A few
percentage points difference on your APR could save you hundreds or even thousands of dollars over the life of your loan.
Not exact matches
Some women shy away from jobs in fields that require long workweeks, knowing they won't have the time: a 10 percent cut in free time for women reduces their share in high - hour occupations by about 14 percent relative to men, according to the researcher's model.In total, that
difference in time spent
on at - home labor results in an 11
percentage point gender wage gap, their analysis estimates.
A quarter -
percentage -
point difference on a $ 25,000 loan is $ 3 a month, according to Bankrate's McBride.
«Since 1948, the average
difference between the year -
on - year change in inflation and fed funds has been 1.3
percentage points.
Because mortgages are such big dollar amounts — the Mortgage Bankers Association reported the average loan request in March 2017 hit an all - time high at $ 313,300 — even a fraction of a
percentage point can make a big
difference in your monthly payment and how much you will spend
on your home in the long run.
When you talk about a loan as big as a mortgage, even 1 or 2
percentage points on your interest rate makes a significant
difference.
In short, the «war
on women» rhetoric and the inopportune statements by U.S. Senate candidates Todd Akin and Richard Mourdock only resulted in a three -
percentage -
point gain in «pro-choice» sentiment» a
difference that falls within the poll's margin of error.
One frequently cited bar graph has been used to suggest, for the decade 1965 - 75, a severe diminution of seven mainline Protestant bodies by contrast both with their gains in the preceding ten years and with the continuing growth of selected conservative churches (see Jackson W. Carroll et al., Religion in America, 1950 to the Present [Harper & Row, 19791, p. 15) The gap in growth rates for 1965 - 75, as shown
on that graph, is more than 29
percentage points (an average loss in the oldline denominations of 8.9 per cent against average gains among the conservatives of 20.5 per cent) This is indeed a substantial
difference, but it does not approach the
difference in growth rates recorded for the same religious groups in the 1930s, when the discrepancy amounted to 62
percentage points.
Similarly, views among Active Research Scientists and the full AAAS sample are quite similar;
differences between the groups range from 1
percentage point to 4
percentage points on these issues.
Fifty - two percent of city charter school students were in 90 - 100 % minority schools, compared to only 34 % of traditional public school students — a
difference of eighteen
percentage points, very similar to the overall
difference of twenty
percentage points between the two sectors of schools (Table 22
on p. 63 of our report).
In ELA, students in PARCC's college - ready performance category were about 8
percentage points more likely to achieve a 3.0 GPA than students rated as proficient
on MCAS, but the
difference is not statistically significant.
On the four indicators of social disruption mentioned above, the district — charter difference in the percentage identifying a problem as serious or very serious is on average 8 percentage point
On the four indicators of social disruption mentioned above, the district — charter
difference in the
percentage identifying a problem as serious or very serious is
on average 8 percentage point
on average 8
percentage points.
Students in classrooms where laptop and tablet usage was not restricted earned the lowest scores,
on average, at 70.5 percent, a
difference of 2.4
percentage points.
Perhaps surprisingly, given the cross-regional
differences in enrollment patterns, the effects of NHRP
on degree attainment are relatively equal across regions, measuring 1.1, 1.4, and 1.6
percentage points in the West, Southwest, and other regions, respectively.
• The average
difference between the proportion of students achieving proficiency
on NAEP and state tests decreased from 30
percentage points to 10
percentage points nationwide, which the authors describe as «a dramatic improvement over the previous two - year period (2011 - 13), in which the
difference dropped only from 35 to 30 percent.»
The estimated impact of the voucher offer
on college enrollment was roughly 5
percentage points greater for African American students than for Hispanic students, raising the question of why such a
difference is observed between these two groups, both of which came from socioeconomically disadvantaged families.
Looking at the SAT and ACT performance of high school graduates by racial group, the
percentage changes (about 5
percentage points from the third year
on) are similar among white, black, and Hispanics, but the
differences in impact relative to the prior performance of each group are sizable.
The state does not hand out awards based
on decimal -
point differences among schools; officials reward a previously set
percentage of top - ranking schools.
If one country's test - score performance was 0.5 standard deviations higher than another country during the 1960s — a little less than the current
difference in the scores between such top - performing countries as Finland and Hong Kong and the United States — the first country's growth rate was,
on average, one full
percentage point higher annually over the following 40 - year period than the second country's growth rate.
Across all five satisfaction indicators, the
differences are,
on average, 8, 5, and 11
percentage points for parents of children at the three age levels, respectively.
The
difference between the
percentage of National School Lunch Program eligible White students scoring Proficient and Above
on the NAEP mathematics assessment and those from more prosperous families scoring at that level was 31
points.
Comparing Noble high schools only to other charter schools and adjusting for other
differences in students» background produces an estimated Noble effect of 13
percentage points on college enrollment — a large, significant
difference.
But at those three, they found that KIPP's fifth - graders scored significantly higher
on California Standards Tests than non-KIPP fifth - graders, with the
difference ranging from 6 to 33
percentage points.
The lack of teachers of color in classrooms was a problem that CAP first highlighted in the 2011 report «Teacher Diversity Matters,» which included a new approach — the teacher diversity index — that ranked states
on the
percentage -
point difference between teachers of color and students of color.
Former University of Tennessee researcher William Sanders found students who scored at about the same level
on state math tests in third grade had score
differences of as much as 50
percentage points on sixth grade tests after having less qualified teachers.
n The report highlights data such as fourth grade reading scores, eighth grade math results and Kentucky's college - and career - readiness results showing a 30
percentage -
point gap between students based
on English language proficiency, a 25
percentage -
point gap between African American and white students, a 20
percentage -
point gap based
on identified learning
differences and also family income, and a 10
percentage -
point gap between Hispanic students and their white peers.
For instance, here in Central Texas, there is an incredible 50
percentage point difference (93 % versus 43 %) in passing rates
on the English II End of Course Exam for non-low income young women versus our low - income black and Hispanic boys.
This index ranks states
on the
percentage -
point difference between the
percentages of nonwhite teachers and nonwhite students.
Given these trends, we decided to revisit the issue of teacher diversity, and we calculated again our groundbreaking «Teacher Diversity Index,» an approach we pioneered in our first paper that ranks states
on the
percentage -
point difference between teachers of color and students of color.
The
differences in school performance levels were pronounced in many cases: The
difference in performance between a closed and newly assigned school's policy
points — the district's school accountability policy — was 21
percentage points,
on average.
Instead, Eden cobbled together a «distribution - of -
differences» analysis in which any change of 15
percentage points on each of the questions represented «a substantial shift» in attitudes
on school safety, especially for each school in the district.
And since you're probably wondering, we should
point out that by distributing your book to these sites, you have to agree to sell the book for the same price everywhere, so you can't sell your book for $ 2.99
on Amazon and more
on BN.com to make up the royalty
percentage difference.
And if you look at a common gauge of future inflation expectations — the
difference between the yield
on long - term Treasury bonds and that of Treasury Inflation - Protected Securities, now about 1.8 to two
percentage points — investors apparently believe inflation will continue to mosey along at a relatively sluggish rate well into the future.
Depending
on how much money you borrow, even one
percentage point can make a big
difference in your overall repayment amount.
The
difference of a few
percentage points, especially for longer loans, can result in spending thousands more
on interest over the life of a loan.
The itemized deduction for state income tax can be used against ordinary income that's taxed at 39.6 %, which means the effective rate of tax
on the capital gain under the regular income tax could be about 16 % versus 27 % in the AMT calculation, producing a
difference of eleven
percentage points.
The
difference isn't huge — anywhere from a quarter - to a full -
percentage point — but
on a long - term loan, the lower interest rate can be a significant
difference in the cost.
Even just reducing fees by half a
percentage point instead of a full
percentage point makes a big
difference over time
on a straight - line basis.
On average, the 60 - year SWR are more than a full
percentage point below the 30 - year SWR (below the 45 - degree line), but in the region where it really matters, when the SWRs are low, the
difference is «only» about 0.5 %.
The
difference between the lowest available rate and the maximum available rate
on the majority of Discover cards advertised online is now 12
percentage points — which is significantly higher than the minimum APR it offers to cardholders with the best credit.
This gender
difference on the contribution required from lifestyle changes is particularly large in the U.S. (18
percentage points), Canada (15
points), the UK (14
points) and Australia (14
points).
Both the YPIC study and the adult Partners - in - Care Study52 achieved a roughly 10
percentage -
point difference in the
percentage of patients falling in the clinically significant range
on the CES - D as well as achieving clinically meaningful improvements in mental health - related quality of life.
A decomposition methodology examined the contribution from different sources in explaining the SES gradient in early cognitive outcomes.34 Similar to the methodology used in the UK Millennium Cohort Study, we focus
on the quintile 1 — quintile 5 (Q1 — Q5) and quintile 1 — quintile 3 (Q1 — Q3) gaps and calculate the percentile
points and the
percentage of the raw gaps explained by each candidate explanatory factor and each domain of factors.2 This was done by taking the product of the mean gap in each explanatory factor (mean
difference between Q1 — Q5 and Q1 — Q3) by the β coefficients from linear regression models that predict reading and math ability from SES and all candidate explanatory factors.
Statistically significant
differences of around 10
percentage points were found
on each individual type of support with the exception of buying toys or equipment where the
difference was 5
percentage points.
More Men than Women Report Saving Progress
On 12 separate questions on various financial well - being indicators, men's responses were more positive than women's responses, with differences ranging from five to thirteen percentage point
On 12 separate questions
on various financial well - being indicators, men's responses were more positive than women's responses, with differences ranging from five to thirteen percentage point
on various financial well - being indicators, men's responses were more positive than women's responses, with
differences ranging from five to thirteen
percentage points.