Sentences with phrase «periods on both balance»

Editor's take: Due to the Chase Slate's 15 month intro 0 % APR period on balance transfers and purchases, this card is a good pick for people looking to pay down their debt or make a large purchase.

This means you'll save some money on the interest you'll pay back against your borrowing; making balance transfers a preferred way for many borrowers to axe interest and pay off outstanding debt, as many credit card companies offer an interest free period on balance transfers to new customers.

The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period on balance transfers with 5 % cash - back rewards on rotating bonus categories (on up to $ 1,500 in spending per quarter) and 1 % back on all other spending.

The Chase Slate ® has a 15 month 0 % intro APR period on balance transfers and purchases.

The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period on balance transfers with 5 % cash - bac has generous rewards and a lengthy interest - free period for balance transfers, although not as much for new purchases.

However, if the introductory period on a balance transfer credit card is 12 to 18 months, it could make sense to do so.

Banks sometimes offer 0 % interest periods on balance transfers, which could make repaying even less expensive.

So is the fact that there is no annual fee and there is an introductory 0 % interest rate period on balance transfers.

The Citi ® Diamond Preferred ® Card come with one of the longest zero APR periods on balance transfers we've found.

Many balance transfer cards offer longer promotional APR periods on both balance transfers and purchases.

If you need to make a large purchase, consider getting a 0 % intro APR card, such as the Discover it ® — Cashback Match ™ (it's also good for everyday spending as it is a straight and honest cashback card that gives you live money), and if you have some debt, you can transfer it to a credit card with an intro period on balance transfers, like the Discover it ® — 18 Month Balance Transfer Offer.

It offers the same six month 0 % period on balance transfers, giving you a short - term break from interest which you should use to clear the card, if you can.

If I do a balance transfer to a 0 % interest credit card, I could save hundreds of dollars on interest through the end of the 0 % interest rate period on the balance transfer.

2 There is no grace period on balance transfers; a finance charge (based on the account's current Annual Percentage Rate) will be imposed from the date the transfer is posted to your credit card account.

The Wells Fargo Visa Signature card offers a long introductory period on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus on travel rewards.

Many of the top credit cards available today offer 0 % for an introductory period on balance transfers or purchases — or, in some cases, both.

While the Bank of America Cash Rewards card's regular APR is fairly low, its 0 - percent introductory period on balance transfers and new purchases is relatively short.

The PenFed Pathfinder Rewards card's introductory period on balance transfers is relatively short, though it's worth keeping as a travel rewards card if you can pay off your balance in 12 months.

The Blue Cash Preferred card offers a fairly low interest rate and a 12 - month 0 - percent introductory period on balance transfers and new purchases, though cardholders may find the annual fee too pricey.

If are interested in transferring a balance, but don't want to pay it off in 12 months, there are cards available that offer longer introductory periods on balance transfers.

The Discover it Miles card offers a fairly long 14 - month 0 - percent introductory period on balance transfers and new purchases and serves as a good no - annual - fee travel card in the long run, awarding you 1.5 miles on every purchase.

The Wells Fargo Visa Signature card offers a long introductory period on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus on travel rewards.

The Citi ThankYou Preferred card offers a fairly long 15 - month introductory period on balance transfers, plus a pretty good points - based rewards program once your balance is paid off.

* One of the best balance transfer cards around, the Citi Diamond Preferred card features the lengthiest 0 % intro APR period on balance transfers of the credit cards above — 21 months — as well as a $ 0 annual fee and premium benefits.

Although it is possible to get interest - free periods on both balance transfers and purchases, the offers aren't as common as they used to be.

The Citi Double Cash card also offers an introductory APR period on balance transfers for the first 18 months, as long as the transfer is made within four months of account opening.

There is no grace period on balance transfers.

Another neat feature of the card is the introductory period on balance transfers and balance transfers are free.

The attractive feature these cards offer is the 0 % introductory A.P.R. period on all balance transfers.

Balance transfer credit cards are effective because they offer a 0 % introductory period on your balance transfers.

This card has a 0 % introductory period on all balance transfers and purchases for up to 15 months.

If you apply for the card through NerdWallet, you're eligible for a different offer — a long 0 % APR period on balance transfers.

Why We Like It: The Discover it ® - 18 Month Balance Transfer Offer features a full year - and - a-half 0 percent interest period on balance transfers (six months on purchases) and, unlike most cards focused on a 0 percent period, it also offers an enticing rewards program.

There is no interest free grace period on Balance Transfers or Cash Advances.

this card is ideal if you are looking for a long intro period on balance transfers, as you can enjoy a long 18 month interest free period on balance transfers.

The attractive feature that these cards offer is the 0 % introductory A.P.R. period on all balance transfers.

Ultra-long 0 % period on balance transfers.

Citi ® Diamond Preferred ® Card — 21 Month Balance Transfer Offer — This gem offers an ultra-long 0 % period on balance transfers, with a $ 0 annual fee and a few perks, too.

With a low regular APR and a long 0 percent introductory period on balance transfers and new purchases, the BankAmericard credit card can save you a considerable amount on interest.

Perhaps the biggest difference is that the Mastercard ® Black Card ™ offers an introductory zero interest period on balance transfers made within the first 45 days of account opening for the first 15 billing cycles, making the Mastercard ® Black Card ™ perhaps a better option if you need to transfer a balance and pay it off over time interest - free.

Offering 1 % cash back on every purchase and an additional 1 % when you pay them off, the Citi ® Double Cash Card — 18 month BT offer provides easy rewards to go with its lengthy interest - free period on balance transfers and $ 0 annual fee.

The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period on balance transfers with 5 % cash - back rewards on rotating bonus categories (on up to $ 1,500 in spending per quarter) and 1 % back on all other spending.

Not exact matches

Here's the catch: If you fail to pay off the whole balance by the end of the interest - free period, you're on the hook for high interest rates against the original purchase amount — and not the remainder.

«The balance that's reported to credit bureaus is on a random day from before the end of that statement period,» says Weston.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

This number is then checked against the change in cash reflected on the balance sheet from period to period to verify that the calculation has been done correctly.

A creditor shall allocate the entire amount paid by the consumer in excess of the minimum payment amount to a balance on which interest is deferred during the last 2 billing cycles immediately preceding the expiration of the period during which interest is deferred.

Introductory offer tends to include 0 % APR on balance transfers for an extended period of time.

You are charged interest on your balance if you don't pay it in full starting from the end of your grace period, and you could owe a penalty if you don't make a minimum payment on your balance.

The Capital One Quicksilver Cash Rewards Credit Card has the shortest intro balance transfer period of any of the cards on this list.