Sentences with phrase «period at an interest rate»

The loan will cover a 20 - year period at an interest rate of 4 percent.
Capitalized interest is calculated during this six month period at the interest rates shown.

Not exact matches

The simplified explanation for this aberrant investing disaster was a dramatic rise in interest rates during the period: Rates on long - term government bonds went from 4 % at year - end 1964 to more than 15 % in rates during the period: Rates on long - term government bonds went from 4 % at year - end 1964 to more than 15 % in Rates on long - term government bonds went from 4 % at year - end 1964 to more than 15 % in 1981.
With interest rates at sustained record lows, there has never been a better period for governments to borrow money to pay for new transit, schools and hospitals — an opportunity the U.S. government has mostly missed.
Imagine their surprise when investors in a small business I once worked for received the company's internal loan repayment spreadsheet, showing that the business owner was pulling out bucks by paying his family exorbitant interest on loans while investor loans were repaid at rock - bottom rates over as long a time period as possible.
Earned awards for each completed performance period will be credited to a book account and will earn interest at a contractually defined annual rate until the award is paid.
EverBank offers a higher introductory interest rate for the first year of 1.50 % APY, which drops to 1.15 % APY (or increases, depending on the account balance) at the end of the introductory period.
Loans under the new credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.
Moderate interest rates were associated with a whole range of subsequent returns over the following decade, and we know that those outcomes were 90 % correlated with the level of valuations at the beginning of those periods (on reliable measures such as market cap / GDP, price / revenue, Tobin's Q, the margin - adjusted Shiller P / E, and others we've presented over time - see Ockham's Razor and the Market Cycle).
While stocks have a terminal value beyond a 10 - year period, the effects of interest rates and nominal growth on those projections largely cancel out because higher nominal GDP growth over a given 10 - year horizon is correlated with both higher interest rates and generally lower market valuations at the end of that period.
Loans under the new credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.
We assumed that in each period a 30 - year bond is issued at prevailing interest rates (long - term government bond plus 1 %) and that amount is invested for the next 30 years in a portfolio of large - cap stocks while paying off the bond as an amortized loan (as if it were a mortgage).
Borrowings under the credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 %, and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 %; or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.
Loans under the credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 % or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.
Could the economy have successfully negotiated the period of robust growth, and rising inflation, in the first half of 2000, in the face of strong downward pressure on the exchange rate, with interest rates maintained at 4 3/4 per cent?
During that deferment period, interest accumulates and compounds at the rates specified earlier.
The mortgage interest they would pay, on top of repaying the principle balance, is based on a rate that is assessed and reset at regular periods, usually on an annual basis.
The Annual Percentage Rate (APR) shown for each MBA loan product reflects the accruing interest, the effect of one - time capitalization of interest at the end of a deferment period, a 2 % origination fee, the full deferment payment plan option (in which there is a 21 - month in - school deferment and a six - month grace period).
Looking at actual interest charged (i.e., excluding those who pay no interest), the actual average interest rate that consumers paid in the third quarter of 2010 was 12.3 percent, which was below the level in the comparable period in 2007.
According to the minutes of the meeting, a 25 - basis point increase in the bank rate was fully factored in by the markets in the run - up to November's MPC meeting, and the interest - rate curve underlying the November Inflation Report projected interest rates at 1 percent by the end of the three - year forecast period, higher than the recent median estimates of economists polled by Reuters.
According to the policy statement, the central bank indicated that interest rates will continue to remain at present levels for an extended period of time, although they did not mention what the specific timeframe would be.
Indeed, the Nikkei is no higher than it was 30 years ago, having lost more than -60 % of its value on three separate occasions, two of them in a period when interest rates were pegged at zero, and never rose above 1 %.
This story focuses on average mortgage rates, which is the average interest cost assigned to home loans at a particular period of time.
The ECB has recently signaled that interest rates could remain low for an extended period of time at their April rate decision.
As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
It's also done to discount future earnings against money that can be invested at the current interest rate of the same period of time.
At least in part, this reflects lower - than - expected global growth and inflation, which has led to a prolonged period of very low interest rates and unconventional monetary policies in the major economies.
A long - term transaction normally is done at a low interest rate; therefore, the only way for the lending institution to make a profit is make ensure the customer pays over a long period of time.
On the interest rate front, moreover, containing and reducing inflation over time will mean that we should be able, at some point, to look back to the current period as one of higher - than - normal interest rates.
That's fine, but understand that through most of the period prior to the 1960's, interest rates regularly visited levels similar to the present, yet these same measures of stock valuations typically resided at well below half of present levels.
-- One cap restricts the amount the interest rate can change at the first adjustment, the second restricts the amount the interest rate can change every adjustment period after the first adjustment period, and the third cap restricts the maximum interest rate you can pay for as long as you have the mortgage.
PICK YOUR TIMEFRAME Earn interest at a fixed rate for a guaranteed period of time... one that meets your needs.
When the pace of inflation eases over a longer period and interest rates are still low, this is a good time to borrow at a low cost.
Choosing an interest rate lock period will come down to two factors: when you can close on your mortgage and what rates are being offered at what cost for different rate lock periods.
Against this background, the Board took the view at its June meeting that the economy had entered a period where the monetary policy decision would be whether to hold interest rates unchanged or to reduce them.
Here is a formula you can use to calculate the amount of money you'll earn at a given interest rate over a period of time:
But at the end of the ARM loan's initial rate period, the interest rate and monthly principal and interest payment could go up.
This period of stability in housing interest rates suggests that the period of intense competition in the housing market, driven by mortgage managers» quest to raise market share, has run its course, at least for the time being.
However, in most cases the amortization period changes because different borrowing terms, interest rates and payments against the principal amount at each renewal vary the length of time required to pay off the mortgage.
The stock should provide excellent annual returns during the 5 - year period where interest rates increase at the fastest pace.
However, even if interest rates stay low for an extended period of time, Utilities investors are still at risk.
We are at a time period in history where mortgage interest rates are at an all - time low.
Or how Usmanov offered to loan us the debt at a interest free rate and over a longer period so we can keep spending money on players to compete...
Ndikumana and Boyce explain that, «If this capital had been invested abroad and earned interest at the going market rates, the accumulated capital loss for these countries over the 39 year period was $ 944 billion.
This followed a period of high interest rates in the early 1990s, peaking at 15 per cent.
True vine charity Loan offers loans at 4 % interest rate and amount ranging from # 50,000.00 to # 5,000,000.00 within a period of 6 months to 10 years.
In the letter, Gonsalves also said NIFA is applying unfair standards by preventing lawmakers from recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates — and «has perpetuated the conditions that allow it to maintain a control period
Violating the agreement will turn «free» tuition at SUNY schools into a loan with undetermined interest rates and undetermined pay back periods.
As part of its first special financing program for customers, Ford Credit India is offering eligible customers the 2015 Ford EcoSport at an interest rate of 8.99 percent per annum with a loan period of up to 60 months.
But this decision was revised when within a short period interest in that previous model faded at an almost shocking rate because the Bentley Turbo R was superior in handling.
a b c d e f g h i j k l m n o p q r s t u v w x y z