Sentences with phrase «percentage of debt service»

Insufficient Debt Service Coverage Loans: Most banks require a certain percentage of debt service coverage before they will approve a loan for a commercial property.

This loan type is offered to borrowers who have too small a percentage of debt service coverage to qualify for a conventional loan.

«We are also looking carefully at the percentage of debt service covered by credit tenants.

Onyekpere also expressed concern that the capital allocation to 10 key ministries as a percentage of debt service was 72.99 per cent while debt service was 84.49 per cent of the overall capital vote.

Not exact matches

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

Now let's look at the percentage of profits that may need to go to servicing debt and how much debt service could equal in terms of jobs.

Remember that in terms of «debt productivity» each additional dollar of debt has less and less impact on GDP growth as a larger percentage of the new debt has to be used to service the existing debt.

The financial intermediation service charge currently increases the ratio by around 1.4 percentage points, of which around half is attributable to housing - related debt.

The governor noted in his latest speech that the debt - service ratio, or the amount we owe as percentage of our disposable income, has held steady at around 5 per cent since the early 1990s.

The revised data including the financial intermediation service charge suggest a slightly higher debt - servicing ratio over recent years than that indicated by the RBA's earlier estimates, with the revised ratio averaging 1/4 — 1/2 of a percentage point higher over recent quarters.

Compare two households — one in 1993 and the other in 2003 — that have the same percentage of their income used in debt service, and have the same gearing ratio (level of debt as a percentage of value of house), but with the 2003 household having a debt level nearly twice as high as the 1993 household.

The Council said that while the city's debt issuance remains well below the constitutional limit of $ 98.2 billion, there are several factors that should be monitored since the city's debt service is projected to rise as a percentage of city revenues.

I favor a system where students in publicly funded institutions make a commitment: if they do well in the private sector, they will revert a certain percentage of their income to the education sector; and if they devote some years to public service, their debt will be forgiven.

Here are the top 10 districts most affected by the sharing requirement, in terms of the percentage of capital dollars each would have to share after accounting for debt service:

The debt service ratio basically indicates the percentage of income being accounted for debt repayment and the percentage leftover for household expenses and savings.

All you'll have to do is deliver a single payment to the debt consolidation agency that will take care of repaying all your debt and will only charge a small percentage or a fee for the service.

Businesses offering debt counseling or reorganization may charge substantial fees or a percentage of your debts, but fail to follow through on the services they sell.

Here is a graph created from data released by the Federal Reserve Board which shows the Household Debt Service Ratio for mortgages as a percentage of disposable personal income.

The best indicator of mortgage debt is the Federal Reserve Board's household Debt Service Ratio for mortgages, which calculates mortgage debt as a percentage of disposable personal incdebt is the Federal Reserve Board's household Debt Service Ratio for mortgages, which calculates mortgage debt as a percentage of disposable personal incDebt Service Ratio for mortgages, which calculates mortgage debt as a percentage of disposable personal incdebt as a percentage of disposable personal income.

These programs can make a huge difference when it comes for paying off student loans because, in return for agreeing to commit to public, national or charity service, a significant percentage of the overall debt with written off.

Gross Debt Service Ratio (GDS): The percentage of the borrower's gross monthly income that is used for monthly housing payments (principal, interest, taxes, heating costs, and half of any condominium maintenance fees).

Total Debt Service Ratio (TDS): The percentage of gross monthly income required to cover the monthly housing payments and other debts, such as car payments.

The ratio of those who only service only the interest on their debt fell to a record low of 6.1 %, and the household debt service ratio, a measure of obligated payment as a percentage of disposable income, fell to 14 % from 14.1 %

The gross debt service ratio (GDSR) is the percentage of the total of annual mortgage Ratio (GDSR) payment (principal, interest, taxes, heat and half of condominium common element costs, if applicable, plus secondary financing payment and ground rent if applicable) relative to annual household income.

A large percentage of these people could have avoided bankruptcy by seeking debt settlement services, consumer credit counseling or by simply utilizing debt defense options to fight their debts.

The second chart shows a related measure compiled by the Federal Reserve: the Consumer Debt Service Ratio (DSR) is the percentage of disposable personal income used to service consumer debt excluding mortgaDebt Service Ratio (DSR) is the percentage of disposable personal income used to service consumer debt excluding morService Ratio (DSR) is the percentage of disposable personal income used to service consumer debt excluding morservice consumer debt excluding mortgadebt excluding mortgages.

Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.

GROSS DEBT SERVICE RATIO Percentage of your gross income that will be used for monthly payment of principal, interest and taxes, heating and condominium fees, if applicable.

TOTAL DEBT SERVICE RATIO Percentage of the your gross income that will be used for monthly payments of principal, interest, taxes, heating and all other outstanding loans and debts.

An important measure of the ability of borrowers to service the outstanding debt load is the percentage of borrowers delinquent on their loan payments.

The GDS: Gross Debt Service is the percentage of the borrower's income that is needed to pay all required monthly housing costs (mortgage payments, property taxes, heat and 50 % of condo fees).

Chris Kesterson and the workers at Debt Settlement America, if you truly want to help the people in these three examples, please pay for them to go bankrupt, give them a legal fresh start and leave them in a safer place than where they are right now, struggling to save money for your monthly services fees, that you will continue to charge them, and to pay you a big percentage of their debts as a settlement fee.

The commenter explained that an increase in the interest rate would yield a lower maximum allowable total annual debt service amount as a percentage of annual earnings, since the monthly payment will be higher.

Total Consumer Debt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consuDebt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt service burden (interest and principal payments) on the consumer.

Economically, the key point to remember that is different today for the US than 1980 is the percentage of our budget that goes to servicing the debt.

We prefer to charge fixed fees per service or a percentage of funds recovered / debt avoided instead of a traditional hourly rate.

The ownership of shopping centers with long - term leases is wonderful because the rent stream was your debt service and the percentage clause and the residuals, your conversion rights.

I haven't looked at the exact percentages in a long time since they are not pertinent to my business model, but essentially you are permitted to spend only a certain percentage of your income on all of your combined expenses, not including the debt service on the mortgage loan that you are applying for.

The question of whether an attorney is regularly engaged in debt collection is made by courts on a case - by - case basis, with courts looking at factors such as percentage of revenue generated by the debt - collecting activities; the volume of debt - collecting activities; and whether the attorney has an on - going relationship with a collection service.

Total Debt Service (ADS) Ratio - is the maximum percentage of a borrower's income that a lender will consider for all debt repayment (other loans and credit cards, etc.) including a mortgDebt Service (ADS) Ratio - is the maximum percentage of a borrower's income that a lender will consider for all debt repayment (other loans and credit cards, etc.) including a mortgdebt repayment (other loans and credit cards, etc.) including a mortgage.

GROSS DEBT SERVICE RATIO Percentage of your gross income that will be used for monthly payment of principal, interest and taxes, heating and condominium fees, if applicable.

Lenders often look for a net worth equal to the loan amount and cash reserves at either some number of month's of debt service or some percentage of the loan amount.