Sentences with phrase «permanent option such»

Depending on your needs you can choose to go with an affordable 20 year term or a more permanent option such as their whole life product.
Offered through employers, our permanent options such as group universal life give you lifetime protection and potential cash value.

Not exact matches

Increasing short - term corporate rentals that go for above - market rent could make affordable permanent rental options in a pressurized housing market such as San Francisco's even more scarce.
Also, if a majority of the Board is comprised of persons other than (i) persons for whose election proxies were solicited by the Board; or (ii) persons who were appointed by the Board to fill vacancies caused by death or resignation or to fill newly - created directorships («Board Change»), unless the Committee or Board determines otherwise prior to such Board Change, then participants immediately prior to the Board Change who cease to be employees or non-employee directors within six months after such Board Change for any reason other than death or permanent disability generally have their (i) options and stock appreciation rights become immediately exercisable and to the extent not canceled or cashed out, generally have at least six months to exercise such awards; (ii) restrictions with respect to restricted stock and RSRs lapse and generally shares are delivered; and (iii) performance shares and performance units pay out pro rata based on performance through the end of the last calendar quarter before the time the participant ceased to be an employee.
No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.
At $ 5,000 - plus per session and up to eight sessions needed, it is definitely not an option for everyone and you'd hope that such a significant financial outlay would result in a permanent repair.
The district has begun exploring short - term options, such as redistricting or additional portable classroom, as plans are developed for either constructing a new intermediate school or a permanent 16 - to - 20 classroom annex onto West Hill.
Winning the Outskirts Press Best Book of the Year award comes with a number of perks, including extra exposure throughout social media (such as blog postings exactly like this), the option of adding a permanent «Best Book of the Year» graphic emblem on the book itself, and of course the $ 1500 Grand Prize added to his author account at Outskirts Press.
Many policies also offer you the option of converting your term policy into a permanent life insurance policy such as a universal life policy.
Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)
No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.
Convertible term life insurance is typically a normal level term policy that has the option to convert the policy into permanent insurance by the end of the term or by a specified age, such as 70.
No risk compared to other permanent types such as Variable Life Insurance, but there are probably better investment options for the cash you'll contribute
If you choose to exercise this option, it allows you to convert all or a portion of the existing death benefit to permanent insurance coverage, such as whole life or universal life, with no evidence of insurability required (i.e. no medical exam or health questions).
However, if the child has a longer life expectancy, a permanent policy, such as a second - to - die life insurance policy, may be a better option.
If the borrower indicates a preference for a short sale or, more generally, not to retain the property, the servicer may not stop collecting documents and information from the borrower pertaining to available home retention options solely because the borrower has indicated such a preference, but the servicer may stop collecting such documents and information once the servicer receives information confirming that the borrower has an applicable hardship under requirements established by the owner or assignee, such as military Permanent Change of Station orders or employment transfer.
Assume applicable requirements established by the owner or assignee of the mortgage loan provide that a borrower is ineligible for home retention loss mitigation options if the borrower states a preference for a short sale and provides evidence of another applicable hardship, such as military Permanent Change of Station orders or an employment transfer more than 50 miles away.
Being able to convert to a permanent policy is a great option to have in the event that circumstances in your life change such as failing health or maybe just the realization that coverage is needed for a longer period of time than you originally anticipated.
As such, in the PS3 version we have a system that has fixed auto - save locations, a quicksave option that updates the autosave at that exact point and a manual save, where it will save a separate permanent save file at that location.
As you explore, the map gets filled in (or you can fill the map in yourself if you turn off the auto - map feature in the options, but there really is no reason to do so), but it is the player's job to draw in where the walls are in between the square tiles, as well place icons on the map to indicate locations of interest as well as permanent landmarks such as doors, stairs, treasure chests, etc..
In the decades since, art that critiques modernist abstraction has become a seemingly permanent fixture, always finding new adherents (not unlike pop music subcultures such as hardcore punk that devolved from radical statements to stylistic options), while Neo Geo, the movement that brought Halley to prominence, has been installed in nearly every art historical account of the period.
And there are also options such as senior or permanent associates, of counsel and contract lawyer positions.
If you have used the Essure ® permanent birth control system and are experiencing complications such as the ones listed above, you should consult with an attorney regarding your potential legal options as soon as possible.
It allows for the permanent recording of certain records in circumstances where it may be commercially expedient to do so, such as to record the date of issuance of stock options and other securities - related transactions.
I have treated state trial court clerkships as genuinely temporary employment, since few law graduates will accept such a clerkship if they have the option of taking a full - time permanent legal job instead.
In most instances, a permanent type of life insurance, such as whole life or a guaranteed universal life policy, will be the only option available.
Being able to convert to a permanent policy is a great option to have in the event that circumstances in your life change such as failing health or maybe just the realization that coverage is needed for a longer period of time than you originally anticipated.
For longer coverage, your only option at this point is a permanent life insurance policy, such as a guaranteed universal life.
If your insurance needs are long - term or you are unsure, buy a term policy with a conversion option to a permanent policy such as Universal Life or Whole Life.
As such, this insurance option has modest premiums for comparable benefit amounts to either a permanent or temporary life insurance.
However, for anyone looking at permanent coverage options, there are significant benefits to working with provider, such as Mutual Trust Life Insurance Company; financial strength, diversity in product, and unique policyholder benefits are top notch.
Permanent life insurance (such as whole life or universal life) is another good option for mortgage protection.
The FirstLIFE Advisor that will explain the various life insurance options to you, and will also be able to introduce you to other benefits, such as Disability Cover, the Sickness and Permanent Incapacity Benefit, Critical Illness benefit as well as our Short Term Insurance and Medical Aid products should you wish.
Many policies also offer you the option of converting your term policy into a permanent life insurance policy such as a universal life policy.
A conversion option is typically included and allows the owner of the term policy to covert all or a portion of the term into permanent coverage, such as universal life insurance, without proof of insurability — that means no health questions or medical exam.
The other option is to either purchase a permanent plan design such as Universal Life or add a smaller Universal life on to an existing life insurance portfolio that includes a Term insurance policy.
Some insurance types, such as permanent insurance, don't require a medical exam to qualify, but are priced much higher than term options.
This plan does not have any investment options or build cash value as permanent life policies do, such as whole life and universal life.
At this age, many policy options are available including 10 and 15 year term life insurance, and permanent policies such as whole life or universal life insurance coverage.
Just like a standard term life insurance policy, you have the option of converting your return of premium policy to a permanent life insurance policy such as universal or whole life insurance coverage.
Whereas a term policy may be a good option for someone who is covering a «temporary» need, permanent life insurance, such as a whole or universal life policy, could be better for an individual who plans to keep the policy in force for the duration of his or her entire lifetime.
A permanent life insurance policy, such as whole life or universal life, can offer you this option, and can be used as loan collateral, or to accrue cash value to be used in case of emergency.
You do have other options when it comes to buying life insurance such as term life or any other permanent life insurance policy.
Unless you have a specific need for permanent coverage, such as estate planning or funding a special needs trust, it makes sense to first buy a term policy with a conversion rider and fully fund all your qualified retirement plan and IRA options.
In some cases, a term life insurance policy will provide the option to convert over into a permanent form of coverage such as a universal life insurance policy.
If you are denied Term Life coverage, you still have other options such as Burial Insurance or Guaranteed Issue Life Insurance which are permanent and last through the end of your life, irrespective of age.
But there are other life insurance options, notably the various forms of permanent life insurance such as universal life and whole life policies.
Because term is written as temporary insurance and is not necessarily intended to pay out, large policies cost a fraction of the cost of a comparable permanent option, such as variable, whole or universal life.
In addition to offering such basic benefits as accidental death and permanent partial / total disability coverage, various group accident covers offer an option to choose additional benefits for all or selected members of the group.
No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.
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