Sentences with phrase «percentage point higher»

That average is more than a quarter percentage point higher than just six months ago.

Chase continued to offer some credit card applicants an APR of 20.24 percent on the BP Visa, which is 1 percentage point higher than the card's lowest available rate.

They're roughly a full percentage point higher today than the 3.44 % low of Dec 2012.

Fact: According to CreditCards.com, on average females received interest rates half a percentage point higher than men in 2012.

Unfortunately, jumbo loans seem to have a hard 20 % downpayment requirement and higher interest rates (around half a percentage point higher, from what I've seen) than conforming loans.

Interest rates for renovation loans are usually one - eighth to one - quarter of a percentage point higher than they are for a conventional mortgage because these loans are riskier for the lender.

Interest rates on conforming 30 - year fixed - rate mortgages were unchanged at 4.23 percent last week, while average mortgage rates on other types of 30 - year loans MBA track were 0.03 percentage point to 0.04 percentage point higher than the prior week.

FHA loans have interest rates that are usually only half a percentage point higher than regular mortgage rates.

Last year at this time, the rate was almost a percentage point higher at 4.71 percent.

For example, a 30 - year fixed mortgage rate may be one percentage point higher than say a 5/1 ARM, but the borrower who goes with the fixed loan is banking on payment stability in exchange for a higher upfront cost.

Some analysts reckon that when the program is fully underway it could make fixed - rate mortgages perhaps a quarter percentage point higher than they would otherwise be in «normal» market conditions, so the effect on mortgage rates should be only modest.

Even at a full percentage point higher than where they are now, interest rates still would be well below long - term norms.

Over the past 15 years, the Vanguard fund's performance was almost one full percentage point higher than the average REIT fund.

Experts predict that rates will increase by the end of 2017 and will be about three - quarters of a percentage point higher, at 4.5 %, by the end of 2018.

For instance, a borrower with an LTV ratio of 95 % may be approved for a new mortgage, but the interest rate may be up to a full percentage point higher than a borrower with an LTV ratio of 75 %.

But guarantees cost money, so most seg funds charge annual fees at least a half a percentage point higher than comparable mutual funds.

In fact, when Jason Heath ran the numbers with an annual average rate of return of 5 % — just one percentage point higher than Lamontagne's conservative 4 % rate — he found that the couple will never run out of money, even if they choose to spend more than $ 72,000 a year.

But after considering the impact of taxes, the taxable - equivalent yield (the return required on a taxable bond to make it equal to the return of a tax - exempt bond) of municipal bonds was a full percentage point higher, at 3.75 %, for investors in the highest (37 %) tax bracket.

«Interest rates for 30 - year fixed mortgages are now almost a half percentage point higher than the record low set in mid-November,» says Frank Nothaft, Freddie Mac's chief economist, Freddie Mac, «which for a $ 200,000 conventional loan amounts to $ 50 more in monthly payments.»

Even just last year mortgage rates were over half a percentage point higher than they are right now, and refinancing can lead to substantial long - term savings.

Referencing NHTSA's latest seat belt use survey, Administrator Strickland also noted that the national seat belt use rate is slowly climbing toward full compliance, reaching an all time record of 85 percent in 2010, a full percentage point higher than in 2009.

Joe in finance was also great to work with, when our loan came in at a half percentage point higher then what our credit union quoted, he made sure and shopped our loan around to get that half point back!

The leavers were replaced by even more joiners, as they have been every year since 2011, and the rate of teachers leaving is only one percentage point higher than it was four years ago.

The percentage of Ferguson - Florissant's black children condemned to the top five special ed categories is just three - tenths of a percentage point higher than the 9.5 percent of kids in St. Louis» perpetually - failing traditional district labeled in the top five special ed categories.

Ferguson's rate of graduates heading to higher ed institutions of 67 percent is only a percentage point higher than that for St. Louis.

In English, 81 % of pupils reached the expected level and in maths 80 % reached this level - both one percentage point higher than last year.

As well as publishing the test results, the assessments of teachers have also been published - and these show the same figure as the test results for English and one percentage point higher for maths.

The district's English learners reclassification rate in the 2016 school year was 14 percent, 1 percentage point higher than the state's 13 percent.

The district's English learners reclassification rate in the 2016 school year was 14 percent, 1 percentage point higher than the state's at 13 percent.

If one country's test - score performance was 0.5 standard deviations higher than another country during the 1960s — a little less than the current difference in the scores between such top - performing countries as Finland and Hong Kong and the United States — the first country's growth rate was, on average, one full percentage point higher annually over the following 40 - year period than the second country's growth rate.

The food and non-alcoholic beverage group also recorded a year - on - year inflation rate of 6.7 percent, a 0.6 percentage point higher than the March rate.

Unemployment in the Binghamton area in June stands at 5.4 percent, an increase from 5.2 percent in the last 12 months and nearly a full percentage point higher than the state average.

Unemployment in upstate rose to 8.5 percent in August, close to one percentage point higher than during August 2011, according to a new report from the New York State Department of Labor.

That's one percentage point higher than what residents paid during the market's previous peak — and way above the 26 % nationwide average.

But after considering the impact of taxes, the taxable - equivalent yield (the return required on a taxable bond to make it equal to the return of a tax - exempt bond) of municipal bonds was a full percentage point higher, at 3.75 %, for investors in the highest (37 %) tax bracket.

Official wage data also show ongoing strength in public - sector wage growth and a significant rise in wage growth in education: the WPI measure of public - sector wage growth increased by 4.2 per cent over the year to December, almost 1 percentage point higher than the equivalent private - sector wage series.

The revised data including the financial intermediation service charge suggest a slightly higher debt - servicing ratio over recent years than that indicated by the RBA's earlier estimates, with the revised ratio averaging 1/4 — 1/2 of a percentage point higher over recent quarters.

The 0.3 percentage point increase in headline CPI between December and January largely reflected the 0.25 percentage point higher contribution from energy prices as they swung from a decline in December to an increase in January.

In year ended June 30, 2014, gross domestic product (GDP) grew 6 %, half a percentage point higher than projected last April by the Asian Development Bank's Outlook (ADO) 2014.

On average, high - quality corporate bonds currently have yields that are at least one percentage point higher than Treasury bonds.

The New Orders Index registered 60 percent, 0.5 percentage point higher than the reading of 59.5 percent in March.

Had this economic cycle been similar to 2001, unemployment might already be lower than 5 percent and gross domestic product growth could be a half - percentage point higher — and there would be a lot more U.S. debt issued.

Currently, 22 % of consumers say they have bought Tide in the last 30 days, one percentage point higher than where it reached after the Super Bowl.

«They're very closely aligned with our forecasts,» said Brett House, the deputy chief economist at Scotiabank, where the prediction for Canada is one - tenth of a percentage point higher than what the IMF projects.

Mortgage rates are not historically high today, but they are about half a percentage point higher since the start of this year and are clearly on an upward trajectory.

If rates stay elevated into May, rates on new government loans will be about eight - tenths of a percentage point higher than they are today.

A one percentage point increase in the growth rate of productivity has been associated with between two - thirds and one percentage point higher growth in median worker compensation in the period since 1973, and with between 0.4 and 0.7 percentage points higher growth in production / nonsupervisory worker compensation.

«The global unemployment rate would remain broadly constant during the next five years, at half a percentage point higher than before the crisis,» the ILO said.

By this time next year, short - term rates might be a full percentage point higher than today.

The bonds of iHeartMedia have long been in the basket of «distressed debt,» meaning their prices have fallen so far to where their yields are at least 10 percentage points higher than equivalent Treasury yields.