Sentences with phrase «perils under coverage»

Choosing only a single cover requires you to pay the lesser premium amount and the premium amount increases as you include more accidental perils under coverage.

Not exact matches

Fire is a covered peril under contents or personal property coverage on your renters insurance.

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

If the flow or spew of lava starts a fire, which then catches your house on fire, there may be coverage under the peril of fire on your renters or homeowners policy.

In other words, the exclusions on an open perils renters insurance policy mostly fall under the broad category of «If you suffer that kind of loss, you've many more grave concerns than insurance coverage.»

However, most homeowners insurance policies cover the following perils under dwelling coverage:

We suppose an argument could be made for coverage to tenant property damaged by gunshots under the peril of vandalism or malicious mischief, but that would work only if the shots were fired «for fun» or just to cause damage.

To find out more about what is covered under Dayton renters insurance, or under what circumstances bullets might be a covered peril, call [phone] or click to get covered - whether you need Ohio renters insurance quotes online or coverage anywhere else!

Personal property coverage under your home insurance policy would not cover you in that case since it's not a listed peril.

The major exception to coverage under the peril of vandalism or malicious mischief is a vacant dwelling.

The Appeal Court was asked whether Precision's liability for the release of pollutants, which was not a covered peril under the policy, could nonetheless still result in coverage if a concurrent cause of the damage was a covered peril.

Travel insurance provides coverage for particular perils that occur on your trip under which it will pay out claims.

Though there is coverage for this peril in most comprehensive homeowner policies — it is strictly outlined in almost all polices under its Insuring Agreements to limit the coverage in this typical wording:

This is a result of the general and open coverage you will typically receive under an open perils policy.

Insurance carriers may place some restrictions on the type of coverage that is offered under an open perils policy.

An individual or business, who requires coverage for any excluded event under all risks may have the option to pay an additional premium, known as a rider or floater, to have the peril included in the contract.

Although some home, condo insurance, and renters insurance policies may include coverage for pets under the special limits in contents or «personal property» section of the policy, the coverage is usually limited to specified perils, and subject to exclusions.

Named perils are the parts of your coverage that refer to specifically named risks and eventualities under which you may make a claim against your insurance policy.

One confusing part of auto insurance comprehensive coverage which is unlike all the rest of the insured perils under comprehensive insurance is the coverage for hitting an animal.

Under the general terms of HO - 6 condominium owner coverage, your policy should cover your personal property from 16 perils:

You'll have coverage for damage resulting from perils like fire, theft, and water damage under your New York Renters Insurance offered by Effective Coverage.

This is a rare situation where we can find coverage under two perils concurrently, instead of just one.

Damage to vehicles caused by wind is also usually covered under comprehensive, or all perils, optional policy coverage.

Renters insurance liability is on an open perils basis, which means that generally anything not excluded (like criminal acts) is covered under your renters insurance liability coverage.

The coverage is categorized under ten different headings, which are as follows: Fired Allied Perils, Burglary and Robbery, All Risk (Jewellery and Valuables), Plate Glass, Electronic Equipment, Electrical Mechanical Breakdown of Domestic Appliances, Personal Accident, Baggage Insurance, Workmen's Compensation, and Public Liability.

It comes with coverage for your personal belongings under named perils.

Collapse is a peril listed under «additional coverage».

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

While that peril is perhaps not intended for a loss of this type, let's take a look and see if there would be coverage under that peril.

However, most homeowners insurance policies cover the following perils under dwelling coverage:

Fire is a covered peril under contents or personal property coverage on your renters insurance.

This mostly affects those who happen to live in these problem areas, but one may notice that neither floods nor earthquakes fall under the list of named perils that are covered by this renters insurance policy unless obtain quotes for a California renters insurance policy and specifically request that coverage.

If there's a basement window below your roof, and the ice were to slip off the roof, break the window, and cause damage to your personal property, coverage could be afforded for that loss, as well, likely under the weight of snow and ice peril rather than the falling objects peril.

If you need higher limits of coverage, or if you want a low amount of personal property coverage on your renters policy, or even if you just like to have the ring insured separately under an open perils form, the personal articles floater is the way to go.

Personal property coverage under your home insurance policy would not cover you in that case since it's not a listed peril.

The technical answer to what is loss of use coverage on Manhattan, NY renters insurance is «If a loss by a peril insured against under this policy to covered property or the building containing the property makes the residence premises not fit to live in, we cover at your choice either of the following:... any necessary increase in living expenses incurred by you so that your household can maintain its normal standard of living; or... the fair rental value of that part of the residence premises where you reside...»

Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.

In other words, the exclusions on an open perils renters insurance policy mostly fall under the broad category of «If you suffer that kind of loss, you've many more grave concerns than insurance coverage.»

We suppose an argument could be made for coverage to tenant property damaged by gunshots under the peril of vandalism or malicious mischief, but that would work only if the shots were fired «for fun» or just to cause damage.

Named perils coverage compensates you when property damage is a result of an event listed on the policy, while open perils coverage compensates you under nearly any circumstance.

That means that you don't have to find coverage under the fire peril when your property is still inside as the wrecking ball comes down.