Not exact matches
So while
there is no doubt that Sanders» plan
of putting a cap on the size
of any given bank (perhaps tied to a firm's
assets as a
percentage of GDP) would be bad for those at the top, it might not spell bad news for the industry as a whole.
It seems like much
of the retirement planning advice out
there focuses on distribution rates, the
percentage of income to replace,
asset allocation changes or a determination
of how much risk is suitable for a retiree's portfolio without ever considering actual living expenses or spending needs.
The dollar revenue
of interest earnings is rising, this due to the growth
of bank balance sheets, but
there is no corresponding expansion
of income as a
percentage of earning
assets.
There are a number
of theories on how to pick the ideal
asset allocation for your age or the time horizon for when you will need the money you are investing — many financial experts recommend you should subtract your age from 120 and invest that
percentage of your long term money in stocks.
There is no way to invest in 100 %
of any
of the
asset classes, as the funds that give us access to those
asset classes almost always have a small
percentage of either mid-cap and / or growth in the portfolio.
I think
there could be infinite sets
of portfolios because is infinite collection
of asset selections and
percentage allocation and no one can really draw the efficient frontier so this is the imaginary shape and no one can sure if efficient frontier is half
of hyperbola.
As I said, I'm actually a prudent investor and
there's no way that I would consider investing a substantial
percentage of my retirement
assets into bitcoins.
Most interestingly,
there is a quote from Warren Buffett which is perhaps the most quantitative statement he has made in recent years on interest rates and current
asset prices: «Warren Buffett, the most famous disciple
of Ben Graham, said this week that stocks would look cheap in three years» time if interest rates were one
percentage - point higher, but not if they were three
percentage points higher.»
The more recent short break in 2001, I decided to go with a full service brokerage where you pay a
percentage of your
assets and they handle all the buying and selling (
there were a lot
of holdings and I was well diversified).
There are various
percentage handicaps which are applied to the working capital figure (to account for obsolescence
of inventory and uncollectability in receivables as well as the nebulous benefit
of some other current
assets like pre-paid insurance and rent) to arrive at the sum used to deduct liabilities from and arrive at the proper current
asset figure used in the equation.
Given all that can happen over the course
of a long retirement, I doubt
there's any way to pinpoint exactly what
percentage of one's
assets, if any, should go into an annuity.