Sentences with phrase «permanent policy at»

If you own term life insurance policy, you may able to transfer it into a permanent policy at any point during your term or before your 65th or 70th birthday (whichever comes first).

At that point you would have to make a choice of dropping the plan, applying for more term insurance at higher prices (with the chance of outliving it again), or converting it to a permanent policy at a higher rate than you would have had to pay 10 or 20 years earlier.

These assumptions were based a decades of companies teaching agents to tell clients that they could count on a conversion privilege that would allow them to convert all or part of their policy to a permanent policy at their original rate class.

We are converting his term policy to a permanent policy at the preferred plus rate class he was approved at 19 years ago.

In its» simplest form it would say something to the affect that you have the right, without evidence of insurability, to convert all or part of your term insurance to a permanent policy at the rate class that you were originally approved at.

You can change your policy to a permanent policy at a much higher rate through the conversion option.

Yes, most term insurance policies allow for «conversion» of the term policy to a permanent policy at standard rates without having to re-qualify medically for the new policy.

You also have the ability to convert your term life insurance policy into a permanent policy at not extra cost under the following circumstances:

Any of us agents who have been around for more than 10 years can attest to the fact that we were taught that the beauty of a conversion option in a term life insurance policy is the fact that you can, within the given period in the contract, convert all or part of your term life to a permanent policy at the same rate class you were originally approved at.

One comforting thing is that if you choose to buy term life insurance today you may choose to convert it to a permanent policy at a later date.

For example, a person with young children will take out a one million dollar 15 year term life insurance policy and a permanent policy at the same time.

You can convert to a permanent policy at the «Preferred Non Tobacco» rating, WITHOUT evidence of insurability.

A convertible term life insurance policy allows you to change it to a permanent policy at some point during the life of the policy.

Another thing to keep in mind — most term policies will give you the option to change it to a permanent policy at the end of the term but you will pay more for it.

This type of policy provides the benefit of obtaining less expensive term life insurance now while maintaining the option to convert to a permanent policy at a later date as insurance needs and financial resources change.

If he was approved at preferred non-smoker rates for his term insurance, he will be converted to a permanent policy at the same rate class.

After the term duration has expired, you'll be forced to pay extraordinarily high premiums, convert to a permanent policy at the age you apply, or simply let go of the coverage.

Both of these policies also come with a conversion rider, which allows you to convert your term policy into a permanent policy at the end of your term.

Here, a policy holder can convert their existing level term life insurance policy for a permanent policy at his or her attained age — regardless of their health condition.

However, you can choose to convert to a fixed - premium permanent policy at any time during the first 7 years of the term.

Some term policies offer coverage for up to a 30 year period, with the ability to renew or convert the coverage to a permanent policy at the end of the initial 30 year term.

Many, but not all, term life insurance policies include a provision that allows policyowners to convert to a permanent policy at some point during the policy's term.

Purchasing term insurance at a younger and healthier age can provide lower premiums and the possibility to convert to a permanent policy at a later time

Purchasing term insurance at a younger and healthier age can provide lower premiums and the possibility to convert to a permanent policy at a later time

But the industry has reached a point where they realize they can't afford to sell those permanent policies at that price any longer.

Not exact matches

Founded only in 2008 but measured earlier this year as the third-most valuable venture capital - backed group in the world at over $ 25 billion, Airbnb also said it would help prevent its service from causing housing shortages by «ensuring hosts agree to a policy of listing only permanent homes on a short - term basis».

Each time you make a permanent life insurance premium payment, a portion of the money goes into a cash value account, and this account grows at a rate specified by the policy.

But if the change in fiscal policy is expected to be «permanent» (or at least be wound down slowly enough that this effect can be ignored) the BP curve will not shift up.

During the first seven years of your policy, you may convert to any Lincoln Financial permanent product at any time.

At the UK Treasury, appointed Managing Director of Macroeconomic Policy and International Finance in 1999, serving as Permanent Secretary from 2002 to 2005.

His fees started at 1.5 % and he was pushing a permanent insurance policy on me that didn't meet my needs.

Interviewed for Premier Christian Radio, spokeswoman Abby Guinness said: «This is not a permanent change of policy; at the moment it's just a one - year plan.»

Dave Lewis, Group Chief Executive, Tesco (Chair) Erik Solheim, Executive Director, United Nations Environment (Co-Chair) Vytenis Andriukaitis, European Commissioner for Health and Food Safety Peter Bakker, President, World Business Council for Sustainable Development John Bryant, Chairman of the Board and Chief Executive Officer, Kellogg Company Paul Bulcke, Chairman of the Board of Directors, Nestlé Wiebe Draijer, Chairman of the Executive Board, Rabobank Shenggen Fan, Director General, International Food Policy Research Institute Peter Freedman, Managing Director, The Consumer Goods Forum Louise Fresco, President of the Executive Board, Wageningen University & Research Liz Goodwin, Senior Fellow and Director, Food Loss and Waste, World Resources Institute Marcus Gover, Chief Executive Officer, Waste and Resources Action Programme Hans Hoogeveen, Ambassador and Permanent Representative of the Netherlands to the UN Organizations for Food and Agriculture Selina Juul, Chairman of the Board and Founder, Stop Wasting Food Movement in Denmark Yolanda Kakabadse, President, WWF International Sam Kass, Senior Food Analyst at NBC News and former U.S. White House Chef Michael La Cour, Managing Director, IKEA Food Services AB Michel Landel, Chief Executive Officer and Chairman of the Executive Committee, Sodexo Esben Lunde Larsen, Minister of Environment and Food, Denmark José Antonio Meade, Minister of Finance, Mexico Gina McCarthy, Former Administrator, U.S. Environmental Protection Agency Denise Morrison, President and Chief Executive Officer, Campbell Soup Company Kanayo Nwanze, Former President, International Fund for Agricultural Development Rafael Pacchiano, Secretary of the Environment and Natural Resources, Mexico Paul Polman, Chief Executive Officer, Unilever Juan Lucas Restrepo Ibiza, Chairman, Global Forum on Agricultural Research Judith Rodin, Former President, The Rockefeller Foundation Oyun Sanjaasuren, Chair, Global Water Partnership Lindiwe Majele Sibanda, Vice President for Country Support, Policy and Delivery, Alliance for a Green Revolution in Africa Feike Sijbesma, Chief Executive Officer and Chairman of the Managing Board, Royal DSM Andrew Steer, President and Chief Executive Officer, World Resources Institute Achim Steiner, Administrator, United Nations Development Programme Tristram Stuart, Founder, Feedback Rhea Suh, President, Natural Resources Defense Council Rhoda Peace Tumusiime, Former Commissioner for Rural Economy and Agriculture, The African Union Sunny Verghese, Co-Founder, Group Managing Director & Chief Executive Officer, Olam International Tom Vilsack, Former Secretary, U.S. Department of Agriculture Senzeni Zokwana, Minister of Agriculture, Forestry and Fisheries, Republic of South Africa

[125] The job was approved by the Advisory Committee on Business Appointments, which stated that during Osborne's time as Chancellor «there were no specific policy decisions... that would have affected BlackRock», and the Permanent Secretary at the Treasury had «no concerns» about Osborne taking up the role.

4 pm Soft Power and the UK's Influence Subject: Soft Power and the UK's Influence Witness (es): (at 4.20 pm) evidence will be heard from Nicholas Beadle CMG, Senior Associate Fellow of the Royal United Services Institute (RUSI), Lt General Simon Mayall CB, Defence Senior Adviser for Middle East, Ministry of Defence and Steve McCarthy — Director of International Security Policy, Ministry of Defence Location: Committee Room 1, Palace of Westminster Tuesday 9th July 9.30 am Public Administration Subject: Work of the Cabinet Office Witness (es): Richard Heaton CB, Permanent Secretary, Cabinet Office Location: Room 15, Palace of Westminster

Douglas Carswell, noting that policy towards the EU seems to more or less stay the same whichever party is in power, argues that the UK's Permanent Representative at the EU holds significant power.

Academic Integrity Task Force: After new allegations of issues with academic integrity at certain schools, NYC DOE Chancellor Carmen Fariña is establishing a permanent task force that provides oversight and training to ensure all schools comply with «rigorous policies and standards.»

In fact, the economic output that is lost because of poor education policies and practices leaves many countries in what amounts to a permanent state of economic recession — and one that can be larger and deeper than the one that resulted from the financial crisis at the beginning of the millennium, out of which many countries are still struggling to climb.

Focusing at the systems level is essential if community schools are to become a permanent part of the education and community landscape, and if they are to avoid the pitfalls of leadership transitions, policy shifts, and other forces.

Nansi Ellis, assistant general secretary for policy at the Association of Teachers and Lecturers (ATL), comments on the latest permanent and fixed - period exclusions in England: 2015 to 2016 published by the DfE today.

At certain points during the period of coverage, you can convert your term policy to a permanent life insurance policy (such as a whole life insurance policy or universal life insurance policy) and premiums are determined by your original health rating.

At the same time, if you are looking for a permanent life insurance policy that is low - maintenance, a whole life insurance policy is the way to go.

You may want to consider converting to a permanent life insurance policy at this time.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

Each time you make a permanent life insurance premium payment, a portion of the money goes into a cash value account, and this account grows at a rate specified by the policy.

The AARP offers term life insurance coverage for members between the ages of 50 to 74 and policies can be converted into a permanent life insurance policy at any point during coverage.

To understand which life insurance policies might be right for you, let's look a little closer at term and permanent life insurance.

Permanent policies, on the other hand, are used to fill smaller financial obligations at the end of one's natural life, which often means that it's geared towards people who are past retirement and without any dependents.

However, permanent life insurance can be structured as an employee benefit, as the policy, and its cash value, can be transferred to the insured after a certain number of years or at a particular milestone.

If we look at what it is, how to avoid it if necessary, and how to use it when needed, we'll be much more capable of keeping our permanent insurance policies working for us in a powerful way.