Sentences with phrase «perils insured against»

One of the perils insured against with respect to your personal property is «riot or civil commotion.»
Many tenants think most of the perils insured against are not likely to happen to them.
The perils insured against under the policy are the list of things that you're covered against.
In a nutshell, it replaces the perils insured against section of your policy with language to the effect of «We insure against risk of direct physical loss to your property.»
You'll find it in the «perils insured against» section of the policy document.
The list of perils insured against includes «Riot Or Civil Commotion,» along with theft, fire, and smoke.
See renters insurance perils insured against for more information.
It should contain a definite time limit, should be in writing, and clearly designate the company in which the risk is bound, the amount and the perils insured against, as well as the type of insurance.
You'll find it in the «perils insured against» section of the policy document.
The perils insured against under the policy are the list of things that you're covered against.
In a nutshell, it replaces the perils insured against section of your policy with language to the effect of «We insure against risk of direct physical loss to your property.»
See renters insurance perils insured against for more information.
If a civil authority prohibits you from use of the «residence premises» as a result of direct physical damage to neighboring premises caused by a Peril Insured Against under this policy, we cover resulting
If a civil authority prohibits your use of the residence because of direct damage to a neighboring premise by a peril insured against, coverage is available for additional living expenses.
The key is «if the failure results in a loss from a Peril Insured Against, on the residence premises,» there could be coverage.
We consider questions as to the proper construction of insurance policies, which may raise issues as to the identification of fundamental terms, the peril insured against and the proper subject matter of the contract.
If a civil authority prohibits you from use of the «residence premises» as a result of direct physical damage to neighboring premises caused by a Peril Insured Against under this policy, we cover resulting
If a civil authority prohibits your use of the residence because of direct damage to a neighboring premise by a peril insured against, coverage is available for additional living expenses.
The technical answer to what is loss of use coverage on Manhattan, NY renters insurance is «If a loss by a peril insured against under this policy to covered property or the building containing the property makes the residence premises not fit to live in, we cover at your choice either of the following:... any necessary increase in living expenses incurred by you so that your household can maintain its normal standard of living; or... the fair rental value of that part of the residence premises where you reside...»
The key is «if the failure results in a loss from a Peril Insured Against, on the residence premises,» there could be coverage.

Not exact matches

Owners of private commercial buildings are required to insure them against fire and allied perils, as per Sections 183 and 184 of the Insurance Act 2006, (Act 724).
This changes the policy in such a way as to remove the list of covered perils and replace it with the words «We insure against risk of direct physical loss or damage...» followed by a few obvious exclusions such as nuclear war.
If you like, you can even endorse your The Village At Fox Creek to cover open perils, which insures against risk of direct physical loss by any cause, subject to exclusions such as nuclear hazards and intentional acts.
If a loss is caused by a peril not insured against, there is no coverage.
An open perils policy is endorsed to have language similar to «We insure against risk of direct physical loss to property covered by the policy.»
The best part is that you can insure your liability and your belongings against many perils, including fires caused by neighbors lacking common sense, for just a few dollars a month.
If you have the «Enhanced Home Package» on your renters insurance the perils named in the policy, such as fire, are replaced with verbiage along the lines of «We insure against risk of direct physical loss».
For example, if you like going off - road, you can purchase additional peril coverage that insures your motorcycle against damages that may occur when you ride in those conditions.
What's being insured against are perils that you do not have control over, you're not insured for your own acts.
These perils are common enough that they're worth insuring against and cause major enough losses to be devastating.
Open perils coverage insures against «risk of direct physical loss» to the property in question.
HO - 3's hazard insurance — the part of a homeowners policy that covers damage to your home's structure — insures against damage from «open perils
HO - 2 Broad: in addition to the basic perils, insures you against things like the weight of ice and snow, falling objects, and the sudden freezing of plumbing appliances.
The Supreme Court of Canada, and other Canadian appellate courts have since the 1970s held that covenants to insure, in leases or construction contracts, bar claims by covenantors for loss or damage to the subject property by perils to be insured against, due to the negligence of covenantees.
Named perils or hazards, policies name the specific perils or hazards the policy insures against.
It protects all parties involved in a project against physical damage to insured property caused by a covered peril.
The perils you want to insure against and the extent and value of the contents will also help determine the cost.
This insurance coverage protects building owners against loss of income when rentals have been interrupted or rental value has been impaired by the occurrence of any of the insured perils.
Insure against numerous perils such as hurricane, theft and flood.
Usually the open perils wording is to the effect of «We insure against risk of direct physical loss...» meaning that open perils doesn't keep you tied to the same list of covered events as named perils would.
HO - 2 Broad: in addition to the basic perils, insures you against things like the weight of ice and snow, falling objects, and the sudden freezing of plumbing appliances.
HO - 3 Special: insures your dwelling against every peril except flood, earthquake, war, nuclear accident, and others specified in your policy.
An open perils policy is endorsed to have language similar to «We insure against risk of direct physical loss to property covered by the policy.»
Reinstatement Value Clause (Applicable for Section C): On payment of additional premium, the Company shall compensate the Insured Educational Institute for cover against fire and allied perils on reinstatement value basis i.e. there would not be any deduction for depreciation while settling claims.
How much is renters insurance going to cost me in upstate NY, where the weight of snow and ice is a realistic peril to insure against?
This changes the policy in such a way as to remove the list of covered perils and replace it with the words «We insure against risk of direct physical loss or damage...» followed by a few obvious exclusions such as nuclear war.
To insure your belongings against earthquakes, you must buy additional coverage called a rider that extends your policy to include this peril.
Whether you rent a house, condominium or loft in the Omaha area, you need a way of insuring your property against the perils that could easily destroy your accumulated wealth.
For under $ 200 a year, renters insurance will insure your personal belongings against the same perils a homeowners policy would.
This motor policy covers you against the third party liability plus insures your vehicle against the loss or damage arising out of the covered perils.
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