With the exception of California, under Waiver of Premium, total disability is defined as: (1) during the first two years of total disability, the insured is unable, due to sickness or injury, to perform any of the duties of his or her regular occupation; (2) after the first two years of total disability, the insured is unable, due to sickness or injury, to
perform any gainful work for which he or she is reasonably fitted by education, training, or experience.
Not exact matches
To qualify for disability benefits, a worker must demonstrate the inability to
perform substantial
gainful activity.
Totally disabled means the insured is unable to
perform the substantial and material duties of a regular occupation, and the insured is under the care of a physician and is not working in any other
gainful occupation.
«Substantial
gainful activity» is a level of work
performed for pay or profit that involves doing significant physical and / or mental activities.»
Your impairment must also be severe enough to prevent you from
performing any «substantial
gainful activity» or, in other words, the work that you were doing when you became disabled or any other work.
To qualify for disability benefits, a worker must demonstrate the inability to
perform substantial
gainful activity.
Disability means diagnosed health problem (s) that prevents you from
performing substantial
gainful employment.
SSD / SSI benefits are granted based on your residual functional capacity to
perform substantial
gainful employment.
Any occupation definition of disability means you can not
perform the substantial and material duties of any
gainful employment.
Refusal to seek
gainful employment when there's no agreement for the person to stay home and
perform household or parental responsibilities