Sentences with phrase «percentage point premium»

To offset those potential losses, investors are demanding a 5.5 percentage point premium over government bonds to buy these high - risk bonds.

Given that those bonds yield a 1.5 percentage point premium over government bonds (which have a default risk close to zero), a corporate bond investor is likely to be left with a one percentage point advantage over government bonds after accounting for the risk of loss.

Not exact matches

According to the CIBC study, which examined various reports that have attempted to compute an annualized average «return on investment» on education and found stark divergences depending on the field of study, the university premium over college has also narrowed and now comes to 0.7 percentage points.

Masters degrees or PhDs signal more specialized skills than a bachelor's degree, but that hardly translates to unemployment statistics, with the jobless rate premium falling to just 0.5 percentage points.

Preferred personal auto's underlying loss ratio improved 3.6 percentage points to 70.1 percent, driven by improved frequency and higher average earned premium slightly offset by higher severity.

The mortgage risk premium has, especially since the late 1980s, remained near 1.60 percentage points.

The figure also suggests that, with some modest volatility, the mortgage risk premium has remained near 1.60 percentage points since the late 1980s, except for a noticeable increase during the Great Recession.

The CPP premium rate hike for most proposed reforms is about 3 percentage points on top of the current 9.9 per cent rate.

A good example of this is that our bond yields are now virtually the same as US bond yields, whereas five years or 10 years ago it was not uncommon for the gap to be as high as five percentage points; some of this was a risk premium and some of it reflected our higher inflation.

«That has brought about the re-emergence of the economy category, which is a larger percentage of the overall beer business now, especially for us considering at one point in time 95 percent of our business was coming from the premium category and above,» he notes.

For men who command a premium due to high incomes or great looks, it may be higher by a few percentage points.

It works like this: the insured's account is reviewed on regular intervals and, if there are no outstanding issues that would otherwise cause the premium to rise, discounts are added and the premium is lowered by a few percentage points.

Let's say the risk - free rate of return is 1 %, the market itself is expected to return 4 percentage points more than the risk - free rate (so the market's risk premium is 4 %), and a stock has a beta of 1.5, which makes it more risky than the market.

Once fully phased in, CPP premiums would rise by 1 percentage point each for employers and employees.

It calls for a three - percentage - point hike in premium rates for employers and employees equally from the current 4.95 per cent.

In addition to your down payment and possibly a mortgage insurance premium, your lender might require you to pay points, which are an upfront percentage of the loan, at closing.

These new MIP rates would have reduced the annual premiums by a quarter of one percentage point, bringing them in line with what rates were prior to pre-housing crisis levels of 2008.

He pointed to the considerable growth in premiums — indeed, he was near the top in the industry in percentage terms.

To be honest I don't know what would be the right rate to adjust the premiums upwards, but if we assume constant level of premiums until the number of policies go down by half (say 2017), the IRR drops by a couple of percentage points.

In fact, the premium given to these riskier securities has fallen steadily from 9 percentage points in yield earlier this year to just above 5.

Good direct CDs seem to be the best ticket for that, considering that my average yield premium over Treasuries of same maturity is over 1 percentage point (e.g., CD at 3 % if Treasury yield at 2 %) for CDs bought over the last 6.5 years.

He said the premium so far been around 0.25 of a percentage point on five - year fixed rates.

The average junk bond risk premium is 4.55 percentage points over comparable Treasury yields, and this has helped buffer high yields somewhat from rising Treasury rates.

Fees and costs that may be bundled into the annual percentage rate are the origination fee, discount points, closing costs and the cost of mortgage insurance premiums.

On Dec. 27, the Department of Housing and Urban Development announced that premium rates for mortgage insurance on loans backed by the Federal Housing Administration would drop by a quarter of a percentage point, bringing them in line with what rates were before the housing crash.

Does that mean that we should expect history's 2.5 percentage point excess return or the 5 percent premium that most investors expect?

Until then your policy usually will pay out all the premiums you paid into it along with a few percentage points added to it if you pass away before the waiting period.

If the policy is cancelled (lapsed or surrendered) at a point prior to the end of the term, a designated percentage of the premiums paid may be returned to the policy owner.

If the cost of the premiums sound high per month, ask how much you can save by paying annually, and sometimes even by credit card for extra earned points or percentage off.

During the first few years, your coverage amount (death benefit) is only the premiums you have paid into the policy + a few percentage points.

It may make the annual premium better by several percentage points and put some money back in your pocket, or the savings may be minimal.

Your insurance company might also knock a couple percentage points off your vehicle insurance rates if you are a long - term policyholder with the company or if you pay your premium in full instead of on a monthly basis.

Full freedom to redirect future premiums or change your premium allocation percentages from that point onwards

They might add 25 % (give or take some percentage points) to your total annual premium.

RealPage lease - transaction records show the average rent roll premium for an urban apartment property compared to a top - end suburban counterpart has eroded by 9 percentage points on a same - store basis over the last five years.

At the hearing, Carson also said he wasn't briefed by the Obama administration before its decision on Monday to cut premiums the FHA charges by a quarter of a percentage point.

The premium reduction is not huge — just one quarter of 1 percentage point off the previous charge — but it will lower FHA monthly mortgage payments at a time when the rest of the market is trending costlier because of rising interest rates.

In his first hour in office, the.25 percentage point rate cut on mortgage insurance premiums for loans backed by the Federal Housing Administration (FHA) was removed, setting the table for what should be an interesting presidential term for real estate policy.

The FHA recently announced it will raise annual insurance premiums for most new mortgages by one - tenth of a percentage point and most borrowers will be required to pay mortgage - insurance premiums throughout the life of a loan, rather than stopping payments when the outstanding principal balance reaches 78 percent of the original principal balance.