Other places that don't count toward that 3
percent grocery reward: specialty food retailers, small corner grocery stores, gourmet shops, natural food sellers and large superstores including online superstores such as Amazon.
Not exact matches
This is by far, one of the best credit purchase
rewards programs you will find for any
rewards credit card since you can easily earn at least 2
percent back on every purchase except for your «everyday» purchases like buying gas or
groceries.
For example, the Capital One Savor card recently replaced the Premier Dining
Rewards card, and it gives you 3
percent cash back on dining, and 2
percent cash back on
groceries.
In the critical categories of gas and
groceries, it
rewards cardholders with 3
percent and 2
percent cash back, respectively while paying 1
percent cash back on everything else.
Cash back, 0
percent balance transfers, travel
rewards and discounts on
groceries, gas, and entertainment are all common perks.
Amazon's recent takeover of Whole Foods is getting sweeter for Prime members, who will now receive five
percent cash back on
grocery purchases if they have the Amazon Prime
Rewards credit card.
One of the top
rewards credit cards, the Discover it offers 5
percent cash back
grocery, gas and Amazon.com purchases, plus a dollar - for - dollar match on your cash - back
rewards for the first year.
Our take: A good card to use for everyday errands, the Bank of America Cash
Rewards card offers a generous 3
percent spending bonus on gas purchases and a respectable 2
percent bonus on
groceries; however, there is a strict $ 2,500 cap on combined purchases in these categories each quarter.
See related: Discover cash back calendar 2018 - Earn 5
percent back on
groceries in Q2, Chase Pay: How to use it and rack up cash back
rewards, Chase Ultimate Rewards guide: The best ways to earn and use Ultimate Rewards
rewards, Chase Ultimate
Rewards guide: The best ways to earn and use Ultimate Rewards
Rewards guide: The best ways to earn and use Ultimate
RewardsRewards points
For instance, if you manage to use the Everyday card frequently enough to earn the 20
percent bonus each month, we estimate that you only need to spend an additional $ 42 per year on
groceries ($ 6,042 total) to beat the cash back
rewards on the Blue Cash Everyday card.
Our take: A good card to use for everyday errands, the Bank of America Cash
Rewards card offers a generous 3
percent spending bonus on gas purchases and a respectable 2
percent bonus on
groceries; however, there is a strict $ 2,500 cap on combined purchases in these categories each quarter.
In terms of earning
rewards for
grocery shopping, 5
percent cash back is a generous rate.
Challenges of airline cards Deborah Goldberg, 39, of Charlotte, North Carolina, says she used to have two cards — a Discover it card that offers 5
percent back on rotating categories each quarter and 1
percent everywhere else; and a Bank of America Cash
Rewards Visa that offers 3
percent back on gas, 2
percent on
groceries and 1
percent on everything else.
For instance, a variable rate card might offer higher
rewards for purchases made in one or two categories, such as gas,
groceries, entertainment or dining out, and then all other purchases will earn 1
percent back.
While few cards without an annual fee can beat the 3
percent U.S. supermarket bonus on American Express's most popular
grocery card — the Blue Cash Everyday card — the American Express Everyday card offers a good alternative for card members who prefer to collect American Express
rewards points over cash back.
Blue Cash Everyday ® Card from American Express caps their 3.0
percent rewards on
groceries at $ 6,000 annually.
5 % back in
rewards when shopping at Best Buy, 3
percent back in
rewards on gas, air travel and ground transportation, 2
percent back in
rewards on dining out and
grocery purchases, 1
percent back in
rewards on everyday purchases.
So does the BankAmericard Cash
Rewards card (no annual fee, 2
percent back on
groceries, 3
percent on gas, 1
percent on all else).
The PNC Cash
Rewards Visa allows cardholders to earn 4
percent back at gas stations, 3
percent back on dining purchases — including fast food — 2
percent back on
groceries and 1
percent back on all other purchases.
See related: Discover cash back calendar 2018 - Earn 5
percent back on
groceries in Q2, Chase Pay: How to use it and rack up cash back
rewards, Chase Ultimate Rewards guide: The best ways to earn and use Ultimate Rewards
rewards, Chase Ultimate
Rewards guide: The best ways to earn and use Ultimate Rewards
Rewards guide: The best ways to earn and use Ultimate
RewardsRewards points
For example, the Capital One Savor card recently replaced the Premier Dining
Rewards card, and it gives you 3
percent cash back on dining, and 2
percent cash back on
groceries.
While the Premier
Rewards Gold does have similarities to the EveryDay Preferred, it doesn't offer the 50
percent bonus at the end of each month, so the Preferred card can actually earn you a higher rate of return on gas and
groceries, not to mention non-category spending.
Fuel purchases earn 3.0
percent cash back, which is about as good as you'll get with a
rewards credit card, plus you'll get 2.0
percent back at
grocery and wholesale stores.
The MLB, World Wildlife Fund, U.S. Pride and Bank Americard Cash
Rewards cards all have no annual fee and offer 3.0
percent cash back on gas, 2.0
percent back at
grocery stores and wholesale clubs and 1.0
percent back for all other purchases.
You'll pay the same amount upfront, but if you have a
rewards credit card that pays you back 2 to 5
percent for purchases made at a
grocery store, the best option is clear.
After the card's first year, the
rewards rate for gas and
grocery store purchases drops down to 2
percent cash back, which is still a significant amount.
The new Chase credit card will supply
rewards on all purchases, with a sizable triple
reward of 3
percent cash back or triple points for eligible transactions at
grocery stores, gas stations and fast food restaurants, including merchants like Dunkin' Donuts and 7 - Eleven.
Add to that the latest Discover Get More
rewards incentive program that allows credit card members to earn an amazing 5
percent cash back on purchases made at restaurants, home improvement stores, bookstores,
grocery stores, drugstores and other participating locations.
Unlike many
rewards cards that reserve the best bonuses for certain types of purchases, such as restaurant spending or
groceries, the Barclaycard Cash Forward World Mastercard grants the same 1.5
percent cash back rate on every purchase.
BankAmericard Cash
Rewards offers two
percent cashback at
grocery stores and wholesale clubs like Costco, and three
percent on gas for the first $ 2,500 of spend every quarter.
Another good card for this category is the BankAmericard Cash
Rewards Visa card, which offers 3
percent on gas and 2
percent on
groceries for a combined maximum of $ 1,500 per quarter.
The Platinum
Rewards Visa Signature card offers a 5 percent rewards rate on gas purchases, a 3 percent rewards rate on grocery purchases, plus some pretty decent travel perks for a no - annual - fe
Rewards Visa Signature card offers a 5
percent rewards rate on gas purchases, a 3 percent rewards rate on grocery purchases, plus some pretty decent travel perks for a no - annual - fe
rewards rate on gas purchases, a 3
percent rewards rate on grocery purchases, plus some pretty decent travel perks for a no - annual - fe
rewards rate on
grocery purchases, plus some pretty decent travel perks for a no - annual - fee card.
Also, some
rewards cards give you 3
percent back on the top three categories for which you spend, such as gas,
groceries, drugstore, etc..
For people who are unfamiliar, the BankAmericard Cash
Rewards card (no annual fee) offers 3
percent back on gas, 2
percent back on
groceries and 1
percent back on everything else.
It's best known for offering 5
percent cash back on a rotating list of everyday spending categories, such as gas and
groceries, and is a favorite among power card users who like to switch up the cards they use to maximize
rewards earnings.
The American Express Blue Cash Preferred is one of the most generous cards for
grocery rewards, Ross says, offering 6
percent cash back at supermarkets (up to $ 6,000 a year, then 1
percent), as well as 3
percent back at gas stations and department stores and 1
percent on everything else.
I earn 3 Amex Membership
Reward points per dollar spent at
grocery stores (up to the first $ 6,000 annually) with my AmEx EveryDay Preferred card, * and then I get an additional 50
percent bonus on all of those points earned that month if I have 30 transactions in my billing cycle.
Your BankAmericard Cash
Rewards card (no annual fee) gives you 3
percent back at gas stations, 2
percent at
grocery stores and 1
percent everywhere else.
When it comes to
rewards cards for
grocery shopping, the American Express EveryDay Preferred card's rate of 3
percent on U.S. supermarket purchases — with an annual cap of $ 6,000 — ranks near the top of the list, even without factoring in the opportunity to score bonus points on the category.
Holiday Spending: Men versus Women More than one - third of respondents said the economy has changed how they use
rewards, especially women with 23
percent reporting that they now use
rewards to offset essential expenses like gas and
groceries.
Use Chase Freedom ® strategically to earn 5
percent back on up to $ 1,500 spent in quarterly rotating categories when you activate (
grocery stores; PayPal and Chase Pay ® purchases are the bonus categories for April - June 2018), use Chase Freedom Unlimited ® to earn 1.5
percent back on everything that doesn't earn more with Chase Freedom ® or the Chase Sapphire Preferred ® Card and then transfer all your points to your Chase Sapphire Preferred ® Card where your points are worth 25
percent more when redeemed for travel through Chase Ultimate
Rewards ®.
The USAA Cashback
Rewards Plus MasterCard is an ideal card for military families: It offers an industry - leading 5
percent cash back on gas and military base purchases, 2
percent cash back on
groceries and a number of money - saving perks for active duty service members.
Foodies and fans of eating out on a frequent basis will find the TD Cash
Rewards Visa especially
rewarding: The card offers a 3
percent bonus back on restaurant purchases, a 2
percent bonus on
groceries and 1
percent back on all other purchases.
But while some flat - rate cards offer higher
rewards for gas,
groceries and everyday purchases, 3
percent at your favorite dining establishments is nothing to scoff at, especially for big - city dwellers who find themselves at happy hours or coffeehouses more often than not.
Another is the BankAmericard Cash
Rewards card, which offers 3
percent cash back on every $ 1 spent on gas for the first $ 2,500 in combined quarterly purchases at
grocery stores, wholesale clubs and gas stations.
With a 5
percent bonus rate on gas purchases and a 3
percent bonus rate on
groceries for the first 6 months of card ownership, the Sears Shop Your Way Mastercard offers one of the most valuable sign - up offers among no - annual - fee cards, though the
rewards only apply to merchandise at participating stores, and the regular
rewards rate is less than impressive.
The Golden 1 Credit Union Platinum
Rewards card offers an unlimited 3 percent rewards rate on the three heavy - hitting bonus categories: gas, restaurant and grocery store pur
Rewards card offers an unlimited 3
percent rewards rate on the three heavy - hitting bonus categories: gas, restaurant and grocery store pur
rewards rate on the three heavy - hitting bonus categories: gas, restaurant and
grocery store purchases.
Other cards have fixed categories — often 3
percent on
groceries, gas, or dining and 1
percent on the rest — that encourage you to juggle multiple cards to try to maximize your
rewards.
The
Rewards: This card will earn users 2
percent cash back at
grocery stores and wholesale clubs and 3
percent on gas for the first $ 2,500 in combined
grocery / wholesale club / gas purchases each quarter, and 1
percent cash back on everything else.
The
Rewards: Three
percent cash back on gas,
grocery and drugstore purchases for six months, 1
percent on everything else, and then 1
percent cash back on all purchases after the first six months.