Sentences with phrase «peril under the policy»

Any loss due to a covered peril under the policy is likely to result in you have additional costs.

The Appeal Court was asked whether Precision's liability for the release of pollutants, which was not a covered peril under the policy, could nonetheless still result in coverage if a concurrent cause of the damage was a covered peril.

Fire is a covered peril under all policies.

Burst pipes are a covered peril under your policy.

Not exact matches

Theft is a renters insurance peril that's covered under your policy.

Damage to personal property from a fish tank may be covered under the perils named in the policy, but here again you'll find quite a bit of variance between underwriters.

If a civil authority prohibits you from use of the «residence premises» as a result of direct physical damage to neighboring premises caused by a Peril Insured Against under this policy, we cover resulting

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

The policy covers most consequential losses resulting from covered perils, but Ebola is not a covered peril under a standard renters insurance policy.

If the flow or spew of lava starts a fire, which then catches your house on fire, there may be coverage under the peril of fire on your renters or homeowners policy.

Your home insurance policy's declaration page will explain which perils are covered or excluded under your current policy.

If, however, a wild elephant tramples your new laptop while you're sitting on your porch with your morning coffee, that could be covered under an open perils policy but might not be under a named perils policy.

While weight of ice and snow is a covered peril under both the HO - 4 and the HO - BT policies, motor vehicles are not covered.

The land under your house isn't at risk from theft, windstorm, fire and the other perils covered in your homeowners policy.

In other words, the exclusions on an open perils renters insurance policy mostly fall under the broad category of «If you suffer that kind of loss, you've many more grave concerns than insurance coverage.»

However, most homeowners insurance policies cover the following perils under dwelling coverage:

Therefore, the following perils are covered under HO - 8 policy:

Both are covered perils under a renters insurance policy, and will allow you to make a loss of use claim.

Under personal property, what's covered is losses to your property due to perils named in the policy.

Your renters insurance covers you for a loss caused by a peril named in the policy (or in an endorsement), but you have duties as well under the policy.

The perils insured against under the policy are the list of things that you're covered against.

Personal property coverage under your home insurance policy would not cover you in that case since it's not a listed peril.

It's loss or damage to personal property that's covered under the policy and which is caused by a covered peril.

While that may indicate that they have some deeper issues and you're better off without them anyway, that vandalism can be covered under your renters insurance in Arlington — and anywhere else, since it's a standard peril named on most renters insurance policies.

Such things may well be covered perils under your Lancaster Renters Insurance policy.

While you're obligated to know generally what's in the policy, and it's your responsibility to have read the policy in full, you do not need to be prepared to tell the adjuster under which peril you'd like to make a claim.

If, however, a wild elephant tramples your new laptop while you're sitting on your porch with your morning coffee, that could be covered under an open perils policy but might not be under a named perils policy.

Your personal property, of course, is covered, since fire is a covered peril under that section of the policy.

Ultimately, here's the important takeaway: With a named perils policy, it's up to you to prove that the loss is covered under one of the events named in the policy.

Theft is a covered peril under most commercial property policies.

Coverage is only applicable if there is an insured peril under the direct damage policy to which the endorsement is added.

(The other type of policy, «all risk,» covers any peril that's not listed under «exclusions.»)

Though there is coverage for this peril in most comprehensive homeowner policies — it is strictly outlined in almost all polices under its Insuring Agreements to limit the coverage in this typical wording:

The reason for listing a peril on your policy is so that the insurance company can be clear in legal terms for what they will be held responsible when it comes to making payments or releasing benefits under your contractual agreement.

This is a result of the general and open coverage you will typically receive under an open perils policy.

Insurance carriers may place some restrictions on the type of coverage that is offered under an open perils policy.

That means if you lost your engagement ring in, say, a flood after a hurricane, it would not be covered under your homeowners policy because it was due to rising water, which is a peril covered only by flood insurance.

Although some home, condo insurance, and renters insurance policies may include coverage for pets under the special limits in contents or «personal property» section of the policy, the coverage is usually limited to specified perils, and subject to exclusions.

Named perils are the parts of your coverage that refer to specifically named risks and eventualities under which you may make a claim against your insurance policy.

For example, the cost of cleaning up water from a burst pipe is covered under the policy because water damage from a burst pipe is a covered peril.

Under a named perils policy, the burden of proof is on the insured.

Under the general terms of HO - 6 condominium owner coverage, your policy should cover your personal property from 16 perils:

Standard dwelling insurance will cover many of the same perils covered under your homeowners insurance policy such as:

«And it's not limited to certain perils — for example, if you lost your engagement ring down the sink, your homeowners or renters policy would not cover that incident, but losing your ring is covered under a valuable personal property policy.»

Coverage for theft is included under the «comprehensive» or «specified perils» part of your auto insurance policy.

Each policy will have its own set of provisions outlining the exact covered perils under comprehensive insurance, so it is important to make sure you speak with your insurance agent prior to filing a claim.

Damage to vehicles caused by wind is also usually covered under comprehensive, or all perils, optional policy coverage.

These expenses are covered only if they are incurred due to physical damage to covered property by a peril insured under your policy.

However, other perils which are covered under your home insurance policy such as windstorm, hail etc if causes damage or allows water inside the building will be considered for claim.

This is another peril covered under the comprehensive part of your insurance policy.