Capital one Business card offers unlimited 2
percent rewards on all purchases.
Not exact matches
This is by far, one of the best credit
purchase rewards programs you will find for any
rewards credit card since you can easily earn at least 2
percent back
on every
purchase except for your «everyday»
purchases like buying gas or groceries.
Stefanie O'Connell (personal finance expert): «Unlimited 2
percent cash back
on every
purchase, a $ 500 sign - up bonus and simple cash back
reward redemption make the Capital One Spark Cash for Business card an easy way to get
rewarded for doing business
on a daily basis.»
Plus, this card
rewards you with 5
percent cash back
on purchases made in categories that rotate each quarter (up to $ 1,500 spent quarterly and you must activate each quarter to take advantage).
Watch the two - minute video, and you will be
rewarded with a 10 - digit code for 20
percent off a
purchase on the PlayStation Store.
For example, depending
on how much you spend, you might accumulate $ 150 in cash back over the course of the year if you get a
rewards card that gives you 2
percent cash back
on dining and 1
percent cash back
on all other
purchases.
Earn 3
percent cash back for office supplies and gas, 2
percent cash back for restaurant meals and 1
percent cash back
on all other
purchases made with the card, with no limits
on rewards.
Every 1,000 points earned turns into $ 10 in
rewards, which is essentially a 5
percent discount
on T.J. Maxx
purchases.
The Capital One ® VentureOne ®
Rewards Credit Card is the winner because even though the low range of the variable
purchase APR matches that of the JetBlue Card, the high range of the variable
purchase APR of the Capital One ® VentureOne ®
Rewards Credit Card, based
on creditworthiness, is a full 3
percent lower.
The Capital One Cash
Rewards card provides cardholders with 1.5
percent back
on any and all
purchases.
Unfortunately, the TJX
Rewards Platinum MasterCard charges an additional 3
percent on all
purchases made outside of the United States, which can add up to quite a bit if you prefer using credit cards to spending cash when traveling overseas.
Amazon's recent takeover of Whole Foods is getting sweeter for Prime members, who will now receive five
percent cash back
on grocery
purchases if they have the Amazon Prime
Rewards credit card.
If you regularly pay off your card in full each month, it's hard to beat the cash back
rewards on the Citi Double Cash card: It offers 2
percent cash back
on any
purchases you've fully repaid, making it an ideal card for
purchases that don't qualify for larger bonuses.
For no annual fee, Navy Federal Credit Union Cash
rewards cardholders get a simple — if not exceptional —
rewards program with 1.5
percent cash back
on all
purchases and a decent array of travel and
purchases benefits.
With a low APR and up to 1.5
percent cash back
on every
purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low - maintenance
rewards at an affordable price.
One of the top
rewards credit cards, the Discover it offers 5
percent cash back grocery, gas and Amazon.com
purchases, plus a dollar - for - dollar match
on your cash - back
rewards for the first year.
It's nice to have the option to use the TJX
Rewards card outside of TJ Maxx, but it will only earn 1
percent back
on those
purchases.
With a minimum convenience fee of 2
percent, your
rewards rate
on miscellaneous
purchases would have to be at least 2
percent, which is rare.
And the AARP card earns
rewards at the generous rate of 3
percent back
on all restaurant and gas station
purchases.
Now that you're
on your way to racking up
rewards, you'll earn a minimum of 1
percent on every
purchase, and 3
percent back at gas stations and restaurants.
With the Bank of America ® Travel
Rewards Credit Card, cardholders earn 1.5 points for each dollar they spend
on all
purchases, and 10
percent more points when you have an active Bank of America ® checking or savings account.
Double - point shopping days allow cardholders to accelerate their earnings and receive as much as 10
percent back in shopping
rewards on their
purchase.
While you're not going to experience a 10 or 15
percent return
on your Banana Republic
purchases with a standard cashback card, you can select a cashback card that fits your overall spending habits and therefore earn more
rewards overall
on all of your
purchases.
The Amazon Prime Store card
rewards frequent Amazon shoppers with 5
percent back
on Amazon
purchases.
Our take: A good card to use for everyday errands, the Bank of America Cash
Rewards card offers a generous 3
percent spending bonus
on gas
purchases and a respectable 2
percent bonus
on groceries; however, there is a strict $ 2,500 cap
on combined
purchases in these categories each quarter.
The Discover it cash
rewards card is a good no - fee cash back card with a generous 5
percent bonus rate for quarterly rotating categories — as long as you log in to your account to activate your category each quarter, you can earn 5
percent cash back
on up to $ 1,500 in
purchases per quarter for the following categories:
Each of us has a credit card with a good
rewards program (5
percent cash back in bonus categories
on up to the quarterly maximum in
purchases every quarter we activate).
Aqua also released the
Reward credit card, together with the Advance card, which pays 3
percent cashback
on all of your
purchases and limited at # 100 cashback annually.
If you regularly pay off your card in full each month, it's hard to beat the cash back
rewards on the Citi Double Cash card: It offers 2
percent cash back
on any
purchases you've fully repaid, making it an ideal card for
purchases that don't qualify for larger bonuses.
While the Bank of America Cash
Rewards card's regular APR is fairly low, its 0 -
percent introductory period
on balance transfers and new
purchases is relatively short.
Now that you're
on your way to racking up
rewards, you'll earn a minimum of 1
percent on every
purchase, and 3
percent back at gas stations and restaurants.
The Quicksilver card would be a better option for someone who doesn't necessarily spend a lot
on restaurant
purchases but spends more in the categories that would earn only one
percent cash back with the Dining
Rewards card.
In addition to offering up to 4 points per dollar
on travel
purchases, the PenFed Pathfinder
Rewards American Express card offers a 25,000 - point sign - up bonus and a 0 -
percent intro APR
on balance transfers for a limited time.
Our research shows that most consumers don't allocate a large percentage of their budgets to Amazon
purchases and — while the card does offer a 2
percent bonus
on lucrative categories such as restaurant, gas station and drugstore
purchases — this isn't enough to recommend the Prime card above cash back cards that offer general
rewards rates of 1.5
percent or more.
Our take: A good card to use for everyday errands, the Bank of America Cash
Rewards card offers a generous 3
percent spending bonus
on gas
purchases and a respectable 2
percent bonus
on groceries; however, there is a strict $ 2,500 cap
on combined
purchases in these categories each quarter.
Every 1,000 points earned turns into $ 10 in
rewards, which is essentially a 5
percent discount
on T.J. Maxx
purchases.
Also, be sure to have a good general
rewards card that earns at least 1.5
percent on all
purchases for all spending that does not fall into a bonus category.
For Amazon Prime members, the chance to earn 5
percent cash back
on Amazon
purchases and seamlessly redeem those
rewards at checkout seems like a good bet, though others will have to figure in the $ 99 price of Amazon Prime membership when comparing the card against other retail cards.
Unfortunately, the TJX
Rewards Platinum MasterCard charges an additional 3
percent on all
purchases made outside of the United States, which can add up to quite a bit if you prefer using credit cards to spending cash when traveling overseas.
You can pair the Ink Business Cash card with other Ultimate
Rewards cards and use its 5
percent bonus
on business
purchases to maximize your points.
If you are a frequent traveler searching for a very
rewarding business
rewards card, you should check out the Chase Ink Business Preferred card — it offers a very generous sign - up bonus, three points per dollar
on travel
purchases and a 25 -
percent bonus when you redeem your points for travel.
The Citi Double Cash card offers a higher
rewards rate of 2
percent cash back
on all your
purchases — 1
percent when you make a
purchase and 1
percent when you pay your bill
on time — but no sign - up bonus.
5 % back in
rewards when shopping at Best Buy, 3
percent back in
rewards on gas, air travel and ground transportation, 2
percent back in
rewards on dining out and grocery
purchases, 1
percent back in
rewards on everyday
purchases.
An unlimited 4
percent rewards rate
on restaurant
purchases is exceptional — at a value of 1 cent per point, it amounts to the highest amount of cash back
on dining
purchases for any of the cards we've reviewed, period.
The card's 3
percent rewards rate
on travel
purchases is also unusually high for a card with no annual fee.
The Amazon Prime Visa Signature card has many of the same features as its predecessor — the Amazon
Rewards Visa Signature card — and it improves on the regular Amazon Rewards card by offering an unlimited 5 percent rewards rate on Amazon.com pur
Rewards Visa Signature card — and it improves
on the regular Amazon
Rewards card by offering an unlimited 5 percent rewards rate on Amazon.com pur
Rewards card by offering an unlimited 5
percent rewards rate on Amazon.com pur
rewards rate
on Amazon.com
purchases.
Cardholders may find the $ 95 annual fee more affordable than other Amex travel cards, but the
rewards are anemic — you get 2
percent back
on travel
purchases and a mere 1
percent back
on the rest of your
purchases, and there's no sign - up bonus.
For instance, Citi Double Cash (no annual fee, 1
percent back
on purchases plus 1
percent back when you pay) offers
reward checks.
The U.S. Bank Altitude Reserve card unfortunately falls short
on its airline lounge offering, but it does feature an extensive list of luxury benefits and an excellent
rewards program that includes a generous travel credit, a bonus
on travel
purchases and a 50
percent boost in point value for travel redemptions.
Because this 5
percent discount is available year - round, it beats the
rewards rate for Amazon
purchases on any other
rewards card.