Sentences with phrase «percentage of the balance transfer»

It's usually a percentage of the balance transfer amount or a fixed dollar amount ($ 10), whichever is higher.

Most credit cards charge a balance transfer fee equal to a percentage of the balance you transfer — usually around 3 %.

Most credit cards charge a balance transfer fee, which often equals a certain percentage of the balance transferred.

These fees are generally are percentage of the balance transfer amount, but without a cap on fees for a large balance transfer, they could end up being very expensive.

Many cards charge either a flat fee or percentage of any balance transfer that you process.

Not exact matches

The credit card company will then charge a percentage of the amount you transfer, usually 1 - 5 %, which may still be a better option than leaving the balance on your current card with its high interest rate.

Get a reduced annual percentage rate (APR) for the first six billing cycles plus great rates for the life of the card — on everything from purchases to balance transfers and cash advances.

The concept of a credit card balance transfer seems simple enough, but there are a number of steps involved that are critical to successfully moving money owed from a high interest credit card to one that offers a lower annual percentage rate.

Most credit cards charge for balance transfers, which is generally a percentage of the balance that you are transferring.

The balance transfer fee is typically a percentage of the amount of each transfer, so be sure to review the terms of the offer to help you determine if transferring a balance makes financial sense for you.

Annual percentage rates for regular purchases and balance transfers fall within a range of 16.24 % to 23.24 %.

Unfortunately, this doesn't apply to balance transfers but they do offer a lower percentage of 10.99 % on balance transfers within the first 14 months as long as they are completed within the first three months or so of opening your account.

Impact of individual utilization on score is hard to predict Due largely to the complex and secretive nature of the credit scoring formula, the kind of scoring information needed to accurately predict the outcome of a balance transfer, such as which percentages are considered good and bad, is simply just not available to consumers.

But credit card companies often charge a balance - transfer fee calculated as a percentage of the amount transferred.

* When you take advantage of the 2.9 % APR (annual percentage rate) promotional offer, Visa ® balance transfers will be treated as a cash advance and will accrue interest at 2.9 % APR from the time that the transaction posts until 12/31/19; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.9 % APR and subject to change.

There are different annual percentage rates (APRs) that you may pay on each amount of outstanding balances, cash advances, or balance transfers.

Transfer fee amounts are often a percentage of the total balance transferred.

The regular annual percentage rate (APR) and the balance transfer APR are both the same range of values set at 15.49 % - 19.49 %.

Starting its fees and annual percentage rates, there is an introductory balance transfer APR of 0 % which is applicable for the first 18 months.

*** Sphere Annual Percentage Rates (APRs) and Fees: 0 % introductory APR for 18 billing cycles on balance transfers made within 90 days of opening your account and 0 % introductory APR for 18 billing cycles on purchases.

You can transfer balances from your other cards and enjoy the 0 % introductory Annual Percentage Rate (APR) on these balances for 18 billing cycles if taken within the first 90 days of account opening.

0 % Intro Annual Percentage Rate on balance transfers for 18 billing cycles if taken within the first 90 days of account opening ***; After the introductory period a variable APR for balance transfers from 13.99 % to 23.99 % based on the Prime Rate and your credit worthiness.

On your monthly periodic statement we will disclose to you the total finance charge assessed for the billing period (the sum of the finance charge for cash advances and balance transfers and the finance charge for purchases and other charges including the fee described in the «International Transactions» paragraph), your daily balances for cash advances and balance transfers and purchases and other charges, the monthly periodic rates used to compute your finance charges and the corresponding annual percentage rates.

If you're on the hunt for cash back rewards or to take advantage of a 0 % introductory Annual Percentage Rate (APR) on purchases and balance transfers, Discover may have just what you're looking for.

Credit cards with 0 percent introductory rates for balance transfers are hard to pass up, but beware of fees for transferring balances, usually a few percentage points of the transferred amount.

3 PSECU Visa ® Founder's Card: When you take advantage of the 3.9 % APR (annual percentage rate) promotional offer, Visa ® Founder's Card balance transfers will be treated as a cash advance and will accrue interest at 3.9 % APR from the time that the transaction posts until 12/31/19; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15 %.

For the second stage of your proposed balance transfer option, the Card 2 and Wal - Mart balances are transferred to Card 1, which takes Card 1 utilization back up to 93 percent and the other two card utilization percentages down to zero.

2 PSECU Visa ® Classic Card: When you take advantage of the 2.9 % APR (annual percentage rate) promotional offer, Visa ® balance transfers will be treated as a cash advance and will accrue interest at 2.9 % APR from the time that the transaction posts until 12/31/19; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.9 % APR and subject to change.

Transfer fees (typically 3 to 5 % of each balance transferred) plus the introductory interest rate on the new credit card are significantly less than the annual percentage rate you're paying on your credit card balances.

Transfer fees are typically charged as a percentage of the balance being transferred, and not all cards charge them.

Attached to this proposal is a transfer fee, which is usually a percentage of your complete balance.

You're typically required to pay a one - time fee to transfer your balance with these cards, often a percentage of the amount you're transferring to the new card.

Our Visa Platinum Rewards credit card offers interest rates as low as 10.50 % Annual Percentage Rate (APR), a minimum limit of $ 2,500, and no annual or balance transfer fee.

Enjoy 18 months of 0 % Introductory Annual Percentage Rate (APR) financing on balances transferred from another card within the first 90 days after you open the account.

This involves the transfer of an existing credit card balance to another card, with the objective of capitalizing on a lower interest rate or low introductory annual percentage rate (APR).

This is often a percentage of the amount you are transferring and is usually added to the balance on the new card.

Balance transfer offers are attractive if the cards provide a 0 % annual percentage rate for a period of time.

It allows you to transfer the unpaid balance of the present credit card that offers lower Annual Percentage Rate or APR..

This Barclays credit card offers 15 months of a 0 % annual percentage rate on purchases and balance transfers made within 45 days of account opening.

Different treatment arises for the purposes of your transfer balance account depending on whether, under the payment split, the non-member spouse is entitled to either a lump sum amount or a percentage of the member spouse's superannuation income stream benefits payable from the superannuation income stream.

A certain percentage of all transactions — including purchases, cash advances and balance transfers — is put into that pool.

This card offers a 0 % Annual Percentage Rate on purchases and balance transfers for the first 15 months of card membership.

This Barclays credit card offers 15 months of a 0 % annual percentage rate on purchases and balance transfers made within 45 days of account opening.

Enjoy 18 months of 0 % Introductory Annual Percentage Rate (APR) financing on balances transferred from another card within the first 90 days after you open the account.

The card also comes with 18 months of 0 % Introductory Annual Percentage Rate (APR) financing on balances transferred from another card within the first 90 days after you open the account.

However, a repeated pattern of transferring from one balance transfer credit card to the next each time the introductory annual percentage rate expires can be a bad idea.

0 % Intro Annual Percentage Rate on balance transfers for 24 months if taken within the first 90 days of account opening.

If you plan on using either of these rewards cards for any balance transfers or cash advances, you'll pay a percentage or small fee for each transaction.

Meanwhile, the percentage of card offers advertising a 0 percent balance transfer APR remained flat this year.

These fees are generally a percentage of the balance being transferred and commonly range from 3 - 5 percent of the amount transferred, although there are some zero - fee balance transfer cards available for people with excellent credit.