Sentences with phrase «permanent change in the terms»

Not exact matches

The central allegation of paradox seems to me to run roughly as follows: a nontemporal divine experience would include in itself all events in time (cf. CSPM 105); but to experience all temporal events simultaneously would dissolve any real distinction between past and future (cf. CSPM 66); so there could be no temporal transition, no change, no contingency, and no freedom (cf. CSPM 137); and since nothing could become, there could be no real permanent and unchanging reality either, «for then the contrast between the terms, and therewith their meaning, must vanish» (CSPM 166).

Animal testing indicates that pesticides can cause permanent changes in brain chemistry that may lead to behavioral disorders, learning disabilities, and even long - term damage to the brain and nervous system.

Lack of sleep over a long term can affect your child's grades in school, their performance in extra-curricular activities, and even make permanent changes to their disposition and personality.

Still, «the most pressing issue in our city of this generation is affordable housing,» James said; she stated that in her second term, she would work to address that problem, whether through making «preferential rent» permanent (rather than something a landlord can change or remove at whim), or creating more housing, rather than shelters, for homeless New Yorkers.

Even one full - term pregnancy is remarkably protective against breast cancer, probably because progesterone and other pregnancy hormones cause permanent changes in breast tissue that are protective, and because progesterone levels are very high in the last few weeks of a full - term pregnancy.

Long - term weight management requires permanent changes in your eating habits and behaviors.

But he points out that the flexibility of self - publishing means none of these decisions has to be permanent as authors are free to opt in and out of agreements as conditions and terms change.

In sum, from Alpholio ™'s perspective there does not appear to be any indication of a permanent change in the fund's longer - term performancIn sum, from Alpholio ™'s perspective there does not appear to be any indication of a permanent change in the fund's longer - term performancin the fund's longer - term performance.

A Loan Modification is a permanent change in a loan term that can result in a more affordable payment for you.

The next question we ask is, if we want permanent life insurance (i.e. insurance forever) is it cheaper to lock in a permanent life insurance policy now, or buy a less expensive term policy to save premiums initially then change to a permanent policy later?

As a result of his having won their support, he was appointed in 1988 for a seven year term, which was renewed in 1995 and 2002, and then this year [2008] determined by them to be a permanent post because of changes in employment law — an interpretation questioned on both legal and ethical grounds by lawyer and Stuckist artist, Leo Goatley, who has written to the Culture Minister to express his concerns.

He appropriated this term in relation to his practice to describe an approach of inventive improvisation and instability which presents change as a permanent state arising from the chaotic and fragmentary nature of life.

The name change to CAM came in 1996 as part of a plan to ensure long - term viability that included establishing a permanent home.

[Response: While I wouldn't quite characterize this in terms of a «permanent El Nino», a reasonably up - to - date discussion of possible climate change influences on ENSO is provided in our previous article El Nino and Global Warming — mike]

Using a dataset of long - term (1958 — 2009) observations on 1,680 permanent sample plots from undisturbed natural forests in western Canada, we found that tree demographic rates have changed markedly over the last five decades.

Even without the new factor of a changing climate, it is time to acknowledge that California is in permanent long - term shortage: even in a «normal» rainfall year more water is now demanded and used than nature provides, leading to growing political conflict, unsustainable groundwater overdraft, and ecological destruction of the state's rivers, streams, and wetlands.

Bacterial infections, ranging from meningitis to endocarditis, can have life - changing consequences in terms of permanent injury and even death...

Over the last few years, more than 500 foster children in long - term care have found permanent homes when judges and others changed their practices as a result of the advocacy of Appleseed and others.

The court decided that since the ruling extended only until the permanent custody hearing in February that a ruling changing the previous decision was not in the best interest of the child, subjecting the child to an unnecessary short - term upheaval of his residence and schooling.

Catastrophic injuries can change your life in ways you never could have imagined, leaving you with long - term and permanent disabilities, lost income, and mountains of debt.

For long - term marriages, alimony payments may be permanent in nature (until a material change in circumstances occurs).

LJ Mummery held that reg 8 transmuted a fixed term contract into a permanent contract and therefore the fact that the contract was to be performed outside GB did not prevent that change in the contract.

During the life of the policy there may options at interval periods in the policy when you can change your term insurance policy to a permanent insurance policy.

Term Life Answers comes in 10, 15, 20, or 30 - year terms, all of which can be changed into permanent coverage for applicants between the ages of 45 and 85.

If your needs change in the future, you can convert your CoverMe Term Life coverage to a Manulife permanent life insurance policy.

So we now know a little bit about how your life change rate is determined will cover the difference between term and permanent more in the next paragraph but here are some sample rates that you can expect for 5 million - dollar life insurance policy.

Another thing to keep in mind — most term policies will give you the option to change it to a permanent policy at the end of the term but you will pay more for it.

You might choose a convertible term policy if you can only afford a less expensive term policy now, but think you might prefer and be able to afford a more expensive permanent policy later and don't want to take the risk that a change in your health could disqualify you from life insurance coverage.

It also offers the ability to convert the term policy to a currently available permanent life insurance policy if the insured's needs change in the future — although certain restrictions and limitations do apply.

If you go through major life changes — like getting married, launching a business, or taking in an elderly family member who will rely on you — you can change your coverage by converting to a permanent policy or applying for an additional term policy.

Convertible Term Insurance allows the policyholder to change the face value of the term policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurabilTerm Insurance allows the policyholder to change the face value of the term policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurabilterm policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurability.

In general, the conversion provision according to which your initial Term Life coverage can be changed for a Permanent Life Insurance policy is a significant contribution to the initial coverage, as in addition to a longer - term protection you receive, the number of benefits and options available also increaseIn general, the conversion provision according to which your initial Term Life coverage can be changed for a Permanent Life Insurance policy is a significant contribution to the initial coverage, as in addition to a longer - term protection you receive, the number of benefits and options available also increaTerm Life coverage can be changed for a Permanent Life Insurance policy is a significant contribution to the initial coverage, as in addition to a longer - term protection you receive, the number of benefits and options available also increasein addition to a longer - term protection you receive, the number of benefits and options available also increaterm protection you receive, the number of benefits and options available also increases.

The next question we ask is, if we want permanent life insurance (i.e. insurance forever) is it cheaper to lock in a permanent life insurance policy now, or buy a less expensive term policy to save premiums initially then change to a permanent policy later?

In this case, you can buy term life insurance for 1, 5 or 10 years, or you can purchase a longer term policy with an option to convert it into permanent coverage when financial circumstances change.

Because this is a risk to the insurance company (people who had a change in health who can't get another term policy are most likely to want to convert their policy to permanent insurance) this feature does not come with every policy.

Most permanent life policies require premium payments over the insured person's entire lifetime and do not permit a change in the death benefits, coverage options, terms, or conditions.

It is also important if you need to convert your term insurance to a permanent policy in case your health changes for the worse.

In this way, the policyholder benefits from a less expensive term policy that can become a permanent policy as their needs change.

This option will allow you to change the term life policy to a permanent life policy, either during a set period or at any point in the term.

Most term policies have a built - in privilege to convert to a permanent policy regardless of any changes in the insured's health.

Posted in conversion, death benefit, estate taxes, insurance, life insurance, term insurance Tagged affordable death benefit, changed the conversion option, conversion, conversion made you insurable again, conversion option, death benefit, insurance, life insurance, life time guarantee UL, no conversion option, permanent universal life insurance, term life affordable, term life appropriate, term life insurance, term life practical, term / ul 1 Response

You request this change by contacting the insurance company and they will let you know the increase in your premium to convert your coverage from term to permanent life insurance, should you decide to do so.

Also, some term insurance plans allow you to convert your term life coverage into a permanent life insurance policy if your life insurance needs should change in the future.

I tread very carefully when it comes to any dramatic change in underwriting and as I've outlined in numerous posts, just recently two companies approached me saying that they were willing to underwrite HIV positive up to $ 1 mm of term or permanent (guaranteed UL) life insurance.

And, should you elect to convert your term policy to permanent coverage, you can not be denied coverage because of changes in your health, occupation or for any other reason.»

For this position you MUST have the following: At least 1 years of recruitment experience of working within either Technology or Business Change recruitment The ability to handle a 360 recruitment role or alternatively, a Resourcing role Experience working with large scale global clients Excellent written and verbal communication skills The drive and hunger that is required to be successful in recruitment The ability to work in a fast pace and target driven environment Account Management experience (advantageous) What you get in return: A very generous basic salary plus excellent commission structure An excellent working environment Regular incentives (Overseas trips, days and nights out, gadgets etc) Opportunity to work both contract and permanent (dual desk) Ongoing support and training You can expect a market - leading remuneration package, superb commission / bonus scheme, and excellent opportunities for long term career progression.

A commitment to supporting permanent homes in all of their forms, including guaranteeing long term financial support for those carers with Special Guardianship Orders and others who need it, would be life changing for the thousands of kinship carers currently struggling to make ends meet.

While both foreclosure cases involve Wells Fargo, this can obviously apply to other banks, credit unions, savings & loans, and mortgage lenders who agree to different mortgage terms (modify) and then don't follow through with a permanent change and a new mortgage with new terms in price, mortgage amount, time left to repay, etc..