - emotional and culture - climate» factors, such as suspension and expulsion rates and student and parent surveys.
Additionally, ESSA requires states to annually test 95 percent of students in reading and math, to use the participation rate to calculate the achievement indicator, and to factor assessment participation into the statewide accountability system another way.21 For example, four states — Connecticut, Massachusetts, New Mexico, and Vermont — plan to lower a school's classification for not meeting this requirement.22 In three states — Illinois, Nevada, and Tennessee — schools that do not have a 95 percent participation rate can not score at the highest level of proficiency; receive zero points for proficiency; or receive an F on the achievement indicator for the given group of students, respectively.23
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